Alliance Bank You:nique credit card was one of the most talked about credit card here in this forum when it came out on the market a few years ago. In order to maximize on the cash bank, You:nique credit card holder should use it up to RM3,000 only per statement cycle.

Mind you the cash back offered by this card is still a lot better than most cards out there. For instance, Maybank VISA or MasterCard that give you 1 Treatpoint for every RM1 (local transaction) is equal to only 0.25% cash back in the form of shopping voucher. So you see, this is not a very bad card.