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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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!@#$%^
post Nov 12 2023, 11:06 AM

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QUOTE(Natsukashii @ Nov 12 2023, 10:55 AM)
It shouldn't be max cap.. the ringgitplus says "uncapped"

Maybe because..

user posted image

So good, since it works with ewallet. Can topup tng, then use tng visa or QR for expenses.

BigPay RM10 fees for 1k CC topup.

Then need to find another ewallet that can topup rm1k for free or low fees.

So this card is good if salary is RM4k+.. I'm only 3.3k, I got VCC only.  sweat.gif
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max cap for each tier, except maybe the last tier. reference should always be the bank's website and not ringgitplus.

https://www.alliancebank.com.my/Alliance/me...heet-PDS-EN.pdf
Natsukashii
post Nov 12 2023, 11:11 AM

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QUOTE(!@#$%^ @ Nov 12 2023, 11:06 AM)
max cap for each tier, except maybe the last tier. reference should always be the bank's website and not ringgitplus.

https://www.alliancebank.com.my/Alliance/me...heet-PDS-EN.pdf
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I see, after going through ringgitplus, I guess it's important to view bank disclosure.. incorrect details, outdated can happen.


Hanz91
post Nov 13 2023, 01:26 PM

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For the Visa Infinite card, anyone knows if the supplementary card shares the same maximum RM3k e-wallet topup capped for 8x points as Principle card?

Or is the principle card having RM3k 8x points and supplementary card having its own RM3k 8x points as well?
contestchris
post Nov 13 2023, 10:01 PM

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Just wanna confirm, does IPP spend not qualify for cashback for Visa Signature?
contestchris
post Nov 14 2023, 09:45 AM

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QUOTE(contestchris @ Nov 13 2023, 10:01 PM)
Just wanna confirm, does IPP spend not qualify for cashback for Visa Signature?
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Just to reply to my own queries which have gone unanswered:

IPP spend does qualify for cashback. The cashback is computed based on the monthly IPP installment amount, and is credited one day after the statement date.
47100
post Nov 14 2023, 11:52 AM

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QUOTE(Hanz91 @ Nov 13 2023, 01:26 PM)
For the Visa Infinite card, anyone knows if the supplementary card shares the same maximum RM3k e-wallet topup capped for 8x points as Principle card?

Or is the principle card having RM3k 8x points and supplementary card having its own RM3k 8x points as well?
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same pool ya just like your credit limit..
SUPERMAN FLYING
post Nov 14 2023, 11:04 PM

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hi wish to check,
how to redeem tbp? tolong..
azlim
post Nov 15 2023, 10:05 PM

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me too
cant find the online redemption form
mamamia
post Nov 15 2023, 11:08 PM

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Cashback credited after statement date can use to offset statement balance?
xiaomoon
post Nov 16 2023, 08:39 AM

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QUOTE(mamamia @ Nov 15 2023, 11:08 PM)
Cashback credited after statement date can use to offset statement balance?
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vs can
victorian
post Nov 16 2023, 09:48 AM

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Just called Alliance CS, online form is down now. Can redeem via other channel
mamamia
post Nov 16 2023, 04:19 PM

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QUOTE(xiaomoon @ Nov 16 2023, 08:39 AM)
vs can
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Thanks for your confirmation, as I just use BT from PBB to pay 3k, but statement balance with RM25 SST, so, since I have RM55 cb, just think whether I still need to manual make payment for RM25 again..
xiaomoon
post Nov 16 2023, 04:40 PM

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QUOTE(mamamia @ Nov 16 2023, 04:19 PM)
Thanks for your confirmation, as I just use BT from PBB to pay 3k, but statement balance with RM25 SST, so, since I have RM55 cb, just think whether I still need to manual make payment for RM25 again..
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u login website/app see what is your outstanding balance...
eternity4av
post Nov 17 2023, 09:02 AM

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Hi fellow seniors, am having issues to login vcc on alliance online app after changing my phone, i've been contacting cs twice, but they wont be able to solve it, since its only a vcc card, i dont have any physical card. so im pretty much stucked.

on my new device, upon clicking vcc they keep prompt to re sign up the vcc, instead of redirecting to my existing vcc after keying in my IC
azlim
post Nov 17 2023, 11:01 AM

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QUOTE(eternity4av @ Nov 17 2023, 09:02 AM)
Hi fellow seniors, am having issues to login vcc on alliance online app after changing my phone, i've been contacting cs twice, but they wont be able to solve it, since its only a vcc card, i dont have any physical card. so im pretty much stucked.

on my new device, upon clicking vcc they keep prompt to re sign up the vcc, instead of redirecting to my existing vcc after keying in my IC
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maybe u can try to screenshot/record a video then email to them
eternity4av
post Nov 17 2023, 02:15 PM

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QUOTE(azlim @ Nov 17 2023, 11:01 AM)
maybe u can try to screenshot/record a video then email to them
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yes they requested, and still investigating. sigh.
mamamia
post Nov 17 2023, 04:42 PM

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QUOTE(xiaomoon @ Nov 16 2023, 04:40 PM)
u login website/app see what is your outstanding balance...
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Outstanding balance is 25+ whatever that I spent after statement date - 55.50
dimgai
post Nov 18 2023, 12:13 AM

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Here is how you check your TBP

user posted image
correct TBP, no need to call CS


user posted image
incorrect TBP, call CS to follow up
acejlsh
post Nov 18 2023, 06:24 AM

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QUOTE(dimgai @ Nov 18 2023, 12:13 AM)
Here is how you check your TBP

user posted image
correct TBP, no need to call CS
user posted image
incorrect TBP, call CS to follow up
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No posting should be done on statement date, if that happened, only x1 will be given on current cycle, balance x7 next cycle. That's what I learned previously.
dimgai
post Nov 18 2023, 07:19 AM

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QUOTE(acejlsh @ Nov 18 2023, 06:24 AM)
No posting should be done on statement date, if that happened, only x1 will be given on current cycle, balance x7 next cycle. That's what I learned previously.
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very true. If your last transaction is at least 5 days before statement date, it will be added into the same cycle.

But if your last transaction is 2-3 days before statement date, it will usually not updated in the same cycle and will be added back next month.


A better version:

user posted image

This post has been edited by dimgai: Nov 18 2023, 08:03 AM

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