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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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Natsukashii
post Apr 5 2023, 02:39 PM

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QUOTE(ronnie @ Apr 5 2023, 02:36 PM)
Can generate Dynamic card number for each app/website... like that we can track which vendor leak our CC details.
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If like that means, I cannot save as autodebit payment right?

I set to pay maxis bill autodebit, have to change the card details monthly?


Natsukashii
post Apr 5 2023, 02:45 PM

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QUOTE(ronnie @ Apr 5 2023, 02:40 PM)
you can opt for the Subscription with 100 uses (8 years of usage) hahahaha

I wonder do we need to pay RM25 SST or not ?
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Here.. https://www.alliancebank.com.my/cards/perso...credit-card/aom

There's FAQ section to know more on the Virtual Credit Card.

This post has been edited by Natsukashii: Apr 5 2023, 02:47 PM
Natsukashii
post Apr 27 2023, 04:34 PM

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QUOTE(eternity4av @ Apr 27 2023, 04:21 PM)
I recently was attracted to this entire virtual credit card thing, and upon file submission, they asked me to go to branch to do validation, and couldn't imagine the counter person just pass me the keyboard and with his monitor facing him, asking me to key in my I akaun login, I refuses too, then he said its the bank procedure, I was like its 2023, and you talk about Malaysia first virtual credit card, and yet you ask a consumer to key in epf I akaun login without the monitor ? Is it only me or other applicant is the same?

And I replied with the person from HQ that has been asking me to do, and she came with the other options, which is to do video conferencing, to show I can login to EPF and then she will screenshot from there, aren't that is somewhat correct? Hmm.
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QUOTE(wjleong15 @ Apr 27 2023, 04:25 PM)
a bit leceh but mine was the staff turn the monitor to me and leave me alone for a couple of minutes then come back and print out the statement and logout my account in front of me, monitor always facing both of us when he returned after i key in login
yours a bit unacceptable than mine loh
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Whatttt? That virtual card still need to go bank? So much promoted easy peasy online application, but ask go bank for verification?

Worst, need to login to EPF using their PC? Coming from bank who tells us don't login using devices that we can't trust.

Why not ask the statement from us and since they're bank, they should be able to do any sort of verification themselves.

I thinking to apply, just waiting for other liability to clear a bit first.. I have no CC. All application, last in 2022, rejected.

This post has been edited by Natsukashii: Apr 27 2023, 04:35 PM
Natsukashii
post Jun 6 2023, 02:39 PM

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QUOTE(leootan @ Jun 4 2023, 01:39 PM)
Anyway, good to know it is an option. Although dont need this feature right now, it surely provide good help in the future when purchase big stuff, but need to spread the payment over 12 months la.
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We can settle it earlier if we can, right? Or it must be 12 months?


Natsukashii
post Jun 6 2023, 08:00 PM

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QUOTE(leootan @ Jun 6 2023, 06:31 PM)
Ya can pay your statement without converting the transaction into monthly installment. Just pay as usual as you always do. The installment is just an option.

Anyway, just a small update, not only the transactions that i reloaded into ewallet eligible for 12 months 0% installment. Even my Lazada trasaction also eligible for 0% installment.

I donnoe maybe it has a threshold to trigger the option. As all my eligible transactions are > RM 500.
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I mean, if I opt to installment, then can I still settle it early? Like I pay 1st month based on the installment amount, the same for 2nd month, so on and then on the 6th month I want to settle the amount.. pay 100% balance. Is that allowed?
Natsukashii
post Jul 16 2023, 07:44 PM

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QUOTE(leootan @ Jun 6 2023, 06:31 PM)
Ya can pay your statement without converting the transaction into monthly installment. Just pay as usual as you always do. The installment is just an option.

Anyway, just a small update, not only the transactions that i reloaded into ewallet eligible for 12 months 0% installment. Even my Lazada trasaction also eligible for 0% installment.

I donnoe maybe it has a threshold to trigger the option. As all my eligible transactions are > RM 500.
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Just an update, I found the details: https://www.alliancebank.com.my/promotions/...Payment-Plan-TC

It is only for limited time, until 12/2023.. and yes, only for >RM500.

This post has been edited by Natsukashii: Jul 16 2023, 07:44 PM
Natsukashii
post Aug 7 2023, 12:26 PM

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QUOTE(13th @ Aug 6 2023, 01:15 PM)
use a desktop or laptop, login to see your account, in the url https://xxxx (in the bottom of your browser, the hyperlink or some sort) will have your full credit card number. to confirm your credit card number, duitnow transfer rm1 to that credit card number, and it will reflected as soon as possible in the vcc app. that's how i paid it after 3days got the access

edit: add proof

user posted image
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If you click on that xxxx card number, the next page should have the full card number right? Still no?

Natsukashii
post Aug 7 2023, 12:39 PM

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QUOTE(13th @ Aug 7 2023, 12:36 PM)
still no, it will filtered XXXX and only shows ending number. the only official way to see the VCC number is the credit card statement currently
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Noted, thanks.
Natsukashii
post Nov 12 2023, 10:55 AM

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QUOTE(keeplwk @ Nov 4 2023, 08:38 AM)
Why you get only RM55 in cash back? 5% of 3k is like Rm150..
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QUOTE(!@#$%^ @ Nov 4 2023, 09:19 AM)
max cap
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It shouldn't be max cap.. the ringgitplus says "uncapped"

Maybe because..

user posted image

So good, since it works with ewallet. Can topup tng, then use tng visa or QR for expenses.

BigPay RM10 fees for 1k CC topup.

Then need to find another ewallet that can topup rm1k for free or low fees.

So this card is good if salary is RM4k+.. I'm only 3.3k, I got VCC only. sweat.gif

This post has been edited by Natsukashii: Nov 12 2023, 10:56 AM
Natsukashii
post Nov 12 2023, 11:11 AM

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QUOTE(!@#$%^ @ Nov 12 2023, 11:06 AM)
max cap for each tier, except maybe the last tier. reference should always be the bank's website and not ringgitplus.

https://www.alliancebank.com.my/Alliance/me...heet-PDS-EN.pdf
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I see, after going through ringgitplus, I guess it's important to view bank disclosure.. incorrect details, outdated can happen.


Natsukashii
post Apr 30 2024, 09:39 AM

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Visa Infinite Credit Card

Can this card be freeze/unfreeze anytime conveniently using the app? Like the vcc.
Natsukashii
post Jun 30 2024, 01:00 PM

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Do Alliance waive SST if we call and ask?

 

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