Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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 May 15 2014, 08:44 PM
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Junior Member
168 posts Joined: May 2012  
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QUOTE(ciohbu @ May 15 2014, 09:58 AM) 3k per month ? 3k premium per year...i wanted a card for good cash back for all the one off payment which i need....i already have watami, wise, maybank 2 plat which is max out on CB.....so far i have been using OCBC for all the one off payment...any other better card This post has been edited by marketstore: May 15 2014, 08:46 PM |
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May 15 2014, 09:02 PM
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Senior Member
2,493 posts Joined: Mar 2014
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QUOTE(marketstore @ May 15 2014, 08:44 PM) 3k premium per year...i wanted a card for good cash back for all the one off payment which i need....i already have watami, wise, maybank 2 plat which is max out on CB.....so far i have been using OCBC for all the one off payment...any other better card You can consider Alliance Hybrid Premium Debit Mastercard..2% rebate, capped at RM180 CB which is RM9k spending, and best of all, no GST. Good enough? |
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May 15 2014, 10:38 PM
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Junior Member
168 posts Joined: May 2012
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QUOTE(kelvinlzy @ May 15 2014, 09:02 PM) You can consider Alliance Hybrid Premium Debit Mastercard..2% rebate, capped at RM180 CB which is RM9k spending, and best of all, no GST. Good enough? requirement criteria is privilege banking customer only wor.... |
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May 15 2014, 10:57 PM
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Senior Member
2,493 posts Joined: Mar 2014
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QUOTE(marketstore @ May 15 2014, 10:38 PM) requirement criteria is privilege banking customer only wor.... If you can deposit RM200k, then you can open the account and get the card. If not, deposit RM50k will entitle you the Platinum Debit card, 1.5% CB, capped at RM60. |
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May 16 2014, 01:24 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL 
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QUOTE(marketstore @ May 15 2014, 08:44 PM) 3k premium per year...i wanted a card for good cash back for all the one off payment which i need....i already have watami, wise, maybank 2 plat which is max out on CB.....so far i have been using OCBC for all the one off payment...any other better card hmmm...... can pay your premium online, if yes then get the Public Bank Visa Signature will earn 6% cash back.Edited - If you pay your RM3K one go, i.e. yearly, you'll only get max RM60 cash back per month with the Public Bank Visa Signature.. This post has been edited by Gen-X: May 16 2014, 11:19 AM |
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May 16 2014, 01:14 PM
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Junior Member
44 posts Joined: Jan 2003
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wah, just went to website cuz wanted to redeem some points. 43900 for Giant RM100 voucher? that's ridiculous!
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May 16 2014, 01:57 PM
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Senior Member
6,373 posts Joined: May 2007
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QUOTE(shad0wmag3 @ May 16 2014, 01:14 PM) wah, just went to website cuz wanted to redeem some points. 43900 for Giant RM100 voucher? that's ridiculous! alliance bank has lousy offers for points redemption, not many choices. |
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May 16 2014, 02:11 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(shad0wmag3 @ May 16 2014, 01:14 PM) wah, just went to website cuz wanted to redeem some points. 43900 for Giant RM100 voucher? that's ridiculous! You are freaking right, looks like Alliance has inflated their redemption program 100%  |
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May 16 2014, 02:38 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield
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phew...luckily enrich miles conversion remains at 6000
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May 26 2014, 11:51 AM
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Senior Member
6,373 posts Joined: May 2007
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anywhere to spend timeless rewards points? the items at the website reward centre kinda suxs.
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May 27 2014, 08:47 PM
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Senior Member
2,027 posts Joined: Jan 2003 From: PJ
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dunno - they used to have make-a-wish-for-redemption. dunno if still got. i only convert to miles, never bothered about anything else.
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May 28 2014, 10:48 AM
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Senior Member
6,373 posts Joined: May 2007
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QUOTE(PJusa @ May 27 2014, 08:47 PM) dunno - they used to have make-a-wish-for-redemption. dunno if still got. i only convert to miles, never bothered about anything else. i don't have much points, thought can redeem something nice, but their items really limited.  |
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May 28 2014, 02:09 PM
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All Stars
11,954 posts Joined: May 2007  
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QUOTE(victorywp @ May 15 2014, 02:25 PM) as per advised by Gen-X above, you won't get rm90 cash back for rm3k spending. as per you:nique tier based chart, your first rm1k is only 0.5%, second rm1k is 1.5%, and third rm1k is 3.0%. so your actual effective rebate rate is around 1.66% only for rm3k expenses. and if you spend more than rm3k, your effective rebate rate will go lower than 1.66%. Tier based on base on ur total spending in statement month.i think should be annual medical insurance due. If total 1000+ 500+ 1500 total 3000 So u will get 3% cash back |
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May 28 2014, 02:15 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield
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QUOTE(MNet @ May 28 2014, 02:09 PM) Tier based on base on ur total spending in statement month. it is not, at least it is not with my Plat. CB card.If total 1000+ 500+ 1500 total 3000 So u will get 3% cash back First 500 - 0.6% (RM3) Next 850 - 0.7% (RM5.95) Next 1200 - 0.9% (RM10.8) Next 2450 - 2% (RM49) So if i swipe 5k a month, i would get RM68.75 only. |
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May 28 2014, 07:19 PM
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All Stars
11,954 posts Joined: May 2007
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QUOTE(bearbear @ May 28 2014, 02:15 PM) it is not, at least it is not with my Plat. CB card. I dont think it same with platFirst 500 - 0.6% (RM3) Next 850 - 0.7% (RM5.95) Next 1200 - 0.9% (RM10.8) Next 2450 - 2% (RM49) So if i swipe 5k a month, i would get RM68.75 only. |
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May 29 2014, 08:44 AM
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Senior Member
2,027 posts Joined: Jan 2003 From: PJ
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QUOTE(MNet @ May 28 2014, 07:19 PM) I dont think it same with plat it's exactly like that. my cashback is also limited to 68.75 on the plat card. |
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May 29 2014, 04:07 PM
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All Stars
11,740 posts Joined: Oct 2013 From: Her Heart 
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QUOTE(MNet @ May 28 2014, 02:09 PM) Tier based on base on ur total spending in statement month. If total 1000+ 500+ 1500 total 3000 So u will get 3% cash back QUOTE(MNet @ May 28 2014, 07:19 PM) I dont think it same with plat tier based is based on tiers.it is confirmed to be as per bearbear example above. |
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Jul 3 2014, 09:06 PM
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Senior Member
637 posts Joined: Mar 2014 From: Airport around the world
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Regarding alliance VI AF...
if spend 30k within 12 month will get only the following year AF waived? ...or every year? Confuse reading the t&c |
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Jul 3 2014, 11:41 PM
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Senior Member
700 posts Joined: Mar 2012
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QUOTE(tigaxxx @ Jul 3 2014, 09:06 PM) Regarding alliance VI AF... You need to spent RM30k within 12 months to get waiver for the following one year.if spend 30k within 12 month will get only the following year AF waived? ...or every year? Confuse reading the t&c |
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Jul 5 2014, 12:25 AM
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Senior Member
637 posts Joined: Mar 2014 From: Airport around the world
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QUOTE(Chigme @ Jul 3 2014, 11:41 PM) You need to spent RM30k within 12 months to get waiver for the following one year. thanks bro ! that's what i thought..  |
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