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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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tigaxxx
post Jul 12 2014, 02:29 PM

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Emailed VI application on july 7th and received approval SMS on july 11th morning. .......
pretty fast ! smile.gif
bearbear
post Jul 31 2014, 03:21 PM

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user posted image

13. The maximum amount of Cash Back that shall be given out throughout the whole of the Campaign Period is
RM180,000 only and capped at the maximum amount of RM20,000 per day on a “first come, first served”
basis. ABMB shall cease giving out the Cash Back upon maximising the aforementioned allocated amount.

14. Each of the Cardmembers has the chance to win a maximum of RM300 Cash Back only per month.

15. For avoidance of doubt, the following dining Merchant Category Codes (MCC) shall only be eligible for this
Campaign.
(i) 5812
(ii) 5814
zenquix
post Aug 19 2014, 08:36 PM

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The Starbucks outlet I used to top up has change its terminal mcc code to 5499 sad.gif
kelvinlzy
post Aug 19 2014, 10:05 PM

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QUOTE(zenquix @ Aug 19 2014, 08:36 PM)
The Starbucks outlet I used to top up has change its terminal mcc code to 5499 sad.gif
*
May I know how did you manage to find out the MCC code?
bearbear
post Aug 19 2014, 10:27 PM

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QUOTE(kelvinlzy @ Aug 19 2014, 10:05 PM)
May I know how did you manage to find out the MCC code?
*
make a transaction, call the card center to clarify.
kelvinlzy
post Aug 19 2014, 11:07 PM

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QUOTE(bearbear @ Aug 19 2014, 10:27 PM)
make a transaction, call the card center to clarify.
*
I see. Seems like most Starbucks outlets have changed their MCC code.
ronnie
post Aug 19 2014, 11:47 PM

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QUOTE(zenquix @ Aug 19 2014, 08:36 PM)
The Starbucks outlet I used to top up has change its terminal mcc code to 5499 sad.gif
*
mad.gif mad.gif 5499 : Miscellaneous Food Stores - Convenience Stores and Specialty Markets

which SB outlet ?

This post has been edited by ronnie: Aug 19 2014, 11:48 PM
zenquix
post Aug 21 2014, 11:06 PM

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QUOTE(ronnie @ Aug 19 2014, 11:47 PM)
mad.gif  mad.gif 5499 : Miscellaneous Food Stores - Convenience Stores and Specialty Markets

which SB outlet ?
*
Gardens 2nd floor. Anyone found a starbucks that has not changed?
ronnie
post Aug 21 2014, 11:43 PM

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I believe those using Maybank terminals (previously Ambank terminal) are using the new MCC 5499 now....

This post has been edited by ronnie: Aug 21 2014, 11:44 PM
cfa28
post Sep 9 2014, 02:44 PM

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Just checked the Alliance Redemption Points and think they have revised it downwards.

As comparison - Alliance, u need 43,900 Reward Points to exchange for RM100 Md Donald's Cash Voucher or equal to 0.227% Cash Back. That's so low.

AEON Credit is only requires 14,700 Points to change to RM50 Cash Voucher from Mc Donalds or equal to 0.340% Cash Back.

I remember when I applied for the Card and I checked the Cash Vouchers, the exchange ratio was closer to 0.3+%

Anyone here remember what was the cash value of Alliance reward points equal to. Perhaps sifu Gen-X can remember.

I am quite sure it was higher than 0.23%. Perhaps time to use another Card again and revisitt Gen-X Blog again.
Gen-X
post Sep 9 2014, 03:43 PM

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QUOTE(cfa28 @ Sep 9 2014, 02:44 PM)
Just checked the Alliance Redemption Points and think they have revised it downwards.

As comparison - Alliance, u need 43,900 Reward Points to exchange for RM100 Md Donald's Cash Voucher or equal to 0.227% Cash Back. That's so low. 

AEON Credit is only requires 14,700 Points to change to RM50 Cash Voucher from Mc Donalds or equal to 0.340% Cash Back.

I remember when I applied for the Card and I checked the Cash Vouchers, the exchange ratio was closer to 0.3+%

Anyone here remember what was the cash value of Alliance reward points equal to.  Perhaps sifu Gen-X can remember.

I am quite sure it was higher than 0.23%.  Perhaps time to use another Card again and revisitt Gen-X Blog again.
*
Bro, Alliance Bank inflated the point required to redeem for vouchers sometime back in May - click here to my Facebook posting.

For previous comparison of points back in October 2013, click here to my article Visa Infinite - UOB versus Maybank versus Alliance Bank

Nowadays I hardy use my Alliance Visa Infinite because it will be stupid of me to use it. My Maybank VI rewards me about 100% more compared to my Alliance VI! Luckily my Alliance VI is Free For Life.
cfa28
post Sep 9 2014, 03:56 PM

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QUOTE(Gen-X @ Sep 9 2014, 03:43 PM)
Bro, Alliance Bank inflated the point required to redeem for vouchers sometime back in May - click here to my Facebook posting.

For previous comparison of points back in October 2013, click here to my article Visa Infinite - UOB versus Maybank versus Alliance Bank

Nowadays I hardy use my Alliance Visa Infinite because it will be stupid of me to use it. My Maybank VI rewards me about 100% more compared to my Alliance VI! Luckily my Alliance VI is Free For Life.
*
Thanks for the update Sifu. yes, just saw your post, previously was 12,150 points for RM50 Voucher. Now its double.

Really fell cheated cos I have been using my Alliance Card cos the RP and the pure CB was higher than my OCBC 1% unlimited.

Will keep this card just for the Priority Pass.
tigaxxx
post Sep 9 2014, 04:45 PM

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Another reason I'm using alliance vi is for airasia big pts..
rm1.5 = 1 big pt
parsona
post Sep 10 2014, 04:08 PM

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Alliance VI points can be redeemed for enrich miles which wasn't downgraded.
6000 points for 1000 Enrich miles, slightly better rate than other credit cards.

As for Airasia big points, i think that no redemption is worth big points. Absolutely rubbish conversion rate, regardless of credit card.
fkinmeng
post Sep 18 2014, 06:06 PM

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called to cancel my gold card after a year, what a rubbish card. :shakehead:
tigaxxx
post Sep 25 2014, 01:25 PM

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QUOTE(parsona @ Sep 10 2014, 04:08 PM)
Alliance VI points can be redeemed for enrich miles which wasn't downgraded. 
6000 points for 1000 Enrich miles, slightly better rate than other credit cards.

As for Airasia big points, i think that no redemption is worth big points.  Absolutely rubbish conversion rate, regardless of credit card.
*
in general big point is not that useful...unless for long-haul economy promo - 5000 big points = rm100-300

nahtanoj
post Oct 3 2014, 08:24 PM

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RM0.00 Alliance Bank: Enjoy RM300 Cash Reward on yr new Visa Infinite Credit Card. Spend RM6,500 within 60 days from card approval. T&Cs @ http://bit.ly/1jaBDGk
tigaxxx
post Oct 14 2014, 02:12 PM

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just noticed that Alliance has credited rm250 + rm50 cash reward into my cc account...not sure cash reward for what though rclxms.gif
bearbear
post Oct 14 2014, 06:14 PM

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QUOTE(tigaxxx @ Oct 14 2014, 02:12 PM)
just noticed that Alliance has credited rm250 + rm50 cash reward into my cc account...not sure cash reward for what though    rclxms.gif
*
Dining on Thursday?
tigaxxx
post Oct 14 2014, 06:26 PM

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QUOTE(bearbear @ Oct 14 2014, 06:14 PM)
Dining on Thursday?
*
Found out it was cash reward for alliance VI new sign up...didn't know that they did have the promotion..
and now the promo is still on
Http://www.alliancebank.com.my/VisaInfiniteCashReward

This post has been edited by tigaxxx: Oct 14 2014, 06:40 PM

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