Your post #1 very2 informative for those new in UT

Thanks for sharing

Just doing a small contribution toward clearing one of the most common misconception about unit trusts.

"DIVIDENDS ARE IRRELEVANT, WHAT MATTERS IS THE TOTAL RETURN."

This post has been edited by Pink Spider: Sep 11 2013, 04:19 PM

Hi,

Any agent can tell me more on the free whole-life insurance that comes with a certain fund. I heard about the free incidental insurance coverage before, this is something new to me. Please tell more, like how much coverage for each rm1 invested.

One is sukuk and the other is a balance fund. Both PB series.

If there is any Public series new funds being launched, better watch out... harbinger of doom!

When market is hot and ongoing, the marketing department would go into overdrive to drum in more sales... easy pickings in sight when every Tom, d*** and Harry want to jump into the stock market bandwagon.

".... be fearful when everyone is greedy."

New Public funds = A harbinger and first indication of impending market crash.

==============

stupid system censored a common guy's name.
System is dirty minded, same as its programmer.

This post has been edited by j.passing.by: Sep 11 2013, 05:56 PM

can find the infor @ http://www.publicmutual.com.my/OurServices/Insurance.aspx

A sign...more fund coming uo..if there is CRASH...then is a opprtunity...

TQ.

Introduction

This insurance is specially designed to cover Public Mutual unit holders who maintain a minimum investment of RM5, 000 Net Asset Value (NAV) and above in Public Ittikal Sequel Fund (PITSEQ), subject to a maximum amount of RM100, 000 per unit holder.

The amount of Takaful coverage is equal to the NAV of units held in the ratio of RM1 Takaful coverage for every RM1 NAV of units held. As the NAV fluctuates, the coverage will also fluctuate accordingly.

Unit holders who qualify will be given group term life and group personal accident coverage.

Eligibility

Unit holders aged between18-59 are eligible for this free insurance coverage. The coverage will cease once the insured reaches age 60. For joint accounts, only the principal (first-named in the account) unit holder is eligible.
Group Term Life (with Total & Permanent Disability) - GTL Coverage

1. This is a term life insurance that covers death & total permanent disablement due to natural and accidental causes 24 hours a day worldwide.

2. Total Permanent Disability (TPD) shall mean the complete inability of an insured to engage in any gainful occupation or employment for compensation, profit or gain for the remainder of his lifetime as a result of accident injury, sickness or disease.


The Group Term Life up to age 60 sounds interesting... What if we switched in and out of the fund? Still got coverage on the days we holding fund, OR only good if we switched in and stay in, as re-entry will void the insurance?

So, it is about RM1 (due to fluctuating NAV) coverage for each RM1 invested.

Thanks for the correction.
One is balanced ya...

do you think the price will drop more for the new public sukuk fund??
yesterday i did invest some money into the new public sukuk fund.

good question..go check the performance of the newly launched funds or the charts of the launched funds to see if there is any improvement 3 months after launch? appreciate posting of your findings

this juz personal view and what i read.

Listed Shariah stock requirement/compliance to take under sukuk not from conventional loan if they want to list as shariah.

For me is good, sukuk in M'sia there is demand for sukuk fund.

But come to cupon rate, i have no idea how to derive the cupon rate.

Furthmore shariab prohibt riba - (interest of money) , there the cupon rate not fix. Not mistaken based on profit sharing.

You can try Islamic FD, their rate not fix and some time is higher than conventional FD.

http://www.theedgemalaysia.com/business-ne...gest-sukuk.html

http://www.thestar.com.my/Business/Busines...-investors.aspx

http://www.thestar.com.my/Business/Busines...al-rebound.aspx

Hi, I am first time posting here. Being reading this thread now and then. Still learning.
Need some opinion, I have PFECTF for 5 years, and PSF for 3 years, small investment with DDI every month. Due to poor performance (that what I think) I would like to switch them to PRSF or PDSF or PfSF, and continue doing DDI, is it consider good switch? Because so far my return is just a bit higher than FD, my PSF only return 1-2% per year worse than FD

guys,

any idea what fund is good to invest using epf? islamic fund is preferred.

PISEF, PISTGF

Any reasons why are u suggesting that fund?

see this for some performance comparison
http://www.fundsupermart.com.my/main/fundi...torareacode=FEY

Click at the boxes of the required funds, then click "Display Shortlisted" to filter

just a note,...past performance may not be indicative of future performance

Solely based on my observation which includes prices prior submission. I personally prefer 100% domestic market as its much more convenient and you can easily monitor (IPOs-PISTF).

does anybody know which FUND invest heavily in Japan or US?

anyone know the indonesia fund now worth to buy ??

Keen to invest via EPF
Withdrawal sum is based on current or next birthday age?