Hi, I am first time posting here. Being reading this thread now and then. Still learning.
Need some opinion, I have PFECTF for 5 years, and PSF for 3 years, small investment with DDI every month. Due to poor performance (that what I think) I would like to switch them to PRSF or PDSF or PfSF, and continue doing DDI, is it consider good switch? Because so far my return is just a bit higher than FD, my PSF only return 1-2% per year worse than FD