Wa lau eh, if I didn't ask, you senyap-senyap la...

Fuh...but really you are a trailblazer! 4.20% for 12-month tenure Respect...respect...haha!

But how is it possible that your incentive rate as an introducer was considered as an FD rate? Aren't the 0.1% suppose to be credited into your SA?

Mine was credited into SA.

Ya, I considered it as FD rate because at the end of the day what matters is the returns nothing else . You can name it as what also does not matter, cashback , incentive and the likes. What really matters is the returns, so the same goes for banks or financial instituition, not really looking at quality of service provided, for musical chair players , safe good returns are above everything else, Premier or Private Banking status is of no importance either.

Regarding the credit into SA, my total AUM interest is also credited into SA monthly, and will be withdrawn to compund it further.



This post has been edited by magika: Jan 15 2013, 09:43 AM

You da man! (I assume la)...I reckon if you go for the >60 month tenure, you'll get 5%.

Frankly speaking, I was planning to deposit it into EPF, however I was a bit late or lazy to make a decision, so maybe will deposit it at max RM60k pa later on. Better deposit at EPF than 5 year tenure elsewhere. That where Bro gsc made a wise decision in my opinion.

If person A uplifts his FD and put that amount to a new FD account under person B (new customer), can get introducer fee?

Just now some officer from Ambank bandar puteri branch call me saying they are having a FD promo,
min 100K, 3.8% pa for 12 mth.

Hi All,

Can someone share with me on the difference between Conventional FD Vs Islamic FD? Or anywhere I could read about it?

Maybank Islamic PMA-i account

Anyone received their 2% payout for December 2012? I checked mine account, still not in yet.

Not in yet.

May I know what bank provides the highest rate for 1-3 months FD? And also what is the T&C?

Check again this coming Thursday.

Yet another unsure payment date, this will be your second one...

I must say for complicated offers I prefer OCBC Combo, on time payment..

This post has been edited by magika: Jan 15 2013, 03:08 PM

UOB 3-month @ 3.5%. Check their website.

This is second best after the mach fd. Good for people outside kl. Min rm100k, i need to wait till may 2013 then only will have 100k. Hope the promotion still valid then.

Should able to get this Thursday. Hopefully.

Thanks !

If 10K on hand, should put in PB FD Fortune 6-month for about 3.26% or MBB FD/IFD-i New Year (1 & 3) Campaign which about 3.42%?

Have to take into consideration of I guess no auto-renew for promotion. So means after this will back to normal rate!

u guys cash rich, just start work only have 2k to put.. not eligible for those promotion which need min of 10k..

When we first stated to work we also dont have much money to keep in FD. And there wasnt any forum like this to share the musical chair. Dont get disappointed at least you are better off than those living on credit card...refer to page one and open FD account with highest rate. There isnt much difference with the promote rate as your principal is low

This post has been edited by gsc: Jan 15 2013, 09:24 PM

im looking for 12 months FD. which bank offers the highest interest rate right now?