Since I am shopping around for my FD which will be due this month,I  share the following summary on FD rate which I have compared. I have excluded BR as I dont have intention to place FD there.

3 months
OCBC premier -5% (plse refer to OCBC website or 1st page for detail t & c)
HSBC premier - 4.42% (plse refer to HSBC website for detail)
OCBC saving combo -4% (effective 3.8% -20%FD has to be kept at smart saver at 2.9%)
UOB - 3.5%

6 months
MBSB - 3.8%

9 month
MBSB - 3.9%
UOB - 3.65%

12 months
MBSB - 4.05%

Looks like the rate is getting lower, I locked in UOB for 9 months and also selected OCBC saving combo for 3 months. I ignore MBSB for this year and may look at it again in Jan.

Btw, just found out UOB premier requirement is RM500k. Wonder what are the advantages it has over other banks