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 Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.

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HJebat
post Jan 13 2013, 11:13 PM

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QUOTE(magika @ Jan 13 2013, 02:38 PM)
Wa lau eh.. auditing me...he..he..
Yes lah , see tomorrow how still not decided yet..
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Actually, I'm a stalker ph34r.gif

Haha...no, seriously, you blazed the trail in this thread, so I would like to know can we go any higher than 4.11%.

If you happen to choose BR's FD, please work your magic & post your report here...I'm waiting (anxiously) brows.gif
magika
post Jan 14 2013, 11:15 AM

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Had a conversation with BR Manager, it seems their authority local is extra 0.1% only, extra has to email HQ.
CharmaineLee80
post Jan 14 2013, 02:50 PM

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hi Everyone,
I received a call from maybank that there is offer on 12 months FD - 3.71% per annum, minium amount - RM10k.

Is that true ?

i wanna make sure the call is true before i go to the branch....
mlyuki
post Jan 14 2013, 03:34 PM

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Yes, saw the promotion at MBB website.
3 mth FD promotion:
1st month = 3.1%
2nd month = 3.2%
3rd month = 3.75%
min placement = 10k

May I know how to calculate effective rate for tier-based FD like above?
MGM
post Jan 14 2013, 04:17 PM

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QUOTE(mlyuki @ Jan 14 2013, 03:34 PM)
Yes, saw the promotion at MBB website.
3 mth FD promotion:
1st month = 3.1%
2nd month = 3.2%
3rd month = 3.75%
min placement = 10k

May I know how to calculate effective rate for tier-based FD like above?
*
Add the three rates and then divide the sum by 3.
eugenecctan
post Jan 14 2013, 04:23 PM

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Hey guys, what is the best FD rate?
magika
post Jan 14 2013, 04:30 PM

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QUOTE(eugenecctan @ Jan 14 2013, 04:23 PM)
Hey guys, what is the best FD rate?
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Mach by Hong Leong Bank or OCBC Bonus Saver

How come nobody report status of MBB PMA-i ?


This post has been edited by magika: Jan 14 2013, 04:33 PM
eugenecctan
post Jan 14 2013, 04:35 PM

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QUOTE(magika @ Jan 14 2013, 04:30 PM)
Mach by Hong Leong Bank or OCBC Bonus Saver

How come nobody report status of MBB PMA-i ?
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What status do you wan to know? I have yet to receive the additional 2% interest.
magika
post Jan 14 2013, 04:37 PM

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QUOTE(eugenecctan @ Jan 14 2013, 04:35 PM)
What status do you wan to know? I have yet to receive the additional 2% interest.
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Today suppose to be date of 2% dividend
Any extension ?

This post has been edited by magika: Jan 14 2013, 04:37 PM
eugenecctan
post Jan 14 2013, 04:38 PM

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QUOTE(magika @ Jan 14 2013, 04:37 PM)
Today suppose to be date of 2% dividend
Any extension ?
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Not sure, just found out 5 mins ago, I will check with them tomorrow.
eugenecctan
post Jan 14 2013, 04:38 PM

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QUOTE(eugenecctan @ Jan 14 2013, 04:35 PM)
What status do you wan to know? I have yet to receive the additional 2% interest.
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So which 1 better? smile.gif
What is the rate?
magika
post Jan 14 2013, 04:42 PM

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QUOTE(eugenecctan @ Jan 14 2013, 04:38 PM)
So which 1 better? smile.gif
What is the rate?
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Mach at 4% but need to find Mach branch. OCBC Bonus Saver at Ratio 2:1 FD:SA (4.5%FD )
ngaisteve1
post Jan 14 2013, 05:03 PM

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QUOTE(tbheng @ Jan 11 2013, 11:54 PM)
Finally try out Bank Rakyat after following this thread for over a year...  sweat.gif
Manage to negotiate for 4.11% for a 12-mth tenure FD.  rclxm9.gif 
And it will auto renew with 4.11% when matured next year.  drool.gif No hassle for next musical chair...  rclxms.gif
Interest is crediting to saving acct every month. Can IBG (cost 50sen) via internet banking to other bank to gain higher interest.  thumbup.gif
Got 0.1% referral fee too by introducing my wife to place FD on the same visit.  thumbup.gif
Received 5 free goodies: 2x umbrella, 2x calendar and an elegant leather organiser.  rclxms.gif 
Overall it offers a great banking experience.  laugh.gif
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wow, that good rate. 2 days ago i went open hlb mach, got only 3.6% PA because I put for 6 months only.
magika
post Jan 14 2013, 05:10 PM

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QUOTE(ngaisteve1 @ Jan 14 2013, 05:03 PM)
wow, that good rate. 2 days ago i went open hlb mach, got only 3.6% PA because I put for 6 months only.
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ha..haa..managed to get 4.20% + 0.1% = 4.30% at Br. However its for a substantial sum..

This post has been edited by magika: Jan 14 2013, 05:11 PM
ngaisteve1
post Jan 14 2013, 05:14 PM

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QUOTE(magika @ Jan 14 2013, 06:10 PM)
ha..haa..managed to get 4.20% + 0.1% = 4.30% at Br. However its for a substantial sum..
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above 100k? biggrin.gif
estage9
post Jan 14 2013, 08:28 PM

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Did anyone know where are the Mach branches in Klang valley? Thinking to open FD there, I believed this will be the highest one for saving less than 50k.
ronnie
post Jan 14 2013, 09:53 PM

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QUOTE(estage9 @ Jan 14 2013, 08:28 PM)
Did anyone know where are the Mach branches in Klang valley?  Thinking to open FD there, I believed this will be the highest one for saving less than 50k.
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Spoon-feeder detected .... use Mr. Google
ronnie
post Jan 15 2013, 12:39 AM

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QUOTE(mlyuki @ Jan 14 2013, 03:34 PM)
Yes, saw the promotion at MBB website.
3 mth FD promotion:
1st month = 3.1%
2nd month = 3.2%
3rd month = 3.75%
min placement = 10k

May I know how to calculate effective rate for tier-based FD like above?
*
The Maybank Fixed Deposit (FD) New Year Campaign commencing from 10 January until 25 January 2013 (or upon reaching
our deposit target, whichever is earlier.) Only new placement of fresh funds during the Campaign Period shall be entitled to
the promotional rates during the Campaign Period.
Effective Rate : 3.35% p.a. for the 3-month FD
Refer to http://www.maybank2u.com.my/WebBank/fdNewYear110113_tnc.pdf

This post has been edited by ronnie: Jan 15 2013, 12:40 AM
HJebat
post Jan 15 2013, 07:11 AM

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QUOTE(magika @ Jan 14 2013, 11:15 AM)
Had a conversation with BR Manager, it seems their authority local is extra 0.1% only, extra has to email HQ.
*
OK, noted.

QUOTE(magika @ Jan 14 2013, 05:10 PM)
ha..haa..managed to get 4.20% + 0.1% = 4.30% at Br. However its for a substantial sum..
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Did you nego for higher than 0.1%?
magika
post Jan 15 2013, 08:14 AM

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QUOTE(HJebat @ Jan 15 2013, 07:11 AM)
OK, noted.
Did you nego for higher than 0.1%?
*
Its 12 month deposit, board rate at 4.01%pa, nego sucessfully increased it to 4.20% pa with 0.1% for introducer thereby effective 12 months 4.30%pa.
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