Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.
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 Dec 3 2012, 11:48 AM
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#1
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Senior Member
1,286 posts Joined: Jan 2007 
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Guys,
Need some advice. I have few FDs with few bank like BSN, HLB, PBB & MBB, I put as Auto-renew, Interest add to principle. Question is should I go to physical bank to update from time to time? After how long I didn't touch it will freeze? If I just bring the cert to update, (just print a line on behind) consider the update? Thanks in advanced  |
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Jan 15 2013, 06:29 PM
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#2
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Senior Member
1,286 posts Joined: Jan 2007
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QUOTE(ronnie @ Jan 15 2013, 12:39 AM) The Maybank Fixed Deposit (FD) New Year Campaign commencing from 10 January until 25 January 2013 (or upon reaching If 10K on hand, should put in PB FD Fortune 6-month for about 3.26% or MBB FD/IFD-i New Year (1 & 3) Campaign which about 3.42%?our deposit target, whichever is earlier.) Only new placement of fresh funds during the Campaign Period shall be entitled to the promotional rates during the Campaign Period. Effective Rate : 3.35% p.a. for the 3-month FD Refer to http://www.maybank2u.com.my/WebBank/fdNewYear110113_tnc.pdf   Have to take into consideration of I guess no auto-renew for promotion. So means after this will back to normal rate! |
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Jan 16 2013, 08:44 AM
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#3
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Senior Member
1,286 posts Joined: Jan 2007
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May I know which Bank allow to place & withdraw the FD in different branches?
I know PBB, BSN can. |
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Jan 16 2013, 02:10 PM
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#4
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Senior Member
1,286 posts Joined: Jan 2007
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QUOTE(wu ming @ Jan 16 2013, 01:43 PM) Damn disappointed with MBSB Malacca branch. The branch looks dated and run down. No officers / staffs to serve the customers. Was greeted by a security guard and was told to wait. Left the branch after waiting for 10minutes. Nobody came to serve. Just manage to place in today!  This one sure will very fast fill up one.  But choose the branch easy for you, as only can withdraw same branch. |
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Jan 16 2013, 02:14 PM
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#5
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Senior Member
1,286 posts Joined: Jan 2007
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QUOTE(gsc @ Jan 16 2013, 02:00 PM) Am bank normal account holder How to categaries as Pemier customer?and UOB for premier customer Because I facing problem for my old FD almost 7 years, and call up the bank, they said MUST back to same branch to renew the cert. This make me inconvenient. At least PBB, and BSN I can renew my FD or withdraw at any branch. (PBB limited to 20k withdrawer if not home branch). |
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Jan 17 2013, 08:03 AM
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#6
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Senior Member
1,286 posts Joined: Jan 2007
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QUOTE(gsc @ Jan 16 2013, 10:56 PM) UOB minimum deposit 500k to qualify for premier customer. Thanks for the info. I have no chance tto be premier customer then.... 7 years ago and now are quite different. Now banks offers internet or phone banking and you can renew easily without leaving your house. PBB public bank? I thought public bank is still using the conventional FD cert. any renewal or withdrawal must back to the opening branch.  Yes, is Public Bank. I'm still using conventional FD cert, and can renew or withdrawal at different branch. I just do it few days ago. But the staff did told me limited for 20k withdrawal. |
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