QUOTE(Human Nature @ Dec 19 2012, 10:31 AM)
refer back to your application form, did you choose self collection at a specific branch or mail to address.
QUOTE(JonnY @ Dec 19 2012, 10:54 AM)
Depends on which you tick during application.
If branch, the person in charge from branch will call you to pick up.
thanks guys. I applied in branch and the person was filling everything out for me so I didn't get to read the form

Guess will give her a call later.
QUOTE(mickey1991 @ Dec 19 2012, 03:41 PM)
err. i asked a lot of people.
why if downgrade will let u all so weird a?
I don't think MBB will downgrade you. It's not a VIP card ie: HSBC Premier, where you need to have xxx amount in your bank account at all times and have xxx banked in every month.
Besides you don't lose any perks in downgrading apart from credit limit so dont think its worth the hassle.