I have experienced in using UOB One Card MY to entile for G2000 SG 15% final bill discount. Despite, the FX rate is higher, but the 15% discount are more than that.

I'm currently still servicing Ez payment for Maybank, can I transfer this into OCBC Titanium?

All the benefits also applies to Gold and Platinum as well?

no one know below question?

what is the minimum cash balance (i.e. after deduct all commitment) require from OCBC bank for titanium card?

did u mean minimum nett salary to apply the card? because i would like to ask that too. but from what i read, minimum annual income is RM36,000 p.a. so minimum salary should be RM3000 per month.

New card not activate within 30 day will be canceled?

Ocbc got special requirement for fresh graduate..as long as u r below 28 years old, degree holder, no card, no loan then 2.5k salary can apply ady..90% will approve..

No..u need to call to cancel..

my question is asking minimum monthly cash balance, not minimum salary for apply card (i.e. if i have salary RM3500, but i have a lot of commitment, e.g. car loan & housing loan, the net cash balance could be 30% of salary). I'm asking this question due to i have applied 2 times which is not successful, i believe the unsuccessful due to my commitment is too high. but i have other income can be declared which i have not declared on last 2 times i applied.

so i'm back to my question, what is the minimum monthly cash balance to apply titanium mastercard? in order to declared my extra income accordingly.

But why I still receive sms from ocbc say that if not activate the card within 30 day, the card will be cancel

u no call in to active your card...

Does the RM50 rebate cycle, is calculate base on monthly (like MBB2C) or billing cycle?

I had purchase >1k for CNY during January. (tesco)

Now don't know how the rebate count.

Ocbc is difference with mbb2c and it is based on billing cycle


This post has been edited by red_scorpion: Jan 28 2013, 07:12 PM

This is not loan application and we are not from bank. Thus, nobody can answer ur question.

Sure?

No card is a little hard, since I practically work in a bank

100% confirmed...

as then_then said if graduated with salary 2.5k and no loan (i.e. minimum cash balance could be 2.2k after all deduction), i need at least 2.2k minimum cash balance to apply after all commitment deduction.

do you agree?

If I m not mistaken, they will count the 5% of ur total outstanding balance ( card n loan) as ur commietment..total comminetment can't exceed ur net salary 70% or 80%...

No news yet from my ccard agent.

Looks like I have to call up OCBC myself regarding the appeal status.

OCBC best use for my CNY grocery buy during weekday. Imagine buying any grocery goods with 5% rebate. how cool is that.

Exactly, this is the best always use during weekday, but weekends is different