that's why. i do wonder how they approve the card

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Added on October 3, 2012, 4:31 pm
Very little only.
Because I apply when I started working. So very low. Not even 15k

I have 2 cards in hand. I see no reason they rejected me
ANd yes, please I want the card

Now I know why I got rejected already.
They (OCBC fellow) are rejecting your application if your first card / credit limit is way below their requirement.

Eg :  if your first card is 5k credit limit. Take the 5k divide by 3 (making assumption that the credit limit is 3 times your salary) and you will have there about 1.5k. And 1.5k x 12 = RM 18k per annum, definitely REJECT

And I find it stupid. First card in life, and fresh graduate, expect to have 20k credit limit ?

Anyway, that's how they evaluate and how they approve your card.
And CCRIS even clean also won't help anything. Even you provide 3 months pay slip also they won't evaluate you using the payslip. That's what I had been told tho. They will still refer back to your credit limit per card !

Let's not read too much into the calculation method. As stated, the person is a Sales Manager, and not someone in-charge of card approval.

I just got my card last week, may I know how to get my pin number? It didnt come with the card...

and then if I wanna make all my utilities bill payment one time in post office, will I get the 5% rebate? because I heard that it's not applicable with agent and I not sure whether "post office" is considered as an "agent" or not.

thanks

my gf bought TV from carrefour before ..."instant" maxed out rm50 rebate 

Anyone was at the Curve recently and used their OCBC Ti?

I was at the Curve on 5th of Oct (First week and no weekend yet) and top-up my Starbucks card. However, I did not receive any SMS informing me any rebate received.

Can't be the cashback finished so early of the month right?

haha....Sainsbury outlets are bigger and sell more variety of goods...

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Added on October 14, 2012, 1:03 pm

at first i thought the 5 % rebate only for  grocery stores in msia + singapore only....
maybe OCBC should consider to advertise the Titanium Card to have this 5% rebate for grocery stores world wide.
that will look more appealing

I applied my card on 31th OCT, but until now I haven't received any call from the bank yet :<

Wonder how come some of you guys finding hard in getting one.

OCBC is very generous to give this titanium card to professional body, like Lawyer, Auditor, Doctors.

I am the card owner since last year.

Last month, I helped my sis to put in her name and contact on OCBC webpage, within 2 weeks she received her cards.

Indeed this one of the best cards for the first RM1000 expenditure in a month.

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Added on November 12, 2012, 2:16 pmMay I know when will the extra RM20 cash back on telco bill payment's reimbursement be made?

I paid consequently every month. Didnt get also.. =.=

2X Oct 2012 Payment with Thanks-Giro 0.00 -1,1X9.00
XX Nov 2012 5% Cash Rebate 0.00 -50.00

what should I do if i wanna purchase something using instalment?

The online banking features of OCBC kinda sucks. You need to have the TAC at all times to login. How to do if we're overseas and not roaming

anyone has any news on the cashback of paying utilities bills through OCBC internet account? i still remember the terms and conditions of this program stated that the 20% cashback will be credited in the month of November. Well, today is the last day of November, but where is rebate? have i been fooled? anymore victims out there?

submited online on 20/12/12, got email reply instanty on same day .

verification call back on 24/12/12 ,

received letter of rejectin on 2/1/13,

call back on 3/1/12 for reason but the CS said it's confidential to disclose and I need to wait another 6mths to reapply ...

can i open a FD acc thr and apply again ? would this help ?

yes, CARD CANCELLATION and CARD LOST is totally different..... citibank practise the correct way, i think... because once i cancel your card, which means i have no credit limit already, why the transaction still go thru.... this is not making sense...

OCBC practice both CARD CANCELLATION and CART LOST the same way, which i get quite shocked, because all the time i am using foreign bank, and everything was fine...... until this local OCBC bank...

Just got my card!    don't think i'll reach the 10k... lolz..  by the way, will get rebate for oversea spending?

hi, just got my OCBC titanium today.
Applied on 2nd of January and received the card on 4th of January. Any new titanium card holder here?
May i know how do i check whether I'm eligible to get the free luggage promo or not. I have called up their CS and they told me I'll receive the luggage within 8weeks, else I'm not selected. Is there anyway that I can check (via sms or online) whether I'm being selected?

Thanks

Petronas along Kinrara Furniture Street (KFS) accepts Credit Card for TnG but charges 1% bank charge (but zero TnG charge)

hi

is this cc widely accepted for 0% installment plan?

thks

Hi fellow Titanium Master users,

I wanna ask, do we have to call OCBC to inform them to "activate" our card for use overseas? I'm going Singapore soon.

My logic tells me no need though...OCBC being a Singapore bank

Kindly advise