Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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 Jan 26 2013, 01:35 PM
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Senior Member
1,573 posts Joined: Sep 2010 
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QUOTE(yorkhan @ Jan 26 2013, 01:26 PM) maybe u have multiple credit cards? so meaning u want ur CL capped at 1000? what happens if emergency or u go oversea? bring cash ar? Yes, i believe most of us having more than 1 card.    |
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Jan 26 2013, 01:55 PM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(titanic_crash @ Jan 26 2013, 01:01 PM) I used to have a higher CL from OCBC...but, i request to decrease it to half as I don't used the card when i reached 1k..plus, my ocbc ti have been hijacked by other to used at the hotel for 3k...ocbc took 3 months to investigate this after i report,and the worst part is ocbc take the fraud transaction as if i'm using the card...thus, for the month itself ocbc assume i used 4k...i just paid 950 as per usage minus the rebate...lucky they didn't cherged me the interest for the fraud case...but they hold it for so long for investigation So yr balance now still got 3k there?Under investigating now or the result has already out? |
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Jan 26 2013, 02:46 PM
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Junior Member
274 posts Joined: Oct 2012
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QUOTE(sj0217 @ Jan 26 2013, 01:55 PM) So yr balance now still got 3k there? now, the case have been solved...the 3k charged previously have been reversed and before that, they have replaced me with the new card...Under investigating now or the result has already out? |
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Jan 26 2013, 03:31 PM
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(titanic_crash @ Jan 26 2013, 02:46 PM) now, the case have been solved...the 3k charged previously have been reversed and before that, they have replaced me with the new card... This is the potential risk to having high CL while having fraud case.Image ppl swipe big amount with ur card, and worst case, you need to bear the bill.  |
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Jan 26 2013, 03:32 PM
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(fruitie @ Jan 26 2013, 12:20 PM) I saw there are users who wanted a lower CL. Yup, i am one of them..   |
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Jan 26 2013, 04:31 PM
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Senior Member
16,872 posts Joined: Jun 2011 
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Hi fellow Titanium Master users,
I wanna ask, do we have to call OCBC to inform them to "activate" our card for use overseas? I'm going Singapore soon. My logic tells me no need though...OCBC being a Singapore bank  Kindly advise |
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Jan 26 2013, 04:51 PM
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All Stars
26,524 posts Joined: Jan 2003
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QUOTE(Pink Spider @ Jan 26 2013, 04:31 PM) Hi fellow Titanium Master users, Just call for a peace of mind I wanna ask, do we have to call OCBC to inform them to "activate" our card for use overseas? I'm going Singapore soon. My logic tells me no need though...OCBC being a Singapore bank Kindly advise |
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Jan 26 2013, 05:21 PM
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Senior Member
598 posts Joined: Nov 2006
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QUOTE(Human Nature @ Jan 26 2013, 04:51 PM) Just call for a peace of mind true. better than having them call you to confirm the transaction than u getting charged roaming rates  |
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Jan 26 2013, 06:01 PM
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(yorkhan @ Jan 26 2013, 05:21 PM) true. better than having them call you to confirm the transaction than u getting charged roaming rates Ok, that settles it |
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Jan 26 2013, 07:14 PM
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Junior Member
423 posts Joined: May 2007
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QUOTE(Pink Spider @ Jan 26 2013, 05:31 PM) Hi fellow Titanium Master users, true that the HeadQuaters in SG, but your card is from malaysia ocbc.. different country different rules different law and different management.I wanna ask, do we have to call OCBC to inform them to "activate" our card for use overseas? I'm going Singapore soon. My logic tells me no need though...OCBC being a Singapore bank Kindly advise |
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Jan 27 2013, 03:17 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(Pink Spider @ Jan 26 2013, 04:31 PM) Hi fellow Titanium Master users, I used it without informing the bank on my oveseas trip. If the cc is not recognised in overseas, that card is 'local' card....no good at all. My friend received OCBC TI card in Nov, used once in Malaysia and second times overseas. No problemI wanna ask, do we have to call OCBC to inform them to "activate" our card for use overseas? I'm going Singapore soon. My logic tells me no need though...OCBC being a Singapore bank Kindly advise |
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Jan 27 2013, 03:25 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(ck23 @ Jan 21 2013, 09:04 PM) i dunno, everytime i can claim full rm50 2.5% rebate ??so dont bother about 5& or 2.5%, i guess mostly 5% the members here are trying to get max rebate of RM50 and avoid getting nothing after RM50. A person spent RM1000 on 5% rebate and he continue to use it for another RM4k. The rebate he get is RM50 on total spending of RM5k or equivalent to 1% rebate. Another person spent RM1000 on 5% rebate and use another credit card to spend the RM4k. The second person get RM 50 rebate plus RM4000 x ? rebate |
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Jan 27 2013, 08:17 AM
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Senior Member
2,991 posts Joined: Jun 2007
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QUOTE(Pink Spider @ Jan 26 2013, 04:31 PM) Hi fellow Titanium Master users, I have used my OCBC Titanium card while in Singapore and South Korea without informing back upfront of my travel. No problem with the transactions.I wanna ask, do we have to call OCBC to inform them to "activate" our card for use overseas? I'm going Singapore soon. My logic tells me no need though...OCBC being a Singapore bank Kindly advise |
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Jan 27 2013, 10:01 AM
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Senior Member
16,872 posts Joined: Jun 2011
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QUOTE(gsc @ Jan 27 2013, 03:25 AM) 2.5% rebate ?? I guess I'll use my UOB ONE for all petrol transactions (5%) and OCBC Ti for everything else the members here are trying to get max rebate of RM50 and avoid getting nothing after RM50. A person spent RM1000 on 5% rebate and he continue to use it for another RM4k. The rebate he get is RM50 on total spending of RM5k or equivalent to 1% rebate. Another person spent RM1000 on 5% rebate and use another credit card to spend the RM4k. The second person get RM 50 rebate plus RM4000 x ? rebate  |
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Jan 27 2013, 10:26 AM
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Senior Member
1,615 posts Joined: Sep 2011
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I've used the card in Singapore without preempting OCBC. No problem with transacting.
By the way, did u guys realize that there are merchant discount and promo for sg issued Titanium cards? Since their card design is same as ours, I'm thinking if we could get such discounts in sg by using our locally issued cards  |
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Jan 27 2013, 11:20 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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QUOTE(ckweng @ Jan 27 2013, 10:26 AM) I've used the card in Singapore without preempting OCBC. No problem with transacting. That doesn't mean everyone will be as lucky as you.... |
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Jan 27 2013, 11:28 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(Pink Spider @ Jan 27 2013, 10:01 AM) I guess I'll use my UOB ONE for all petrol transactions (5%) and OCBC Ti for everything else For petrol uob one card use at BHP additional 2% rebate |
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Jan 27 2013, 02:15 PM
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Senior Member
598 posts Joined: Nov 2006
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QUOTE(ronnie @ Jan 27 2013, 11:20 AM) That doesn't mean everyone will be as lucky as you....  better be safe than sorry. save the blushes  |
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Jan 27 2013, 08:14 PM
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Senior Member
1,141 posts Joined: Aug 2005
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For PBA bill..you can try to pay via PosOnline..
They charge 2% for credit card transactions..but after considering the 5% on top of the 2% charged..you still pay lesser |
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Jan 28 2013, 02:41 AM
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Junior Member
423 posts Joined: May 2007
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anyone can confirm using this card to topup TnG falls under 5% category and where... thanks
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