Bsn BT program - Maximum transfer is equivalent to your BSN Al Aiman Credit Card-i credit limit.

Cool got half to go to transfer my other cc balance to bsn after that from bsn transfer to bank Islam cc but dunno how long bank Islam take time to approve BT application. I got bad experience applying cc from bank Islam hopefully the BT team do their works better

Waa another frustrated customers with bank Islam services... I also got really bad experience applying cc from them, now thinking to BT since they got good plan but with slow response its like no point doing BT if takes more than 2month to approved

how fast they approved and respond to your application?

balance transfer for BSN credit card is stop for the time being, just got email from BSN-CS and she told me that. Balance Transfer program page already remove from BSN website for time being and still dont when will it came back.

now changing to Bank Islam BT program

No BT info for HSBC??

I try bank Islam BT program, and I think its quite good. I submit the form and 2months cc statements on 27aug2012 and the payments was made on 12sep2012 so around 2weeks which is not bad for me, just like what MBB BT program last year in terms of their cheque payment to respective banks

seriously? i just email them last week, they said the program was stop for the time being, if they continued then it will good then

haiya they stop when i submitted the form last 2weeks maybe ha3, so i just BT to bank islam, still can use same statement to BT to BSN ha3

of course laa you got charges when you still not finish the payment on 7th month after the approved date of BT, since the 0% only for 6months, after that you will get charges. If you want to BT for 2years period, I think the best one is BANK ISLAM since they got 5% charges for whole two years and the min transfer only rm1k. so its depend on you. I never find 2years BT without charges unless 0% 12months which maybank got before.

u sure 0% for 12months?any minimum balance?

that's y I ask if he sure about it or not, or maybe he got special offer from bsn

no point to call since its already stated in the BSN website, I just want to know if he got special promo

About this promo, I got call from Maybank..they also offer cash treat up to 36months but with some interest. So I just pass their promo since its a contest, if no luck no s3 or free tab I asked them when will get 0% BT, they said maybe end of this year...so to those who want to do BT, i think its not hurt to wait few more months since Maybank got 12months 0% history

maybank BT usually will distribute ur BT amount to 12month(incase you take 12month BT).. for example you BT rm1.2k for 12months, so your maybank cc statements will shows rm100 (1/12) for first month and rm100 (12/12) for last month of BT. if you not paid the full amount each month, you will get charged according to normal cc rates. hope you get clear on this. this only true for maybank and others who follow the same rule

to do that you can BT rm800 to two different banks and after both BT approved, you will have -rm800 in one of your cc but with rm1600 balance that need to be paid off soon

I just email them and wait for the conformation call before they proceed the payment to respective bank

it seems that, bank islam already changed their BT form?http://www.bankislam.com.my/en/Documents/BICC/080213-BIC-BalanceTransferForm.pdf

and its not stated how much the charge we will get from it. also stated only one time transfer only..haizzzz

now i get confused

just received email from BankIslam
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KAD-i BANK ISLAM
10:40 AM (2 minutes ago)

to me
Salam.
Terima kasih di atas kiriman emel.

Untuk makluman promosi pindahan baki telah tamat pada 31/12/2012.
Sekiranya pihak Tuan ingin meneruskan pindahan, kadar terkini adalah 17.5%.
Mohon pengesahan untuk tindakan lanjutan.

Harap maklum.

Kad-i Bank Islam I
Pusat Kad Bank Islam I Aras 24 Menara Bank Islam I No 22 Jalan Perak I 50450 Kuala Lumpur I Malaysia I
T:+603-2726 7666 I F: +603-2726 7606 I E: bankislamcard@bankislam.com.my I W: www.bankislam.com.my I
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So whoever in-charge for this thread, please update detail for bank islam balance transfer.

all bank starting to reduce the time of repayment for 0% BT and increase the amount of transfer required to do BT...

Start to cut out my CC which useless now like BSN & Bank Islam But gonna wait until fully paid all BT amount >:P

if that the case, then I will lovely to kept all of them, as long as they got 0% BT