Thank you so much, cutie, you just save me from paying interest on my CIMB BT. After reading your post I called up CIMB CS to reconfirm the final payment date.
All the while I thought I need to make the final payment based on the due date of BT statement, but no it is based on when the BT took place.
My first BT was done on 18/11/2011 so final payment must settle by 17/5/2012 yesterday.
My 2nd BT was done on 15/12/2011 so final payment must settle by 14/6/2012.

So got to rush there to pay up my 1st BT, according to CS 2 days grace period, and tomorrow is Saturday.

This post has been edited by MGM: May 18 2012, 10:21 AM

But the CS said final payment must be paid based on the BT date not the due date stated on the sixth statement.
It just happens that the two due dates are one day apart.
But for my the other outstanding BT which was done on 15/12/2011, need to make final payment by 14/6/2012 and not the next statement's due date of 17/6/2012.

Yeah fully agree that some CS know nuts, but being kiasu I will still pay up fully using the BT date instead of the statement due date.

Collect my AEON card from AEON Credit today(10/12/12), and immediately did 2 BTs; 1 to MBB (due 23/12/12), 1 to CITI (due 26/12/12). Hopefully the respective banks will get the money on time, otherwise have to dig out funds from somewhere.

But with a 3% fee?

Submitted BT application on 10-dec (Mon) morning, receive call from CS to verify application in the same evening. Talk to CS this morning again and according to him money should be in this Wed(19-dec) latest. Will keep you and Ronnie informed

According to the CS my BT was approved the next day after submission, but until now(after 7 days) the transfered amount hasn't appeared in the other bank's account.
Most cheques will be cleared max two days.

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Added on December 18, 2012, 1:27 pmYeah I think AEON is very stingy with CL, but then it is only a gold card.
By next month I would have use up 80% of my CL for BT.
Will try to call them to raise the CL.

This post has been edited by MGM: Dec 18 2012, 01:27 PM

10/12/12 morning submitted BT @ AEON for CITI and MBB2Amex
10/12/12 evening received call from AEON to verify the BT application
17/12/12 AEON send cheques to CITI and MBB
19/12/12 payment reflected in CITI account
20/12/12 morning, no payment to MBB yet.


CL can only be raised after 6 months of usage.

21/12/12 morning, checked Maybank2U, payment dated 20/12/12 already in.

Only 4 days btw BT approved and Payment made, that was fast, my 2 BTs took 9 and 10 days.

16/12/12 Sunday afternoon submitted BT @ AEON for OCBC CC
17/12/12 Monday morning received call from AEON to verify the BT application
24/12/12 Monday night check OCBC online and was surprise to see payment already in and dated 20/12/12, same day as my BT from MBB which was done almost 1 week earlier.

That was fast, may I know the payment was to which bank?

Based on my latest statement for New Aeon Gold Visa Card:
Spend@Aeon=rm41.95 (this should earn 41pts)
BT Total amt=rm1490 (this should earn 745pts)
Points earned=776 (should be 41+745=786)
Bonus Point earned=1000 (don't know how this is earned)

This post has been edited by MGM: Jan 24 2013, 12:20 PM

Sorry posted at wrong place.

Would BT affects/reflected in your CCRIS report? And subsequently affects your loan application?

Monthly repayment is BT amt divided by 12?

Can I BT from AEON CC which itself has BT repayments to another CC like MBB2Amex to enjoy the 0% for 12 months?