Because you are not entitled, you need to register a new card before this BT open for you. Last time I called to CS and ask about it, they won't tell you how to get yourself entitle but just telling you are not entitled. You can check with Citibank KIOSK at any shopping center, they are more willing to tell you how this works.

anyone have try AEON personal loan?? how much is their interest rate and processing work?

Aeon Personal Financing Service:
http://www.aeonmalaysia.com.my/acs/af/kona...804#page=page-1

Yes, been to Melaka convention centre PIKOM.
While applying UOB BT, Citibank got 0.99% per annum. Reducing balance. Haiz... should throw all outstanding to Citi

Ask the sales girl provide brochure said dun have... Memo only.
The application form there got stated.

This post has been edited by owenwong84: Dec 17 2012, 01:12 PM

Hi MGM,

According to AEON's flyer, it takes 15 Business Days for them to prepare the BT...

How many days it takes (in ur case) for them to bank-in the $$ for u??

Submitted BT application on 10-dec (Mon) morning, receive call from CS to verify application in the same evening. Talk to CS this morning again and according to him money should be in this Wed(19-dec) latest. Will keep you and Ronnie informed

Thanks

would like to do BT also~ seems like need around 10 days to process~

Yup, average will be processed in 10 days.
The main concern will be on the Aeon's cheque payment to bank, this alone will take 3-4 days.

Huh??

Local cheques now usually same day clear de right?

My AEON CC approved in 4 working days... but not enough Credit Limit

Only house cheque will having same day clearance.

According to the CS my BT was approved the next day after submission, but until now(after 7 days) the transfered amount hasn't appeared in the other bank's account.
Most cheques will be cleared max two days.

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Added on December 18, 2012, 1:27 pmYeah I think AEON is very stingy with CL, but then it is only a gold card.
By next month I would have use up 80% of my CL for BT.
Will try to call them to raise the CL.

This post has been edited by MGM: Dec 18 2012, 01:27 PM

hi all

how many post then need to go to next version?

when it reaches 2500 posts

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Added on December 18, 2012, 2:29 pmI agree... let us know how you go with CL increase.

This post has been edited by ronnie: Dec 18 2012, 02:29 PM

Why desperate go to next Version? hehe...

Hi all,

A bit embarassed here cuz my question going to be basic question. haha

i am more familiar with the normal fix installment type of BT where the BT amount is chopped into fix amount and you pay evenly in all your BT months. And the banks normally will lump your retail spending + BT due for that month and you need to pay that full amount or else normal interest will be charged on the balance amount you settle

for the reducing interest method, i understand the more you settle earlier, the lower the interest you pay

my question is, i read through that for this reducing interest method, you have to be careful if they have separate account for BT and retail spending vs combine both as 1 account

can someone elaborate with examples how both type works?

thx

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Added on December 18, 2012, 5:19 pmnot desperado bro. this first time i am TS for a thread that is kept alive for so long. so want to know the rules

anyway, still long way to go for V3. haha

This post has been edited by brotan: Dec 18 2012, 05:19 PM

i have 2 questions here:

1) if there is no outstanding payment in card A, but i still want to do BT to card B, let's say RM1000 (0% for 12 months), will the bank approve this?

2) can i bt visa/master to amex, or vice versa?

1. if only the bank process BT without needing statement, PBB is offering this.
2. sure!

needing payment means the outstanding amount must at least the BT amount?
another example, if outstanding = RM800, and BT RM1000? possible?

no. you can only transfer up to the statement amount.