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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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TSbrotan
post Nov 27 2012, 05:30 PM

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QUOTE(solsekuin44 @ Nov 27 2012, 05:28 PM)
I see.. I want to get a new Maybank card which gives better benefits.
Maybe I should cancel my current card and apply for a new one. Thanks laugh.gif
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BT is normally between cards of 2 different banks

like for me, i have cards for rebates (UOB, Maybank Card2Card, OCBC) and i have cards for BT (PBB, BSN)

lol. I really like to earn money from banks drool.gif
leehawke
post Dec 3 2012, 12:57 PM

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Is this an error in post #1 for MBB below?

: Plan C - 12 mths, 3% fee, 0% interest/mth, Min - RM 1k per application


It shd be 1% interest/mth for 12 mths. I don't see any mention of 0% for 12 mths (3% fee) on m2u.
TSbrotan
post Dec 4 2012, 09:02 AM

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QUOTE(leehawke @ Dec 3 2012, 12:57 PM)
Is this an error in post #1 for MBB below?

: Plan C - 12 mths, 3% fee, 0% interest/mth, Min - RM 1k per application
It shd be 1% interest/mth for 12 mths. I don't see any mention of 0% for 12 mths (3% fee) on m2u.
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new promo

http://www.maybank2u.com.my/WebBank/BTFormConv_141112.pdf

This post has been edited by brotan: Dec 4 2012, 09:05 AM
donpapachino
post Dec 4 2012, 02:43 PM

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QUOTE(brotan @ Dec 4 2012, 09:02 AM)
3% upfront, so not totally 0% for 12 months.

but still ok, since MBB split the BT into 12 months & charge each month accordingly.
TSbrotan
post Dec 4 2012, 02:57 PM

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QUOTE(donpapachino @ Dec 4 2012, 02:43 PM)
3% upfront, so not totally 0% for 12 months.

but still ok, since MBB split the BT into 12 months & charge each month accordingly.
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marketing tactic lor blush.gif
andy_lyy
post Dec 4 2012, 03:05 PM

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anyone tried AEON 0% BT? ok bor? fast approval? going to apply the cc today at jusco~~
TSbrotan
post Dec 4 2012, 03:23 PM

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QUOTE(andy_lyy @ Dec 4 2012, 03:05 PM)
anyone tried AEON 0% BT? ok bor? fast approval? going to apply the cc today at jusco~~
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i didn't use personally but heard from previous post quite fast BT approval
andy_lyy
post Dec 4 2012, 03:57 PM

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ok.. will submit later in aeon pyramid there~~
where to repay the due ya? which atm?
TSbrotan
post Dec 4 2012, 03:59 PM

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QUOTE(andy_lyy @ Dec 4 2012, 03:57 PM)
ok.. will submit later in aeon pyramid there~~
where to repay the due ya? which atm?
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lol. aeon not bank lah bro

if not mistaken, pay at aeon centre which mostly at jusco
leafy
post Dec 4 2012, 04:00 PM

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QUOTE(brotan @ Dec 4 2012, 04:23 PM)
i didn't use personally but heard from previous post quite fast BT approval
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rclxms.gif to Aeon BT... quite fast approval...

today submit BT form, either by end of today or latest by tomorrow you will receive their call to verify you and the BT amount...

about a week like that most properly your BT amount will get approve and the cheque will be send to B Bank but u have to constantly monitor you B Bank transaction lor... brows.gif

nah, here you go...
You can pay at Aeon Credit Facility branch (Counter) but not all Aeon can take in payment example Klang Bukit Raja...
http://www.aeonmalaysia.com.my/acs/af/kona...ChannelId=-8820

alternatively you can pay via any atm machine & pos malaysia too, but got some surcharges and i forgot how much jor... biggrin.gif



This post has been edited by leafy: Dec 4 2012, 04:16 PM
ronnie
post Dec 4 2012, 04:04 PM

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You can't IBG payment to AEON, right ?
lamode
post Dec 4 2012, 04:55 PM

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QUOTE(ronnie @ Dec 4 2012, 04:04 PM)
You can't IBG payment to AEON, right ?
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can...

http://www.aeonmalaysia.com.my/acs/static/...net_maybank.htm
feralee
post Dec 5 2012, 12:55 AM

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Received call from UOB, offering me BT for 0% for 6 months. He mention no processing fees.
biggrin.gif

Any UOB holder received the call b4?>?

ronnie
post Dec 5 2012, 07:49 AM

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QUOTE(feralee @ Dec 5 2012, 12:55 AM)
Received call from UOB, offering me BT for 0% for 6 months. He mention no processing fees.
biggrin.gif

Any UOB holder received the call b4?>?
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That's good... previously it was for New-To-Bank customer... are you a new UOB Cardholder ?
Any details ?
owenwong84
post Dec 5 2012, 12:24 PM

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Can anybody give some comment on my table such as outdated rate or wrong calculation?

I'm trying to search the cheapest rate BT for the 12 month. Using RM15k as example.
Attached Image
TSbrotan
post Dec 5 2012, 01:06 PM

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QUOTE(owenwong84 @ Dec 5 2012, 12:24 PM)
Can anybody give some comment on my table such as outdated rate or wrong calculation?

I'm trying to search the cheapest rate BT for the 12 month. Using RM15k as example.
Attached Image
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wow, respect lah bro. so canggih

rclxms.gif
feralee
post Dec 5 2012, 08:45 PM

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QUOTE(ronnie @ Dec 5 2012, 07:49 AM)
That's good... previously it was for New-To-Bank customer... are you a new UOB Cardholder ?
Any details ?
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Ya new holder, received it last month

Feel suspicious, so wanted to ask feedback from forum.

Said 0% for 6 months. No processing fees & admin

But didnt ask for full T&C
biggrin.gif
TSbrotan
post Dec 5 2012, 08:55 PM

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QUOTE(feralee @ Dec 5 2012, 08:45 PM)
Ya new holder, received it last month

Feel suspicious, so wanted to ask feedback from forum.

Said 0% for 6 months. No processing fees & admin

But didnt ask for full T&C
biggrin.gif
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most likely for new customer only
Addonics
post Dec 6 2012, 10:13 PM

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what if my cc almost exceed credit limit and i would like to do bt from other cc, is that possible?

or have any suggestion to lower down my interest and also monthly commitment on cc?

thx
TSbrotan
post Dec 6 2012, 10:24 PM

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QUOTE(Addonics @ Dec 6 2012, 10:13 PM)
what if my cc almost exceed credit limit and i would like to do bt from other cc, is that possible?

or have any suggestion to lower down my interest and also monthly commitment on cc?

thx
*
if let's say cc A almost exceed limit, you can't BT to cc A anymore. Normally bank will allow max 80% of available credit balance to BT

but if you have cc B with still got balance, you can BT cc A to cc B

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