Th customer service you talked to could be very misleading... which bank is going to let you owe them forever at one-time 6.99% ?
Langsung no logic

all of sudden, all ppl talking about bank islam credit card. They will be surprise why there are so many non muslim suddenly apply for their credit card

quite confuse with ur statement is is Non-Bumi or Non-Muslim...

i think both Non-Bumi and Non-Muslim can apply any Islamic related financial product.

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Added on May 31, 2012, 2:07 pm

if i not mistaken only for person with income <RM24k/year cannot have more than 2 CC. But if you see the Application Form it state that any person with <24k can apply with condition after approved, you must cancel one of the CC that you own.

You can refer on 1st page.

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Added on October 3, 2012, 5:47 pmGot offer from BSN for their gold credit card. One of the feature is the 0% Balance Transfer for 12 months up to end of this year.

u sure 0% for 12months?any minimum balance?

Do you have the new form? I seem cant get it on their tiger website

That means if I choose pay back in 6 months, the only charges that I bear is that 0.5%? Or it's 0.5% + 3.0%?

To selected Citibank customers only
0.17% per month for 3-month Balance Transfer
0.33% per month for 9-month Balance Transfer

- reducing balance method
- can pay minimum 5%
- early settlement without penalty
- no documents required, over phone application
- payment within 3 working days

Citi got 0.99 for 12 month bt. Be it new to bank or existing customer.
For existing u will need to apply a 2nd card to entitle this promo so the only processing fees is the rm50 gst for 2nd card.

0.99% per annum or per month ?
You mean I need to get another Citibank card just o use this BT program ?
Any early settlement ?

I called up Citibank.... no such BT offer of the 0.99% per annum, they have 9.9% per annum (12-month installment)

Unless a separate BT account number is created, right ?

Citibank Balance Transfer completed at 0.99% (1 Year) only.

I think THIS for NEW Approval Cardholder only

one question. this kind of "new" cardholder rate, is it will last forever or for limited time?

Sifus
need some serious help here. Which BT do you think i should take (around 40k)  with 0% or good promo ? so far Ambank looks good bcos of the damn free 50% TV and Macbook Air  but i find it so damn hard to get BT information from the banks webpages