Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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 Dec 6 2012, 11:41 PM
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Junior Member
334 posts Joined: Aug 2005 From: United State of Malaysia   
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QUOTE(brotan @ Dec 6 2012, 10:24 PM) if let's say cc A almost exceed limit, you can't BT to cc A anymore. Normally bank will allow max 80% of available credit balance to BT if based on your statement, which mean i cant do any bt already but if you have cc B with still got balance, you can BT cc A to cc B   do you have any other alternative? |
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Dec 7 2012, 05:08 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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To selected Citibank customers only
0.17% per month for 3-month Balance Transfer 0.33% per month for 9-month Balance Transfer - reducing balance method - can pay minimum 5% - early settlement without penalty - no documents required, over phone application - payment within 3 working days |
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Dec 7 2012, 05:47 PM
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Senior Member
1,168 posts Joined: Jun 2006
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QUOTE(ronnie @ Dec 7 2012, 05:08 PM) To selected Citibank customers only Actually this 2 BT is available to everyone 2 years ago until today, I been doing the 9-months BT all the while.0.17% per month for 3-month Balance Transfer 0.33% per month for 9-month Balance Transfer - reducing balance method - can pay minimum 5% - early settlement without penalty - no documents required, over phone application - payment within 3 working days |
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Dec 8 2012, 06:04 AM
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Senior Member
3,008 posts Joined: Sep 2005 From: T.T.D.I, Bukit Damansara
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BSN BT is no more, at least according to their website.
http://www.mybsn.com.my/content.xhtml?contentId=136 QUOTE BSN Balance Transfer Programme Promotion ends 30 November 2012 |
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Dec 8 2012, 11:15 AM
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Senior Member
2,392 posts Joined: Dec 2009
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QUOTE(cannavaro @ Dec 8 2012, 06:04 AM) BSN BT is no more, at least according to their website. they normally auto renew the BT planhttp://www.mybsn.com.my/content.xhtml?contentId=136 |
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Dec 10 2012, 02:13 PM
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(brotan @ Dec 8 2012, 11:15 AM) they normally auto renew the BT plan Maybe this is the main feature for Bsn card. |
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Dec 10 2012, 07:54 PM
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All Stars
18,406 posts Joined: Oct 2010
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Collect my AEON card from AEON Credit today(10/12/12), and immediately did 2 BTs; 1 to MBB (due 23/12/12), 1 to CITI (due 26/12/12). Hopefully the respective banks will get the money on time, otherwise have to dig out funds from somewhere.
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Dec 12 2012, 11:19 AM
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Junior Member
445 posts Joined: Apr 2006
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Is public bank BT will create new account? how to avoid early settlement penalty if only account for BT and normal use?
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Dec 12 2012, 12:42 PM
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Senior Member
1,244 posts Joined: Mar 2009
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QUOTE(HappyGuy @ Dec 12 2012, 12:19 PM) Is public bank BT will create new account? how to avoid early settlement penalty if only account for BT and normal use? Normally ur CC statement will separate ur CC no & BT no. U just hav to add ur CC min payment & ur monthly BT amount. |
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Dec 13 2012, 08:23 AM
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Senior Member
2,562 posts Joined: Jan 2003
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Maybank have 0% BT plan on again
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Dec 13 2012, 08:35 AM
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All Stars
18,406 posts Joined: Oct 2010
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QUOTE(rayfoo @ Dec 13 2012, 08:23 AM) Maybank have 0% BT plan on again But with a 3% fee? |
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Dec 13 2012, 09:42 AM
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Senior Member
2,562 posts Joined: Jan 2003
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no fee but 0% for 12 months only , refer here http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards
QUOTE(MGM @ Dec 13 2012, 08:35 AM) But with a 3% fee? This post has been edited by rayfoo: Dec 13 2012, 09:43 AM |
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Dec 13 2012, 10:17 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(rayfoo @ Dec 13 2012, 09:42 AM) no fee but 0% for 12 months only , refer here http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards QUOTE 4. One Time up-front fee at 3% from the approved amount will be charged for each approved application and billed into the card credit statement on the posting date.Maybank will notify you of the status of your application in writing. |
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Dec 13 2012, 10:36 AM
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Senior Member
2,562 posts Joined: Jan 2003
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must have missed that  QUOTE(ronnie @ Dec 13 2012, 10:17 AM) |
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Dec 13 2012, 10:43 AM
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Junior Member
134 posts Joined: Jul 2010
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QUOTE(ronnie @ Dec 7 2012, 05:08 PM) To selected Citibank customers only Citi got 0.99 for 12 month bt. Be it new to bank or existing customer.0.17% per month for 3-month Balance Transfer 0.33% per month for 9-month Balance Transfer - reducing balance method - can pay minimum 5% - early settlement without penalty - no documents required, over phone application - payment within 3 working days For existing u will need to apply a 2nd card to entitle this promo so the only processing fees is the rm50 gst for 2nd card. |
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Dec 13 2012, 10:53 AM
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Senior Member
1,168 posts Joined: Jun 2006
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QUOTE(Alvin89 @ Dec 13 2012, 10:43 AM) Citi got 0.99 for 12 month bt. Be it new to bank or existing customer. Additional info for this BT, this BT will expired on 31th DEC 2012. Very good deal ...0.99% per annumFor existing u will need to apply a 2nd card to entitle this promo so the only processing fees is the rm50 gst for 2nd card. |
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Dec 13 2012, 11:05 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(Alvin89 @ Dec 13 2012, 10:43 AM) Citi got 0.99 for 12 month bt. Be it new to bank or existing customer. 0.99% per annum or per month ?For existing u will need to apply a 2nd card to entitle this promo so the only processing fees is the rm50 gst for 2nd card. You mean I need to get another Citibank card just o use this BT program ? Any early settlement ? |
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Dec 13 2012, 11:24 AM
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Senior Member
1,168 posts Joined: Jun 2006
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QUOTE(ronnie @ Dec 13 2012, 11:05 AM) 0.99% per annum or per month ? It is per annum, that's why it is a very good deal. This BT only open for newly registered card regardless existing or new customer.You mean I need to get another Citibank card just o use this BT program ? Any early settlement ? This post has been edited by shiroikun: Dec 13 2012, 11:29 AM |
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Dec 13 2012, 11:50 AM
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Junior Member
71 posts Joined: Sep 2005
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I need a 0% BT for my hutang, so is it only Public bank can do that?
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Dec 13 2012, 02:58 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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I called up Citibank.... no such BT offer of the 0.99% per annum, they have 9.9% per annum (12-month installment)
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