That means forever no expiry has we will never reach 31st June

+1.

Program Pindahan Baki Kad-i Bank Islam ini akan berakhir pada 31 Disember 2012.
The BMW contest ends on 30 June 2012.

This post has been edited by ronnie: Jul 3 2012, 10:05 AM

btw to clarify

the RM 1000 is you ask cc B to pay cc A or vice versa?

Yes. Ask cc B to pay RM1000 to cc A.

called cs for 2nd time, 0% BT will end by 31st Dec 2012.
Sorry for the false alarm.

This post has been edited by Titan_Gunners: Jul 3 2012, 10:51 AM

Pls update yr front page as necessary. Thks

What item to update?

Any comment, guys?~ huhu~

Expired plans should be removed. Thks

actually the expired item they continue to proceed with the promotion. that's why i didn't remove it

just that didn't have time to update every single item

if there are real changes in the bank offering (actual BT plan), just let me know

ic, if that's the case, at least update on the expiry date as it gives the impression that the plan no longer valid. sorry, but don't do BT so not really updated on such. thanks

Guy, I am thinking to use the BT to cash out. Please share/advise me whether it works.

Card P 20k CL, no outstanding balance
Card M 20K CL, no outstanding balance

BT to Card P 16k, then Card M would have overpaid of 16k.
After that call the customer service to transfer back into my current account.

Can it be done in this way?

Good question, can we get the banks to credit extra amount paid into our banking account(s)? I know previously another member mentioned CB initially refused to pay him the cash back he earned showing as credit in his statement when he terminated his card; only after he complained to BNM did CB sent him the cheque.

Most card issuers will need your current Statement showing amount Outstanding when processing your BT application. So if you got no Outstanding Balance, I doubt they will approve your BT application.

Having said that, some banks do allow you to do BT and bank in cash into your account without any Outstanding Balance on your credit card but it is no 0% and more like Personal Loans. Click below link to read my article:

Hong Leong Bank Credit Cards - What Are They Good For?

And Bro, if you do manage to get the bank to credit into your banking account, please share.

This post has been edited by Gen-X: Jul 5 2012, 08:51 AM

bro

I know for sure PBB do not need any statement for BT. a few times i BT 3k although my statement balance is like 1k ++

and they reason i BT 3k is becuz of the 0% installment min limit

but BT 16k that is excessive. I am pretty sure even PBB will reject

This post has been edited by brotan: Jul 5 2012, 09:09 AM

Thank you for your reply.

I know PBB will not need any statement for doing BT. According to your case, have you asked the bank to transfer the overpaid balance into your saving/current account?

didn't do that

anyone know whether PBB extended their BT program??

yes, extended

can someone help me choose which bt to take..i have 3 cards..owing ard rm40k..