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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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kurtkantoi
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 Jun 28 2012, 09:27 AM
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QUOTE(DET_D5t @ Jun 28 2012, 09:10 AM) Puji diri sendiri nampak..lol Btw, it quite difficult to find a suitable card for me to do a BT. Need to consider their annual fee waived or not. Whether it islamic card or not.. Btw thanks to this thread..haha - (have to puji TS, or later he merajuk, didn't want to update this thread anymore) So far AEON serve me very well for BT. If you are looking for Islamic, why not take Bank Islam? |
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kurtkantoi
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Jul 3 2012, 09:06 AM
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So, what is the best cc for BT? Plan to apply credit card with the best BT rate, zero annual fee and can waive GST. Is there any credit card as such?
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kurtkantoi
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Jul 3 2012, 09:36 AM
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QUOTE(brotan @ Jul 3 2012, 09:08 AM) for best BT, pls refer to page 1. there is a spoiler to consolidate the 0% offering and also low interest offering zero annual fee so far most bank give such offer, so no big issue waive GST i am not sure which one is the best Thanks brotan. I have one question. My credit card A has statement balance at RM2000. I plan to do balance transfer RM1000 to credit card B. Suddenly two days after apply for balance transfer, my wife paid full credit card A statement (RM2000). Will credit card B still accept the balance transfer? |
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kurtkantoi
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Jul 3 2012, 09:40 AM
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QUOTE(brotan @ Jul 3 2012, 09:38 AM) Normally cc B will continue to accept the transfer unless you tell them to cancel it so which means you will have surplus in your cc A acc Thanks brotan. So after transfer my outstanding in credit card B will be -RM1000? Is there any penalty charge by bank if this happen?  |
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kurtkantoi
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Jul 3 2012, 10:10 AM
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QUOTE(brotan @ Jul 3 2012, 10:04 AM) btw to clarify the RM 1000 is you ask cc B to pay cc A or vice versa? Yes. Ask cc B to pay RM1000 to cc A. |
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kurtkantoi
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Aug 7 2012, 03:30 PM
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QUOTE(Titan_Gunners @ Aug 5 2012, 11:03 AM) Yes, but i am not sure whether will having seperate account for BT. Will update once get the statement. In my last year experience there is no separate account for BT. Deduct from cc credit limit.
Added on August 7, 2012, 3:32 pmQUOTE(Titan_Gunners @ Aug 6 2012, 07:07 PM) Latest update for my BT with Aeon. Form fax on 30th July. BT approved on 31st July. Payment by cheque clear on 4th August. TAT is 5 working days for Aeon's BT.  Which branch you apply? Very fast only 5 days! Last year I applied through Sunway Pyramid branch, took 2 weeks before transfer to Maybank. Aeon's BT is the reason why Im keeping their card. This post has been edited by kurtkantoi: Aug 7 2012, 03:32 PM |
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kurtkantoi
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Oct 3 2012, 05:38 PM
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QUOTE(yiyi87 @ Oct 3 2012, 03:35 PM) which banks offer BT to existing card holders? You can refer on 1st page.
Added on October 3, 2012, 5:47 pmGot offer from BSN for their gold credit card. One of the feature is the 0% Balance Transfer for 12 months up to end of this year. This post has been edited by kurtkantoi: Oct 3 2012, 05:47 PM |
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kurtkantoi
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Oct 13 2012, 11:29 AM
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QUOTE(celaw @ Oct 9 2012, 08:35 PM) Hi, I'm interested in aeon 0% balance transfer. My concern is how to pay this credit card without incurred extra charges as it is not a bank and there are no ATM machine for it.. If you have maybank2u, you can pay to the card like a normal bill. Just insert your credit card number. Please note there is RM1 charge. QUOTE(jeff_v2 @ Oct 13 2012, 10:38 AM) any bank have a special gift bt offer or cash rebate? 0% currently for aeon only? ocbc got eh? cannot find in their web... There are other banks like BSN, Bank Islam, RHB and Public bank. YOu can refer to 1st post.  |
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kurtkantoi
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Oct 14 2012, 09:23 PM
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QUOTE(celaw @ Oct 14 2012, 12:58 AM) Erm... Will go Aeon tomorrow and ask about this. Will apply it on the spot if got cash back to offset GST.. =) Last time when I ask about GST, they have a plan called 'Retention Plan' to offset GST. You need to call them or visit their branch to activate the plan and then spend any amount within 60 days. |
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kurtkantoi
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Nov 20 2012, 01:18 AM
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Anyone know if I do another BT from same bank if I already had BT from the bank.
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kurtkantoi
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Nov 21 2012, 04:11 PM
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QUOTE(brotan @ Nov 21 2012, 02:24 PM) hi don't get it what you mean if i understand you correctly, you can do as many BT as you want on the same bank as long as your available credit limit is enough
Added on November 21, 2012, 2:38 pmUpdated maybank BT plan Correct. I thought only once per card. Just applied second BT with AEON within 3 months. Too many overspent. |
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kurtkantoi
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Jan 23 2013, 11:16 AM
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QUOTE(brotan @ Jan 18 2013, 11:27 AM) Bsn super slow. That's all I have to say How slow are they? Do you have any experience with them? Applied their credit card, but only get the after about 2 months. I can see in their website that I can do BT for 36 months for 0.375% per month? anyone know the calculation? |
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kurtkantoi
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Jan 23 2013, 05:10 PM
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QUOTE(brotan @ Jan 23 2013, 03:15 PM) 3 weeks to get money transferred after i apply. public bank normally 1 week That's super slow. Definitely will terminate their card this year. For BT, I prefer to use Aeon, just take around 1 week (including weekends) from the day I applied. |
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kurtkantoi
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May 13 2013, 10:44 AM
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Anyone experience with BSN's Balance Transfer? How fast they transfer?
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kurtkantoi
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May 13 2013, 12:25 PM
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QUOTE(brotan @ May 13 2013, 11:46 AM) from submission to release of money about 2 weeks Ok. Thanks brotan. How long have you holding BSN credit card? Is there any special package to redeem RM50 GST? |
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kurtkantoi
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May 13 2013, 02:33 PM
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QUOTE(brotan @ May 13 2013, 02:08 PM) only started using this year well, for every BT amount you do, you get their points i guess you can redeem GST from there Do mind to share how many points you were getting from the BT? When I saw the catalogue, around 10k points needed to redeem RM50 GST. |
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