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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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victorywp
post Aug 1 2014, 10:25 PM

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QUOTE(jayk8 @ Aug 1 2014, 08:38 PM)
Aeon approved my BT, and my BT is to MBB visa card.

23 July Aeon has approved my BT, however until today it doesnt reflected into my MBB visa yet.

in this case i might have to pay all the outstanding first since the due date is on 3 Aug. sad.gif
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like the other suggested, pay all first and claim back later when the cheque from aeon is in.
jayk8
post Aug 2 2014, 09:27 AM

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QUOTE(victorywp @ Aug 1 2014, 10:25 PM)
like the other suggested, pay all first and claim back later when the cheque from aeon is in.
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ok. or does it work in this way, i pay all the outstanding first, then when the cheque reflected in my MBB credit card, does the amount of BT can be counted as "credit" inside my MBB credit card ?
victorywp
post Aug 2 2014, 09:40 AM

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QUOTE(jayk8 @ Aug 2 2014, 09:27 AM)
ok. or does it work in this way, i pay all the outstanding first, then when the cheque reflected in my MBB credit card, does the amount of BT can be counted as "credit" inside my MBB credit card ?
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yes, if you don't really in need of cash you may just leave the money inside. which means you have extra credit in the card. unless you use your card monthly and frequently, you may put the money elsewhere.
DarReNz
post Aug 2 2014, 10:48 AM

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QUOTE(victorywp @ Aug 2 2014, 09:40 AM)
yes, if you don't really in need of cash you may just leave the money inside. which means you have extra credit in the card. unless you use your card monthly and frequently, you may put the money elsewhere.
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good side of this is since you have extra credit u don't need to request for temporary credit increase limit in case you need it rclxms.gif

This post has been edited by DarReNz: Aug 2 2014, 10:49 AM
jayk8
post Aug 2 2014, 11:56 AM

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QUOTE(victorywp @ Aug 2 2014, 09:40 AM)
yes, if you don't really in need of cash you may just leave the money inside. which means you have extra credit in the card. unless you use your card monthly and frequently, you may put the money elsewhere.
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yeah, thanks Victor bro for the valuable information thumbup.gif
thank you very much again notworthy.gif
tigaxxx
post Aug 3 2014, 05:35 PM

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Anyone knows any CC offering good BT ? ... ii.e. 0% interest and good promo/gift.......
want to BT about 30k from Alliance VI
guy3288
post Aug 3 2014, 08:41 PM

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QUOTE(jayk8 @ Aug 1 2014, 06:53 PM)
a quick question, Aeon has approved my BT to MBB, and issued a cheque on 23 July. (sms me said they already approved, cheque got stated in my Aeon account.)

however, until today when i check in MBB, the outstanding balance is still the same.
this sunday is due date already, shall i pay the minimum payment first ?
*
Yeah i have the same problem. I applied BT from MBB AMex to Watami on 22.7.14, received call verification and approved on 23.7.2014, the BT installment showed 23.7.14 in my Watami acc., but i dont see that payment in my MBB Amex account yet.

Previous record showed, approved on 23.6.14, installment in Watami dated 23.6.14, payment shown in MBB dated 30.6.14

my MBB Amex due date is 10.8.14, will call Watami if payment still not appearing in MBB next 2 days.
guy3288
post Aug 3 2014, 08:45 PM

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QUOTE(tigaxxx @ Aug 3 2014, 05:35 PM)
Anyone knows any CC offering good BT ? ... ii.e. 0% interest and good promo/gift.......
want to BT about 30k from Alliance VI
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BT (6m) to Aeon Card, no charges no interest and, you get 30000 points =RM120 CB
tigaxxx
post Aug 3 2014, 09:01 PM

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QUOTE(guy3288 @ Aug 3 2014, 08:45 PM)
BT (6m) to Aeon Card, no charges no interest and, you get 30000 points =RM120 CB
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Thanks... after skimming thru the options left with Aeon & PB. Most probably willl apply for PB VS for xtra CB

This post has been edited by tigaxxx: Aug 3 2014, 09:07 PM
wan7075
post Aug 4 2014, 09:31 AM

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QUOTE(guy3288 @ Aug 3 2014, 08:45 PM)
BT (6m) to Aeon Card, no charges no interest and, you get 30000 points =RM120 CB
*
you mean BT rm6,000,000? only get 30,000 point?
rm1 = 0.05 point? notworthy.gif
tigaxxx
post Aug 4 2014, 09:39 AM

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QUOTE(wan7075 @ Aug 4 2014, 09:31 AM)
you mean BT rm6,000,000? only get 30,000 point?
rm1 = 0.05 point? notworthy.gif
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He meant bt rm30k I think. ...
ronnie
post Aug 4 2014, 03:27 PM

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QUOTE(wan7075 @ Aug 4 2014, 09:31 AM)
you mean BT rm6,000,000? only get 30,000 point?
rm1 = 0.05 point? notworthy.gif
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6m = 6-month lah doh.gif doh.gif
guy3288
post Aug 5 2014, 09:04 AM

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Update on late payment from Aeon BT to MBB.

Yesterday evening, i called MBB to enquire about that payment. I was told, no BT payment had been received. Also did not show any cheque float in the system.

Then just now i logined to MB2U, it showed payment made on 4.8.2014. Saved me the hassle to call Aeon.

Looks like a IBG payment, where the receiver wont be able to see it till it's credited. Has Aeon BT payment changed to IBG instead of cheque?....
leo_kiatez
post Aug 5 2014, 09:56 AM

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QUOTE(guy3288 @ Aug 5 2014, 09:04 AM)
Update on late payment from Aeon BT to MBB.

Yesterday evening, i called MBB to enquire about that payment. I was  told, no  BT payment had been received. Also did not show any cheque float in the system.

Then just now i  logined to  MB2U, it showed payment made on 4.8.2014. Saved me the hassle to call Aeon.

Looks like a IBG payment, where the receiver wont be able to see it till it's credited. Has Aeon BT payment changed to IBG instead of cheque?....
*
Did you notice any cheque number for the BT payment on your M2U account? Normally the cheque number would appear in the payment transaction details. smile.gif
jayk8
post Aug 5 2014, 11:27 AM

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QUOTE(guy3288 @ Aug 5 2014, 09:04 AM)
Update on late payment from Aeon BT to MBB.

Yesterday evening, i called MBB to enquire about that payment. I was  told, no  BT payment had been received. Also did not show any cheque float in the system.

Then just now i  logined to  MB2U, it showed payment made on 4.8.2014. Saved me the hassle to call Aeon.

Looks like a IBG payment, where the receiver wont be able to see it till it's credited. Has Aeon BT payment changed to IBG instead of cheque?....
*
i have called Aeon on yesterday also, but the customer service staff not able to check, said will check with other department and call me back.

today morning i saw that the cheque is reflected in my credit card account already, stated "LOCAL PYMT,CHEQUE NO 00xxxxx"

wondering what took them so long to clear this cheque.. (since 23 July until 4 August) sweat.gif
victorywp
post Aug 5 2014, 12:11 PM

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QUOTE(jayk8 @ Aug 5 2014, 11:27 AM)
i have called Aeon on yesterday also, but the customer service staff not able to check, said will check with other department and call me back.

today morning i saw that the cheque is reflected in my credit card account already, stated "LOCAL PYMT,CHEQUE NO 00xxxxx"

wondering what took them so long to clear this cheque.. (since 23 July until 4 August) sweat.gif
*
public holidays = cheque delivery delayed
guy3288
post Aug 5 2014, 02:15 PM

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QUOTE(leo_kiatez @ Aug 5 2014, 09:56 AM)
Did you notice any cheque number for the BT payment on your M2U account? Normally the cheque number would appear in the payment transaction details. smile.gif
*
Yes it showed up a bit later. Now i can see it in the MB2u.com , it is a local cheque payment with cheque number...

I wonder how come the cheque was not showed as floating when i called them yesterday evening........
-------------------------------------------------------------------------------------------------------------------
just to share the BT game:
My PBB card statement already out 4 days, I wanted to BT the outstanding to Aeon, but Aeon balance Credit insufficient! Yesterday i applied for PBB BT , rm14k to Aeon hoping to use it back to pay PBB. time is a bit tight.....Pbb already approved it today, money should in Aeon by 8.8.14. so should be able to pay back PBB statement b4 due date 21.8.14.
roger roger
post Aug 5 2014, 03:31 PM

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Now i only know perform BT with Aeon entitle CB. No wonder got extra rm74 cb and i keep quite dont dare to tell all.

I BT RM16000 from Aeon, already repay RM 9000, how to calculate the cb earned?
bearbear
post Aug 5 2014, 03:46 PM

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QUOTE(roger roger @ Aug 5 2014, 03:31 PM)
Now i only know perform BT with Aeon entitle CB. No wonder got extra rm74 cb and i keep quite dont dare to tell all.

I BT RM16000 from Aeon, already repay RM 9000, how to calculate the cb earned?
*
cash back?

New Aeon Visa Credit Card? You are new sign up and is an existing Aeon member? Previously sign up for 3 years membership? Cash back come in form of RM 50 and RM24?

if your answer is yes to all above, it is not CB from BT but promo from AEON for Aeon member that sign up for their New Visa CC. Rm50 for GST i suppose and RM24 is the membership fee that you paid.

This post has been edited by bearbear: Aug 5 2014, 03:57 PM
ronnie
post Aug 5 2014, 03:47 PM

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QUOTE(roger roger @ Aug 5 2014, 03:31 PM)
Now i only know perform BT with Aeon entitle CB. No wonder got extra rm74 cb and i keep quite dont dare to tell all.

I BT RM16000 from Aeon, already repay RM 9000, how to calculate the cb earned?
*
Which AEON Credit Card ?.. we know AEON gives Bonus Points for BT monthly amount

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