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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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jayk8
post Feb 14 2014, 04:38 PM

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Hello all, if i wanna do the BT from maybank to rhb, usually will take how long to process the application and make it take effect ?
jayk8
post Feb 17 2014, 05:33 PM

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Hi folks, i have swiped total amount rm1k in Feb 2014, there is no interest charge by maybank yet as the bill need to pay before 6 March 2014.

I just applied a RHB cc, if I apply the BT, and transfer the outstanding to my RHB cc, will Maybank charge me interest while I'm transferring the balance to my RHB cc ? unsure.gif
jayk8
post Mar 17 2014, 06:25 PM

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Hi sifus

If I already applied BT from rhb to pay my mbb cc, can i still apply 2nd time BT from rhb to pay my mbb cc within 3 months ?

Thanks.
jayk8
post Mar 17 2014, 09:01 PM

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Hi sifus

for RHB bank BT, use which way to submit the request and they can process more faster?
submit the form via their website or thru banker ?
jayk8
post Jul 21 2014, 03:58 PM

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newbie have question, if i want to transfer the outstanding from my MBB card to AEON card, then i will have to fill up the AEON BT form right?
jayk8
post Jul 21 2014, 04:05 PM

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QUOTE(ronnie @ Jul 21 2014, 04:00 PM)
That's right and provide the latest Maybank CC Statement (or M2U screenshot)
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Thank you brother Ronnie. smile.gif
So i will just have to submit my Maybank CC statement + AEON BT application form and fax to Aeon for further process, and thats it right? biggrin.gif
jayk8
post Jul 21 2014, 10:38 PM

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QUOTE(brotan @ Jul 21 2014, 05:43 PM)
always good practice to scan and send by email
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Thanks bro for the advise.
I think they will process fast if i send the app form to them via fax right (Aeon)?
jayk8
post Jul 21 2014, 10:45 PM

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QUOTE(DarReNz @ Jul 21 2014, 10:39 PM)
u can also scan and send email then call them if there have received it
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Thanks bro.
Understood, will do it on tomorrow. smile.gif
jayk8
post Jul 22 2014, 10:35 AM

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I just sent email to customer.service@aeonmalaysia.com.my to apply BT.

BT from MBB to Aeon
Submit Application to Aeon: 22 July 2014
Approval : TBA
Payment received on MBB : TBA


jayk8
post Jul 23 2014, 02:00 PM

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QUOTE(jayk8 @ Jul 22 2014, 10:35 AM)
I just sent email to customer.service@aeonmalaysia.com.my to apply BT.

BT from MBB to Aeon
Submit Application to Aeon: 22 July 2014
Approval : TBA
Payment received on MBB : TBA
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Update:

Submit Application to Aeon: 22 July 2014, 10:30am
Call received: 23 July 2014, 2:00pm
Payment received on MBB : TBA
jayk8
post Aug 1 2014, 06:53 PM

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a quick question, Aeon has approved my BT to MBB, and issued a cheque on 23 July. (sms me said they already approved, cheque got stated in my Aeon account.)

however, until today when i check in MBB, the outstanding balance is still the same.
this sunday is due date already, shall i pay the minimum payment first ?


jayk8
post Aug 1 2014, 08:38 PM

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QUOTE(victorywp @ Aug 1 2014, 08:33 PM)
you both have the same question? are you both doing bt for your mbb amex card?

even if you pay minimum payment first, you can avoid late charges but not the finance charges.
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Aeon approved my BT, and my BT is to MBB visa card.

23 July Aeon has approved my BT, however until today it doesnt reflected into my MBB visa yet.

in this case i might have to pay all the outstanding first since the due date is on 3 Aug. sad.gif
jayk8
post Aug 2 2014, 09:27 AM

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QUOTE(victorywp @ Aug 1 2014, 10:25 PM)
like the other suggested, pay all first and claim back later when the cheque from aeon is in.
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ok. or does it work in this way, i pay all the outstanding first, then when the cheque reflected in my MBB credit card, does the amount of BT can be counted as "credit" inside my MBB credit card ?
jayk8
post Aug 2 2014, 11:56 AM

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QUOTE(victorywp @ Aug 2 2014, 09:40 AM)
yes, if you don't really in need of cash you may just leave the money inside. which means you have extra credit in the card. unless you use your card monthly and frequently, you may put the money elsewhere.
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yeah, thanks Victor bro for the valuable information thumbup.gif
thank you very much again notworthy.gif
jayk8
post Aug 5 2014, 11:27 AM

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QUOTE(guy3288 @ Aug 5 2014, 09:04 AM)
Update on late payment from Aeon BT to MBB.

Yesterday evening, i called MBB to enquire about that payment. I was  told, no  BT payment had been received. Also did not show any cheque float in the system.

Then just now i  logined to  MB2U, it showed payment made on 4.8.2014. Saved me the hassle to call Aeon.

Looks like a IBG payment, where the receiver wont be able to see it till it's credited. Has Aeon BT payment changed to IBG instead of cheque?....
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i have called Aeon on yesterday also, but the customer service staff not able to check, said will check with other department and call me back.

today morning i saw that the cheque is reflected in my credit card account already, stated "LOCAL PYMT,CHEQUE NO 00xxxxx"

wondering what took them so long to clear this cheque.. (since 23 July until 4 August) sweat.gif

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