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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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ronnie
post Jun 19 2014, 10:33 PM

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This round of AEON BT I didn't get any SMS on the approval. Did anyone receive their approval SMS for AEON BT ?
victorywp
post Jun 19 2014, 11:28 PM

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QUOTE(ronnie @ Jun 19 2014, 10:33 PM)
This round of AEON BT I didn't get any SMS on the approval. Did anyone receive their approval SMS for AEON BT ?
*
i still receive sms for mine on 13/6.
zr125
post Jun 20 2014, 08:18 AM

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QUOTE(ronnie @ Jun 19 2014, 10:33 PM)
This round of AEON BT I didn't get any SMS on the approval. Did anyone receive their approval SMS for AEON BT ?
*
received mine on 19/6..
millenniummonkey
post Jun 20 2014, 09:14 AM

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QUOTE(ronnie @ Jun 19 2014, 10:33 PM)
This round of AEON BT I didn't get any SMS on the approval. Did anyone receive their approval SMS for AEON BT ?
*
13/6 got
leo_kiatez
post Jun 20 2014, 03:16 PM

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QUOTE(ronnie @ Jun 19 2014, 10:33 PM)
This round of AEON BT I didn't get any SMS on the approval. Did anyone receive their approval SMS for AEON BT ?
*
Receive sms on 13/6 for mine.

ronnie
post Jun 22 2014, 10:52 AM

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Public Bank BT application
17 June : Send BT application by email [custsvc@publicbank.com.my]
19 June : Posted under Unbilled Transactions on 18 June mad.gif
20 June : Payment to other banks via IBG

Took 5 working days only to complete drool.gif drool.gif
Now to pay the installment cry.gif cry.gif

This post has been edited by ronnie: Jun 22 2014, 10:52 AM
millenniummonkey
post Jun 23 2014, 11:17 AM

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QUOTE(ronnie @ Jun 22 2014, 10:52 AM)
Public Bank BT application
17 June : Send BT application by email [custsvc@publicbank.com.my]
19 June : Posted under Unbilled Transactions on 18 June mad.gif
20 June : Payment to other banks via IBG

Took 5 working days only to complete drool.gif  drool.gif
Now to pay the installment  cry.gif  cry.gif
*
Same as you. Only took 5 days for giro.
But till date, my PBB->AEON since approved on 16 June still can't see in AEON...

Public Bank BT application
12 June : Send BT application by email
16 June : Received SMS of BT approved / Shown in online transaction
24 June : Received 20/06 Cleared 24/06 Payment to AEON - Cheque (Total working days: 9)

17 June : Send BT application by email
19 June : Shown in online transaction
26 June : Payment to AEON - Cheque (Total working days: 8)
23 June : Payment to OCBC - GIRO (Total working days: 5)
23 June : Payment to MBB - GIRO (Total working days: 5)

EDIT: PBB->AEON by cheque need 8-9 working days

This post has been edited by millenniummonkey: Jun 26 2014, 02:37 PM
bearbear
post Jun 23 2014, 11:23 AM

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i think your due date play a role, wonder if this is the case.
zr125
post Jun 25 2014, 10:24 AM

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Guys, is this possible for AEON BT?

Done 1st BT with Bank A June Statement

I want to do 2nd BT with the same Bank A June Statement (as in 1st BT)..

Do you get what i mean?
bearbear
post Jun 25 2014, 10:36 AM

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QUOTE(zr125 @ Jun 25 2014, 10:24 AM)
Guys, is this possible for AEON BT?

Done 1st BT with Bank A June Statement

I want to do 2nd BT with the same Bank A June Statement (as in 1st BT)..

Do you get what i mean?
*
Purpose of so?

I've done this before due to complication of credit limit but the total amount is less or equal to outstanding in the same statement. They even called me to asked if it is ok to pay all in one.
zr125
post Jun 25 2014, 10:46 AM

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QUOTE(bearbear @ Jun 25 2014, 10:36 AM)
Purpose of so?

I've done this before due to complication of credit limit but the total amount is less or equal to outstanding in the same statement. They even called me to asked if it is ok to pay all in one.
*
Because i need to BT from Bank A + Bank B to meet min 1k per BT.
Bank B statement (<RM1K) not yet out when I've done the 1st BT..
millenniummonkey
post Jun 25 2014, 11:25 AM

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QUOTE(zr125 @ Jun 25 2014, 10:46 AM)
Because i need to BT from Bank A + Bank B to meet min 1k per BT.
Bank B statement (<RM1K) not yet out when I've done the 1st BT..
*
confused?
u intend to use bank A's statement as bank B's statement? sure cannot.
if only bank A + bank A should be ok.

last they informed me, the main reason for statement is not for the amount but to double check the credit card number and bank.

alternative, instead of statement, print out the bank B's credit card summary page (with outstanding amount and credit card number) and the page must have bank B's logo there. then they can process.

This post has been edited by millenniummonkey: Jun 25 2014, 11:27 AM
ronnie
post Jun 25 2014, 01:44 PM

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Just to add... the CC Statement is used for a few verification by AEON BT
1. Name on the Statement must be your name
2. CC number must be same as application form
3. Amount on the statement (cannot exceed statement amount)
zr125
post Jun 25 2014, 01:48 PM

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QUOTE(ronnie @ Jun 25 2014, 01:44 PM)
Just to add... the CC Statement is used for a few verification by AEON BT
1. Name on the Statement must be your name
2. CC number must be same as application form
3. Amount on the statement (cannot exceed statement amount)
*
What if we use the same statement twice to apply for 2 BT?
ronnie
post Jun 25 2014, 01:55 PM

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QUOTE(zr125 @ Jun 25 2014, 01:48 PM)
What if we use the same statement twice to apply for 2 BT?
*
May not allowed... if the officer had seen the same statement before.
You may allow to use previous month's PDF/paper CC statement to support the current Statement (i.e. print from Online Banking portal, not PDF)
Jason
post Jun 25 2014, 11:46 PM

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Just curious, is there an early termination fee levied on BT on AEON? E.g. Outstanding RM5000 @ AEON that is going to be billed RM1000 per month for the next 5 months, but I paid full RM5000 to AEON this month on top of whatever expenses @ AEON.

Reading the T&C, no early termination was mentioned

EDIT: And more importantly, will I still earn the points?

This post has been edited by Jason: Jun 25 2014, 11:47 PM
ronnie
post Jun 25 2014, 11:58 PM

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QUOTE(Jason @ Jun 25 2014, 11:46 PM)
Just curious, is there an early termination fee levied on BT on AEON? E.g. Outstanding RM5000 @ AEON that is going to be billed RM1000 per month for the next 5 months, but I paid full RM5000 to AEON this month on top of whatever expenses @ AEON.

Reading the T&C, no early termination was mentioned

EDIT: And more importantly, will I still earn the points?
*
What's the point to settle early ???
Put the RM5000 in 1-month FD lah doh.gif doh.gif

This post has been edited by ronnie: Jun 25 2014, 11:58 PM
onnying88
post Jun 26 2014, 12:07 AM

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QUOTE(ronnie @ Jun 25 2014, 11:58 PM)
What's the point to settle early ???
Put the RM5000 in 1-month FD lah doh.gif doh.gif
*
Poor financial planning. Lol
Jason
post Jun 26 2014, 10:16 AM

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QUOTE(ronnie @ Jun 25 2014, 11:58 PM)
What's the point to settle early ???
Put the RM5000 in 1-month FD lah doh.gif doh.gif
*
Who said anything about paying in full early with my money.

BT lumpsum from Public Bank to AEON. e.g. RM6k
And Re-BT the Public Bank monthly outstanding to AEON

Clearly some people lack imagination and I've said too much. doh.gif

This post has been edited by Jason: Jun 26 2014, 10:16 AM
ronnie
post Jun 26 2014, 10:20 AM

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QUOTE(Jason @ Jun 26 2014, 10:16 AM)
Who said anything about paying in full early with my money.

BT lumpsum from Public Bank to AEON. e.g. RM6k
And Re-BT the Public Bank monthly outstanding to AEON

Clearly some people lack imagination and I've said too much.  doh.gif
*
You didn't share your "better" plan... so can't blame people to "assume" your money is used.
Use the bank's money to have better cashflow is ideal.

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