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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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SUSWintersuN
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 Aug 13 2013, 08:43 AM
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Begin of the month I owe rm2k+ then i paid rm1.8k. Still owe few hundred. Then today i check until use is accumulate until rm1103 but statement balance put i owe rm2306 and outstanding balance is rm1153. All the number not add up 1. Is it they try to cheat me?
Statement balance shud b i still owe how much right. I already pay begin of the month rm1.8k le... how can still statement balance owe so much!!
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SUSWintersuN
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Aug 13 2013, 10:08 AM
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QUOTE(matmoto5125 @ Aug 13 2013, 08:49 AM) This. Statement balance shows how much you owe in a particular month cycle. Say your bill is on every 12th of the month, any transaction before the date will be shown in the statement except the one you managed to pay before the 12th. QUOTE(alex_cyw1985 @ Aug 13 2013, 09:51 AM) Please learn how to read your account detail 1st.... outstanding balance vs statement balance is difference. Ok thnx  Cos i thought statement balance is the amount i owe and shud pay. So every time i pay the statement balance amount. Deswai sometimes confuse. So the actual amount i owe is the outstanding balance la right? And shud only pay that? |
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SUSWintersuN
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Aug 20 2013, 12:22 PM
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QUOTE(Gen-X @ Aug 20 2013, 11:20 AM) agree with tgeoklin. Most car dealers do accept credit cards for payment.. Toyota, Mazda, Honda and luxury cars but they may limit you up to a certain amount without any surcharge, so nego with them. However some Proton dealers do not accept credit card... so as go look for one, e.g. try Proton HQ Shah Alam. I remember for Perodua, at one time there were offering 0% installment for Nautica downpayment with Citibank CC. I have MBB 2kad. If use the AMEX overseas is it will haf extra charge on top of the converted rate? |
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SUSWintersuN
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Aug 20 2013, 12:32 PM
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QUOTE(Gen-X @ Aug 20 2013, 12:29 PM) Not sure what you mean by "extra charges" but AMEX charges 2.5% and MBB another 0.5% (not sure if they increased it this month). Read thread below: https://forum.lowyat.net/topic/1845691To ALL: In respect of overseas transactions, I noticed that my MBB VI overseas conversion rate for August (this month) is higher than previous months but I can tell you it is still lower than my UOB VI. SO means if use in malaysia not kena the 0.5% and 2.5% charge right. Is it also apply online transaction? Cos i notice last month i use my cc to pay a domestic flight in korea but not kena charge. Means the website say 100k korea won then i use kad pay they just charge 100k korea won.  |
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SUSWintersuN
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Aug 20 2013, 12:51 PM
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QUOTE(Gen-X @ Aug 20 2013, 12:45 PM) Bro, sure they charge you 100K Korean Won but you paying in RM. So what was the spot rate on the day your transaction was posted versus the rate you are paying. Can someone please explain the Forex admin fee to him I use masterkad to pay. The cost is 131 200 korean won. The transaction history show caj in RM is RM368.94. I not sure that day rate la but today rate is 0.0029 from google. If convert using today rate is 380.48. Just a gap of 1 month or so i feel like not kena caj 0.5% from use credit kad |
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