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 All about PRUDENTIAL & insurance updates!, any insurance related issue are welcome

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coolguy_0925
post Oct 26 2022, 04:27 PM

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QUOTE(mycolumn @ Oct 26 2022, 02:53 PM)
When i go to a private hospital, what proof can i show that i have an insurance policy with prudential? Since there is no card or anything to show for now.
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Just produce your NRIC and the frontdesk can settle all for you incl. getting approval from the insurance co if they are their panel
ping325
post Oct 26 2022, 04:28 PM

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QUOTE(mycolumn @ Oct 26 2022, 02:53 PM)
When i go to a private hospital, what proof can i show that i have an insurance policy with prudential? Since there is no card or anything to show for now.
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Your NRIC.
Another method is to download the pulse app and link your policy.
Once at hospital just show the apps my account policy will do.
mycolumn
post Oct 26 2022, 09:34 PM

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QUOTE(lifebalance @ Oct 26 2022, 04:19 PM)
The hospital will be able to pull out the record if you do hold a policy with an insurer that is active.
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QUOTE(coolguy_0925 @ Oct 26 2022, 04:27 PM)
Just produce your NRIC and the frontdesk can settle all for you incl. getting approval from the insurance co if they are their panel
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QUOTE(ping325 @ Oct 26 2022, 04:28 PM)
Your NRIC.
Another method is to download the pulse app and link your policy.
Once at hospital just show the apps my account policy will do.
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Ah ok, thanks. Just IC is enuff. That’s really convenient. Thanks!

littleprawnReborn
post Oct 26 2022, 11:17 PM

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QUOTE(mycolumn @ Oct 26 2022, 09:34 PM)
Ah ok, thanks. Just IC is enuff. That’s really convenient. Thanks!
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for me different case, I didnt even produce my IC...
was consulting the doctor then he ask whether I got insurance or not...
he ask me whether want cover by insurance...

i said ok covered by insurance then he straight apply from his computer...
so easy nowdays... sweat.gif
lifebalance
post Oct 26 2022, 11:32 PM

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QUOTE(littleprawnReborn @ Oct 26 2022, 11:17 PM)
for me different case, I didnt even produce my IC...
was consulting the doctor then he ask whether I got insurance or not...
he ask me whether want cover by insurance...

i said ok covered by insurance then he straight apply from his computer...
so easy nowdays...  sweat.gif
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You are still required to provide your IC for registration purposes. Otherwise, they won't be able to recognize you.
littleprawnReborn
post Oct 26 2022, 11:48 PM

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QUOTE(lifebalance @ Oct 26 2022, 11:32 PM)
You are still required to provide your IC for registration purposes. Otherwise, they won't be able to recognize you.
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i see... most probably during check in time at the registration counter....
that time thought wanna self pay coz i thought my policy didnt cover.... haha...
mycolumn
post Oct 27 2022, 09:22 AM

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QUOTE(ping325 @ Oct 26 2022, 04:28 PM)
Your NRIC.
Another method is to download the pulse app and link your policy.
Once at hospital just show the apps my account policy will do.
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i cant seem to link my daughter's and my own policy to the pulse app. After linking, the entire app page become white. aiya..
kernel123
post Oct 27 2022, 06:51 PM

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Hye guys.wanna ask ur opinion.is ok if an agent quoted me a pure medical card with fixed price month every month until 70 year old for my newborn.1 month old.why is this different ya from great eastern ? GE agent quoted me a price based on age..im new to insurance thing.any help is greatly appreciated notworthy.gif
lifebalance
post Oct 27 2022, 07:16 PM

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QUOTE(kernel123 @ Oct 27 2022, 06:51 PM)
Hye guys.wanna ask ur opinion.is ok if an agent quoted me a pure medical card with fixed price month every month until 70 year old for my newborn.1 month old.why is this different ya from great eastern ? GE agent quoted me a price based on age..im new to insurance thing.any help is greatly appreciated  notworthy.gif
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1. Depends on the plan benefit
2. Different insurer has their own cost factor and Claim experience
3. There is no such thing as fixed price. It'll be subject to repricing in the future if needed by the insurer.
holyleonard
post Dec 27 2022, 02:03 PM

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anyone know how much for the med booster?
lifebalance
post Dec 27 2022, 02:15 PM

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QUOTE(holyleonard @ Dec 27 2022, 02:03 PM)
anyone know how much for the med booster?
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Depends on your age, gender and smoker or not.

There is a premium table but it will not be able to estimate for you on how much you need to pay if you've already got an on-going policy. Your agent should be able to tell you
si perfeck!
post Jan 13 2023, 08:12 PM

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Any agent here willing to give me a quotation for hibah + medical card + critical illness? For my sister.

But as a gentle reminder, this is purely just a quotation. If let say she agreed w the quotation, only then i will contact you to proceed. Else, nfa 😁

She already had hibah / medical card / critical illness. But from a different company. Just wanna survey 1st. Thanks
MUM
post Jan 13 2023, 08:15 PM

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QUOTE(si perfeck! @ Jan 13 2023, 08:12 PM)
Any agent here willing to give me a quotation for hibah + medical card + critical illness? For my sister.

But as a gentle reminder,  this is purely just a quotation. If let say she agreed w the quotation, only then i will contact you to proceed. Else, nfa 😁

She already had hibah / medical card / critical illness. But from a different company. Just wanna survey 1st. Thanks
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maybe you can provide some more info for ease of them???

like,
amount of coverage, for each type of coverage?
age,
etc, etc

or perhaps can try check quotation online for some info??

This post has been edited by MUM: Jan 13 2023, 08:17 PM
Ramjade
post Jan 13 2023, 08:35 PM

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Anyone want to give me quotation for
1. ILP medical card
2. Standalone medical card

PM me if interested. Dont give me quotation for takaful products. Pure prudentoal stuff.

This post has been edited by Ramjade: Jan 13 2023, 08:35 PM
MUM
post Jan 13 2023, 08:56 PM

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QUOTE(Ramjade @ Jan 13 2023, 08:35 PM)
Anyone want to give me quotation for
1. ILP medical card
2. Standalone medical card

PM me if interested. Dont give me quotation for takaful products. Pure prudentoal stuff.
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rclxms.gif good to know that you are giving them a chance to make some money from you so that they can go for another holiday
thumbsup.gif
Ramjade
post Jan 13 2023, 09:06 PM

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QUOTE(MUM @ Jan 13 2023, 08:56 PM)
rclxms.gif good to know that you are giving them a chance to make some money from you so that they can go for another holiday
:thumbsup:
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Can't do anything. Tried buying online no success. If online options exist, I wouldn't be asking agents. Some agents really pushy. Some nice.

This post has been edited by Ramjade: Jan 13 2023, 09:07 PM
MUM
post Jan 13 2023, 09:06 PM

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QUOTE(Ramjade @ Jan 13 2023, 09:06 PM)
Can't do anything. Tried buying online no success.
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Govt hospital??
Ramjade
post Jan 13 2023, 09:10 PM

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QUOTE(MUM @ Jan 13 2023, 09:06 PM)
Govt hospital??
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Still good. But with govt no money and talks about govt going to intro basic health insurance, better to get one just in case.

Only few stuff govt is bad.
MUM
post Jan 13 2023, 09:15 PM

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QUOTE(Ramjade @ Jan 13 2023, 09:10 PM)
Still good. But with govt no money and talks about govt going to intro basic health insurance, better to get one just in case.

Only few stuff govt is bad.
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if you are working in Spore,
try get from Spore.

my friend upon retirement, realised that his Spore policy gives back "returns" alot more than those of in M'sia.
maybe you can check it out?

anyway,....hope you can get quotation from here, but i think you may have to get quotation from out of this forum.
due to your previously histories of dislike of agent and your recent exposure of financial planner too.




Ramjade
post Jan 13 2023, 09:24 PM

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QUOTE(MUM @ Jan 13 2023, 09:15 PM)
if you are working in Spore,
try get from Spore.

my friend upon retirement, realised that his Spore policy gives back "returns" alot more than those of in M'sia.
maybe you can check it out?

anyway,....hope you can get quotation from here, but i think you may have to get quotation from out of this forum.
due to your previously histories of dislike of agent and your recent exposure of financial planner too.
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I am not working in Singapore.

I got no exposure to financial planner cause I am too poor to pay RM200/h. Going to get a zoom session with an independent financial planner soon (courtesy of my friend intro) and the independent financial planner agree to waive her fees. Let's see if she knows her stuff.

Don't worry. I still dislike agents. Like I said, if I can do online, I would have done it online. I already contacted prudnetial company and they send some guy who only does prudentialBSN only. Talk for like 20 minutes and came to conclusion, what he have to sell does not match my criteria at all. Contacted prudential again and told them don't send a person who only does prudentialBSN. Send me a person who is doing prudential (non islamic product). Still waiting for reply from them. Nothing.

This post has been edited by Ramjade: Jan 13 2023, 09:26 PM

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