No such thing as a promotion. Your agent is smoking you with lies.

HAHA , lol ....I don't recall there is such promotion in 2020. Basically your premium will keep increase in the future due to medical revision. There is no fixed on how frequently or how much they will increase , but they will inform upfront to you first if they increase and the reason why they increase, you have to decide later whether to continue with the increase or perform policy editing to reduce price/coverage if you want.

Btw always look for official announcement on promotion such as below :
https://www.prudential.com.my/en/our-compan...ewards-bonanza/

Yes I don't remember my agent told me such promotion.
I'm ok with the increment but why is it only after 2 years???
The letter from Prudential about increment is just like what you said, medical revision.

https://www.prudential.com.my/en/our-compan...on-med-booster/
New product from Prudential
Asked my agent about it,she said not yet open for endorsement for existing

https://www.prudential.com.my/en/our-compan...on-med-booster/
New product from Prudential
Asked my agent about it,she said not yet open for endorsement for existing

Already open for endorsement or new plan purchase since Monday 20 June 2022.
Your agent haven’t take the exam yet ? that’s why his profile can’t perform endorsement on this new product.
The FAQ for this booster is 100++ pages 

Oh I didn’t ask my agent already take the exam or not
Means the agent need to know the FAQ thoroughly before they can offer their customer

Oh I didn’t ask my agent already take the exam or not
Means the agent need to know the FAQ thoroughly before they can offer their customer

hi, got a question :

I forgot what is this benefit : PRUMed 4 unit(s)
Anyone got a list of it?

Also, i noticed my monthly charge suddenly went up, my agent said it is due to inflation and it is impacting to all policy holders - > true?

hi, got a question :

I forgot what is this benefit : PRUMed 4 unit(s)
Anyone got a list of it?

Also, i noticed my monthly charge suddenly went up, my agent said it is due to inflation and it is impacting to all policy holders - > true?

hi, got a question :

I forgot what is this benefit : PRUMed 4 unit(s)
Anyone got a list of it?

Also, i noticed my monthly charge suddenly went up, my agent said it is due to inflation and it is impacting to all policy holders - > true?

ya weih... why go up ya?

mine also same.

no clue     

You can login your pruaccess and download the medical revision letter, inside will stated in details why they increase the premium and what action you can perform if you don't want the increment.

PRUMed 4 unit(s)
this is a very old medical riders , do you still keep your policy document during initial purchase ?

Ah ok thanks saw the letter... sigh its really due to inflation

so for PruMed, i will check the red book then.
on the app - I can see myself having pruvalue Med too - any chance it got converted?

You may refer to your policy contract. Otherwise, you may call up to Prudential and they will give you the details.

The premium goes up whenever there is a medical inflation or there is a lot of claims coming in.
Same reason as above.

may not be related to your situation/case....tis is just kaypoh info while you wait for real insurance sifus to response

i googled and found this from PRUBSN....

1: What is “communicable diseases requiring quarantine by law”?
Communicable diseases requiring quarantine by law refers to infectious diseases or transmissible diseases that are declared as required quarantine under the Prevention and Control of Infectious Diseases Act 1988, such as COVID-19 mentioned under the Prevention and Control of Infectious Diseases (Amendment of First Schedule) Order 2020.

2: What is the impact to my contributions and Tabarru` deduction if I accept the revision to remove the “communicable diseases requiring quarantine by law” exclusion clause?
There is no immediate change to your current contributions rate and Tabarru` deductions amount when you accept the revision to the exclusion.

However, as we continue to regularly review the contributions and Tabarru` deductions against the healthcare cost to ensure that you are always adequately protected, the future contributions and Tabarru` deductions review will take the Additional Coverage (i.e. coverage for “any communicable disease requiring quarantine by law”) into account.
This is to ensure fair treatment to all certificate holders of the medical plan.
We will notify you based on the notice period below prior to future revision of Tabarru` deductions and contributions,

4: What happens if I do not respond before the end date mentioned in the letter? Will I be able to accept the revision in the future?
This revision to the exclusion clause in your medical plan(s) is a limited period offer to you.
If you do not respond to us before the end date, the terms to your medical plan will remain unchanged and continue to exclude the coverage for “communicable diseases requiring quarantine by law”.
Any submission after the end date will not be accepted."

there is this note too:
#Note: As we regularly review our medical plans, future contribution and/or Tabarru` deduction review will take into account the pandemic protection.

https://www.prubsn.com.my/en/campaigns-anno...mic-protection/

You may refer to your policy contract. Otherwise, you may call up to Prudential and they will give you the details.

The premium goes up whenever there is a medical inflation or there is a lot of claims coming in.
Same reason as above.

This is very interesting. I believe the premium will also increase as the age increase?

When i go to a private hospital, what proof can i show that i have an insurance policy with prudential? Since there is no card or anything to show for now.