hi guys, just want to ask some question. im planing to buy a second hand car which the owner of the car is my friend. i just want to know whether can i apply full loan for that car? if so which bank that u guys recommended

Mine.
Axia advance.
2.94%.
7 years. Loan 90%.
Maybank.

Hlb 2.6 loan 85k 9years.

Public bank.nissan almera..60k 7years..2.59%

Yes I agree. Either he has so many business or he's just pure l@zy

lowest rate for axia which bank?

Mine

Toyota Wish 2012 recond
loan 114K rate 2.39% 9 years
maybank (staff rate)

Currently a student, can I apply loan without payslip?
:-/

Loan=debit. How u can ensure bank that u can monthly pay. Without income? Ask your self.

He is a teacher. Not bank staff or SA.
If u call him. He wilk just sharing which bank he do loan last time. And kuwait finance offer lowest interest rate at that time which is 2.4 for 9years loan.
I also do try kuwait finance before cny. They quote 2.48

find parent as guarantor. Why take loan without ability to pay back?

I got my Saga FLX Exec CVT (RM44k+) in June 2014. Loan is 35k for 9 years, interest rate 3.25%. Monthly payment RM419 to Maybank Islamic. Not under any graduate scheme or MBB's 'My First Car Plan'.

That time I just started working full-time in May 2014; previously I was a part-timer while studying. It was difficult to get a car loan although my gross income was RM4k/mth (1 FT + 1 PT job). The salesman applied 5 banks for me but only Maybank approved my application. Dad wanted me to get a new car so he paid a down payment of RM10k. His initial plan was to pay RM5k as d/p but bank said if I wanted to loan RM40k then I'd need a guarantor.

Just a guide for fresh graduates who just started working and plan to get a car soon.
p/s: My car salesman is good & efficient, if you want to buy a Proton car, can pm me for his contact.

Documents submitted:
1. Letter of Offer from Company (I gave 2 coz working for 2 companies)
2. Payment vouchers X3 months (from 2 companies as well)
3. EPF statement
and IC, driving licence etc.

Extra info: Didn't want to buy a Proton car at first because my mum's car was also a Proton (2nd gen). It was quite flimsy to me (felt like floating when driving > 70km/h) but as a fresh graduate who just started working FT, the choices were Proton Saga or Perodua Viva or Myvi (Axia wasn't out yet). I preferred a sedan car. Surprisingly, the new Proton Saga is really solid and bigger in build. The car doors are heavy (not like previous gen.) and I love its CVT engine. Easy to drive. Fuel economy is good; I pump half-tank once a week or every 150-170 km (driving in town with traffic congestion, driving 1-2 hours per day), pay RM25-Rm30 for each weekly refill of RON95 petrol at BHP. I'm very happy with it after driving it for almost 8 months. No problem so far.

This post has been edited by Ralna: Mar 1 2015, 01:36 AM

pb 58k loan 2.61 5 years

Just got approved by public bank for recond alphard loan 110k 7 years interest rate 2.71%.
Is that high interest or what?

For recond car, anything below 3% is quite low already...

Yo guys if I were to buy new axia for 33,200, or proton iriz for 37000 which bank should I get for lowest interest? Im just at workforce for around 5 months

Hi, anyone got Lobang to get second hand car loan at low interest rate? (2-3.5%) ? Gonna get 2012 CR-z price Rm74k , gonna borrow RM45k. Please pm me or whatsapp me at 016-963 five three two eight.

plan to tesr drive camry hybrid once is official launch.. hope get good deal fr Toyota panal of bank... Then can consider. . too bad can't avoid GST... Don't wish to contribute so much tax to stupid govt the waste our hard earn money. .

PB 2.58 80k 9 years non national

Hi all , please advise how can i get second hand car loan around RM50k for car value RM75k (year 2012) at interest rate around (2%-3.5%) ???