u just check back ur 1st statement and 13th statement and you will get what i mean

That was a mistake by HLB. It won't happen again. You are supposed to get your final lumpsum CB on anniversary date no matter how early you hit the numbers

Thanks for clarification 😁

with Bigpay and boost limiting the credit card usage,

it;s getting harder for Fortune to hit the RM9000/month or RM108K/year

is it still worth to keep this card ?

This is one of the best CB cc in the market. Hlb has discontinued this card for new applicant. Pls consider this.

CB is 2.22% I think some other cards give higher cb. I have this card but getting harder to achieve 9k/mth with bigpay limit

wow... u are looking into the % or RM200/month?
think again...
a lot of ppl wish hlb open for application for this card and u wish to cancel due to the %...

I find it hard to spend $9k on this plus pbb vs and 2 scb cards. I'm not canceling, it's no annual fee anyway. Just hard. Unless you have some new ways to share on how to maximize manufactured spending?

so many ewallet out there
u can get another acc for your partner and apply supp card for it

ya, this is the problem

Bigpay from 10k--->5k
Boost , removed transfer to bank acc ---> less RM4500

with this , im having difficulties to maintain 9k/month or 108K .....

that's why i need ideas/suggestions to hit 9k per month .


* i have below spending too:
1. SCB LFC-2000
2. Younice -3000
3. PBB VS - 625
4. YOLO -- 600
---> these 4 spending already eat up 6250 , thus not much room for HL Fortune.
Bigpay-5000
Boost pay SSPN -4500
===> 5000+4500 == 9500
9500 -6250 == 3250 ....... not enough for HL Fortune

1. RM50
2. RM42
3. RM38
4. RM30

or u want Fortune RM200?

I see your point. Maybe should give up both SCB JOP and CB (2.4-2.5% cb), just keep HL Fortune and PBB. Might need to go additional bigpay card route.....

But so far only bigpay left which allow withdrawal..

Dont just think about withdrawal, the time when i got Fortune ewallet was not so popular yet
But after ewallet rising up, everyone thinking of ways to get cb from cc easily, so u need to learn ways to get the money back to ur bank after ewallet start to slash the benefit
But this is not an end as we are back to old days again

Random question - have any of you applied for new fortune supp card ever since they discontinued?

If they still accept application then I'm definitely going to apply for my husband.

Just to clarify, your meaning of getting the money back to your bank here is referring to real spending right?

you can try and let us know
by right still can cos the card is not discontinued, just not open for new customer

yes, real "spending"

Haha can give some tips on this "spending"

yes, this is the point. i have also given up some of the CB from other banks.
I focus to hit on average RM9K/month on Fortune first. Then only i consider the other cards.

This post has been edited by pisang: May 17 2020, 05:44 PM

just got my yearly bonus RM1800...
need to plan now for next year d...