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 Hong Leong Fortune, The Good / Bad of the Cards.

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pisang
post Jan 4 2019, 08:14 AM

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QUOTE(lilsunflower @ Jan 3 2019, 11:23 PM)
My card anniversary is 1 March and I have always been getting the bonus in March.

however, today I got a pleasant surprise.... Got my RM1800 today! Whxih is 2 months early... Very strange!
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If you don’t mind, did your “total annual retail spending” include those ewallet n bp topup and reload? Thank you.
pisang
post Jan 4 2019, 03:42 PM

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QUOTE(lilsunflower @ Jan 4 2019, 09:45 AM)
Yes, both BP and Boost included.
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thanks for sharing. also good to know HL will give bonus upon hitting the target, prior anniversary.
pisang
post Jan 6 2019, 11:44 AM

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sorry for asking, i got "STY1-Cashback" on december.
Frankly, i have no idea what type of cashback is this. can some pls help?

pisang
post Jan 6 2019, 12:01 PM

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QUOTE(cybpsych @ Jan 6 2019, 11:56 AM)
above shared in Wise thread...
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yep. but there is no answer at Wise thread.
one thing we know is , this cash back is applicable for Wise and Fortune card.
pisang
post Jan 24 2019, 10:31 PM

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maybe HLB is trying to remind you that you have reached max cash bonus. So all the spending from now till March does not entitle any cash bonus.

i did not have the same message appear.


pisang
post May 3 2019, 05:10 PM

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QUOTE(tan_aniki @ May 3 2019, 02:54 PM)
I'm wondering whether they are coming out with a new design or not cos i can see the picture of the Fortune Card changed in my Connect acc, last time black and now silver...
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i don't think so. this card is already discontinued.
pisang
post Jul 14 2019, 09:28 AM

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QUOTE(lilsunflower @ Jan 24 2019, 06:08 PM)
Hi Guys,

As reported earlier, I received my RM1,800 yearly bonus 2 months earlier than expected (i.e. Jan instead of March).  I've already cashed it out into my SA.

However, now when I look at my HLB Fortune CC transaction listing online, I keep seeing this line item saying "YEARLY BONUS REBATE RM0.0" (but no amounts posted). So far there are 4 entries - 4, 18, 19 and 20 o f January! Doesn't have any impact on my CC balance, but just wondering if any of you have encountered the same?
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@lilsunflower
Hi, may i ask if you still can get the monthly RM50 cash bonus for the month Feb and March, after you hit the RM108K spending on January? thank you.


pisang
post Jul 14 2019, 08:08 PM

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QUOTE(lilsunflower @ Jul 14 2019, 02:29 PM)
Yes, I got the monthly amounts every month, not affected by hitting the bonus.
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Thankyou.
pisang
post Oct 29 2019, 08:47 PM

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hi all, i got my RM1800 cash back on the anniversary date... though i had met the min spending requirement RM108K 2 months before.
pisang
post Feb 17 2020, 05:38 PM

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QUOTE(lilsunflower @ Feb 16 2020, 11:53 PM)
At one point I had 7 0% FPP running on the same Fortune card. Basically each subsequent FPP kept rolling on to pay the next...

Every time I saw 0% FPP, I whacked all the way, except for months where I had insufficient credit limit.

For this reason I request for permanent CL increase with each annual salary hike.
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a bit off topic. there was a time i had a lot of BT from other banks and FPP. I never miss any payment. But when coming to apply for new cc, i was rejected. I guess they consider i have too high commitment. doh.gif


do you have similiar 'problem'?
pisang
post Feb 22 2020, 05:55 PM

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QUOTE(lilsunflower @ Feb 17 2020, 09:46 PM)
Hasn't happened to me yet and there was one time I was maxed out on BT with Aeon, MBB, HLB, HSBC and PBB up to the very maximum possible. Was still able to get 6 digit CL CCs, as I also play the "cancel and reapply frequently for acquisition rewards" game.

The only one card that I think was affected was my 7th round of applying to HSBC after many rounds of cancellations. They only awarded me CL of 30k for a Visa Signature! They only increased it a year later after I applied for their Premier Banking.

I don't have any housing or car loans though so I'm not sure if that makes a difference? I wouldn't be so aggressive if I had to apply for loans as I'm sure no bank would take me on.
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Tks for sharing.. for my case, I still have car loan n housing loan.. so they might take this into consideration. I had a hard time to get AEON CC.
pisang
post Apr 2 2020, 03:47 PM

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QUOTE(lilsunflower @ Apr 2 2020, 09:01 AM)
Just received my annual RM1.8k bonus smile.gif
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congrats!
this year HLB paid you upon hitting RM108 K ?
if i'm not wrong, last year you got it earlier, before the annual year cycle.
pisang
post Apr 4 2020, 12:10 PM

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QUOTE(lilsunflower @ Apr 2 2020, 08:20 PM)
Thanks

This year I only hit in final month (March) and I got paid at start of April. It was only last year when I was paid a couple of months early but I also remember there was some weird stuff going on there with a few of us getting late normal cashback in early 2019.

With the reduction in BP quota and reduced family holidays ahead.... I definitely can't hit top tier next year.
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yeah.. reduction of BP has a big impact! have to track the spending to ensure hitting the 108K target.
pisang
post May 16 2020, 02:47 PM

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QUOTE(paogeh @ May 16 2020, 09:28 AM)
with Bigpay and boost limiting the credit card usage,

it;s getting harder for Fortune to hit the RM9000/month or RM108K/year

is it still worth to keep this card ?
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This is one of the best CB cc in the market. Hlb has discontinued this card for new applicant. Pls consider this.
pisang
post May 17 2020, 05:44 PM

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QUOTE(tan_aniki @ May 16 2020, 08:34 PM)
1. RM50
2. RM42
3. RM38
4. RM30

or u want Fortune RM200?
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yes, this is the point. i have also given up some of the CB from other banks.
I focus to hit on average RM9K/month on Fortune first. Then only i consider the other cards.

This post has been edited by pisang: May 17 2020, 05:44 PM
pisang
post Jun 26 2020, 04:25 PM

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QUOTE(lilsunflower @ Jun 25 2020, 09:52 PM)
Yes, I confirm this too.

My replacement card was sent to me, and I also got a new supp last week.
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good news! thanks for the update.
As long as Hong Leong keep the existing rewards & Terms n condition unchanged, i think we should be happy.
pisang
post Jul 5 2020, 10:34 AM

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QUOTE(lefthand27 @ Jul 5 2020, 09:14 AM)
I put each transaction into excel. Well, sometime i could miss one or two at my side but its ok as long as the figure from live agent is greater than mine record. smile.gif

Nvm, since its still counted at your side. Let me check again. Could be i overlook something. 

Thanks for your info.
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thanks for sharing the info.
May i suggest that you get an email reply from HL on the status for Boost whether it is considered part of RM108K or not.


pisang
post Aug 17 2020, 10:23 AM

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QUOTE(lilsunflower @ Aug 17 2020, 12:40 AM)
Has anyone received their replacement Essential cards yet? Cs told me that supplementary Fortune will also be converted to Essential and they will send out the cards before 1 Sep. Apparently my 2 supps will be auto converted even though I already have a principal Essential.
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not received yet. but when i checked , new card already appeared in the Apps , "pending activation"
pisang
post Sep 13 2020, 09:55 PM

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hi may i ask how do you guys check the Cash bonus? i tried to login to HLB online , but don't see the Cash bonus

user posted image
pisang
post Sep 13 2020, 11:11 PM

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QUOTE(tan_aniki @ Sep 13 2020, 09:57 PM)
redeem fortune credit card rewards
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tried " redeem fortune ... " , don't have the cash bonus. Maybe it's not in yet.

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