Finally got my $108k spent bonus after one year usage. For next year this benefit will still remain right even though this card is no longer being offered? And since my expiry date is less than a year, it's better to spend the $108k as early as possible, the bonus cb will be given immediately not end of one year, right?

Separately. The rm50 consistently same date. The bonus was a week earlier for me.

CB is 2.22% I think some other cards give higher cb. I have this card but getting harder to achieve 9k/mth with bigpay limit

I find it hard to spend $9k on this plus pbb vs and 2 scb cards. I'm not canceling, it's no annual fee anyway. Just hard. Unless you have some new ways to share on how to maximize manufactured spending?

I see your point. Maybe should give up both SCB JOP and CB (2.4-2.5% cb), just keep HL Fortune and PBB. Might need to go additional bigpay card route.....

Did CS say exactly when bonus will be credited? Wonder if in time to settle the outstanding credit card statement. Otherwise bonus "stuck" in new essential card?

But the card will be discontinued from 1/9, that's the problem

This post has been edited by anwa: Aug 9 2020, 11:58 AM

Sorry I don't understand. The card can't be use from 1/9. If Oct they give the bonus, then won't the money be stuck there? Apologies if I missed something....

I have achieved the 108k spend already, just that wondering if credit in Oct, when the card no longer in existence, then how to use/get the bonus? Can we transfer out to bank account (non HLB)?

Ok, thanks for advice.

My anniversary was 15/8. Received the annual bonus today. In time for me to redeem it to offset card balance before card discontinuation.

1st of this month. I time it to get the monthly cash back (yet to receive).

Whoa....that's scary. Thanks for sharing. I better don't activate until I get all bonuses. By the way can share the reason you plan to keep the essential card? I was planning to cancel, can't see much benefit.