ok, so far over the past 10 months i calculate in the insurance auto debit RM1k plus per month
later Sep statement will know got it or not

Maybe check with the life chat agent like the previous poster did?

I'm going to check also later since my tracking for this year is only from April to YTD so I can confirm if anything I spent is excluded...

I just did a live chat too, and my own records of "qualifying spend" from 1 April to 3 July match to the cent with HLB records.

Within this period, at least 10k was spent on Boost, so therefore it was definitely included for me.

How are you tracking your spending?

I Excel each item per the statement, and only exclude my Flexipay instalments and SST. I also deduct any refunds.

I put each transaction into excel. Well, sometime i could miss one or two at my side but its ok as long as the figure from live agent is greater than mine record.

Nvm, since its still counted at your side. Let me check again. Could be i overlook something.

Thanks for your info.

thanks for sharing the info.
May i suggest that you get an email reply from HL on the status for Boost whether it is considered part of RM108K or not.

the digital day campaigm ::

1. include HL Fortune ?
2. Can i use sub card to complete the campaign ? Eg spend RM100 get RM6 ? tHANKS

Hi folks, just to share an experience of mine with HLB fortune.
I bought something from lazada, and returned the goods, got the full refund from the vendor within a statement month. So I paid the remaining amount of my credit card balance on time, but I was charged 15% interest of that refunded amount because HLB does not consider the refunded amount as a payment. (CR RM 2500)

Maybe this is a known fact but to me this is bullshxt. I have called the Cs but I was told I can only waive it once I make the full payment for July statement which is alright. But this is stupid.

This post has been edited by KiNd3rbU3no: Jul 13 2020, 12:45 PM

Hi, I just want to confirm a few things
1) E-wallet transaction:
a) Boost - I saw a few of you state that boost is no longer counted, is that true?
b) How about TnG and Grab?

2) Big Pay
Allow credit card reload RM 2500, but only allow withdrawal of up to RM 2000 per month. So if I Reload RM 2000 into big pay and withdraw the cash to pay for the credit card every month, I just need to worry about spending RM 7000 every month. The withdrawal fee is RM 0.50 per RM 1000, that is only 0.05%, which is okay consider the RM 2.22% that I will get. Do you all think that this is feasible?

Thank you!

This post has been edited by lzyii: Jul 19 2020, 12:44 AM

Did you made the payment based on the statement balance?
I have no problem with the refunded amount as long as I pay the statement balance before the due date.

Please see my reply above.

BigPay can only reload max RM2.5k per month. 🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️

Thanks for the reply! I noted about this after I posted so I have edited my previous post, which I copy below:

Allow credit card reload RM 2500, but only allow withdrawal of up to RM 2000 per month. So if I Reload RM 2000 into big pay and withdraw the cash to pay for the credit card every month, I just need to worry about spending RM 7000 every month. The withdrawal fee is RM 0.50 per RM 1000, that is only 0.05%, which is okay consider the RM 2.22% that I will get. Do you all think that this is feasible?

What do you think?

Of course. That’s what we have been doing for years.

Important Notice: Discontinuation of HLB Fortune Credit Card effective 1 September 2020

FAQ: https://www.hlb.com.my/en/personal-banking/...edit-cards.html

As part of the bank’s measures to better serve our customers, we hereby announce that HLB Fortune Credit Card will be discontinued and can no longer be used with effect from 1 September 2020.

As a gesture of appreciation, we will waive the Annual Fee paid for customers’ Fortune Card.

We will also notify the respective cardholders via SMS, emails and notification via Hong Leong Connect.

We have a suite of credit cards ranging from travel, cashback to lifestyle, which could meet your spending needs. Click here to check them out.

Thank you.


Important Notice: Replacement Credit Card for discontinuation of HLB Fortune Credit Card effective 1 September 2020

FAQ: https://www.hlb.com.my/en/personal-banking/...edit-cards.html

As part of the bank’s measures to better serve our customers, we hereby announce that the following HLB Credit Card will be discontinued and can no longer be used with effect from 1 September 2020. For a seamless experience, we will issue a new HLB Credit Card to replace the discontinued credit card as shown below:

Essential Credit Card, the card that rewards customers up to 1% unlimited cashback:

0.4% Cash Back for all Insurance transactions
For other retail transactions
Tier 1 – 0.4% Cash Back for first RM7,000 spend
Tier 2 – 1% Cash Back for subsequent spend

The new Essential credit card will be mail-dropped by courier service to our customers’ mailing address registered with HLB. As a gesture of appreciation, we will extend a 3-year Annual Fee Waiver when customers activate their new card by 30 September 2020. We will also waive the Annual Fee paid for customers’ Fortune Card.

We will also notify the respective cardholders via SMS, emails and notification via Hong Leong Connect.

Thank you.

This post has been edited by cybpsych: Jul 27 2020, 08:31 PM

sad. time to waive good bye to this card and HLB
essential card feature is not attractive

This post has been edited by hebe87: Jul 27 2020, 08:37 PM

one of the best card.

just nice it hit my anniversary month.

thank you HLB.

yoooo ..... all good things must come to end .....
sooner that later !!!

Thought they will let existing cardholder use until the card is expired..

My card anniversary is 19 Sep. Will I still get the additional real cash if I hit 108k before 1 Sep?

read the FAQ

Times are bad. Bank are not making any money anymore