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 Working in Singapore v9, How to save 100k in 3 years to buy HDB?

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TSdeodorant
post Dec 9 2011, 10:10 AM

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QUOTE(r1v3r @ Dec 8 2011, 08:46 PM)
It does include hdb as long as it has resident component.  Well, I hope I am wrong.

Quote from your sos
QUOTE
The purchase of HDB properties will not be affected by this measure. Only Singaporeans and Permanent Residents are eligible to be HDB flat lessees (i.e. own a flat). Existing residential property owners who buy an HDB flat or a new unit under the Design, Build and Sell Scheme (DBSS) or the Executive Condominium (EC) Housing Scheme will not be subject to the ABSD, since the existing flat/property will have to be disposed of as part of the conditions for the purchase of the HDB/DBSS flat or EC unit.


QUOTE(MPIK @ Dec 9 2011, 09:06 AM)
Pls lah, I think there is nothing wrong to ask for luxury goods in SG if he is a higher earner.

Better than those forummers here asking where can "see boobs" or where to date a SG girl type of questions.

Mang, get off your high horse. There's a reason why the guys are reacting so hostile to that muru-whatever, he's been off and on trolling the thread for a couple of weeks already.
MPIK
post Dec 9 2011, 10:14 AM

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QUOTE(r1v3r @ Dec 9 2011, 09:42 AM)
check out his previous post which is not that much.
*
QUOTE(deodorant @ Dec 9 2011, 10:10 AM)
Quote from your sos
Mang, get off your high horse. There's a reason why the guys are reacting so hostile to that muru-whatever, he's been off and on trolling the thread for a couple of weeks already.
*
oh OK boss..., bcos I din lurk much nowadays in this SG thread edy.. so I din realise.
bellion
post Dec 9 2011, 10:20 AM

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QUOTE(MPIK @ Dec 9 2011, 09:06 AM)
Pls lah, I think there is nothing wrong to ask for luxury goods in SG if he is a higher earner.

Better than those forummers here asking where can "see boobs" or where to date a SG girl type of questions.
*
If you read his previous posts in this thread, you would come to the same conclusion as us regarding his intention which is to troll and discredit all things Singaporean.
mercury8400
post Dec 9 2011, 10:51 AM

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QUOTE(bellion @ Dec 9 2011, 10:20 AM)
If you read his previous posts in this thread, you would come to the same conclusion as us regarding his intention which is to troll and discredit all things Singaporean.
*
Maybe he BN Trooper?

L7Awesome
post Dec 9 2011, 10:56 AM

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QUOTE(mercury8400 @ Dec 9 2011, 10:51 AM)
Maybe he BN Trooper?
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Hahah.. BN trooper or not, I think BN govt found a way to suck $$ from those travelling between M'sia and SG daily. EDL will be tolled at the CIQ checkpoint. Though we do not use EDL, still kena subsidize it for everyone to use! So I think for those who decides to travel daily via car, maybe can add an additional cost to your travelling allowance.
Lester1987
post Dec 9 2011, 11:12 AM

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QUOTE(L7Awesome @ Dec 9 2011, 10:56 AM)
Hahah.. BN trooper or not, I think BN govt found a way to suck $$ from those travelling between M'sia and SG daily.  EDL will be tolled at the CIQ checkpoint.  Though we do not use EDL, still kena subsidize it for everyone to use!  So I think for those who decides to travel daily via car, maybe can add an additional cost to your travelling allowance.
*
i fully support the gov on this. This really successfully achieve the mission to get $$ from the rich to subsidize the poor.
If you are rich enough to pay $20 daily for the car VEP, the RM6.20 means nothing to you. the $20 it self its already RM49.
If you say u are poor, u can opt to ride a motorcycle or take a bus.
L7Awesome
post Dec 9 2011, 11:17 AM

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QUOTE(Lester1987 @ Dec 9 2011, 11:12 AM)
i fully support the gov on this. This really successfully achieve the mission to get $$ from the rich to subsidize the poor.
If you are rich enough to pay $20 daily for the car VEP, the RM6.20 means nothing to you. the $20 it self its already RM49.
If you say u are poor, u can opt to ride a motorcycle or take a bus.
*
Haha...you have got your point. The problem is that we are paying for something we do not use.
Mackiddo
post Dec 9 2011, 11:27 AM

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QUOTE(Lester1987 @ Dec 9 2011, 11:12 AM)
i fully support the gov on this. This really successfully achieve the mission to get $$ from the rich to subsidize the poor.
If you are rich enough to pay $20 daily for the car VEP, the RM6.20 means nothing to you. the $20 it self its already RM49.
If you say u are poor, u can opt to ride a motorcycle or take a bus.
*
I also fully support this and I hope Sg side will stand by their words which is, "we will follow the rates of what our counterparts in Msia is charging".
Maybe time to increase VEP also. haha. Such a long time never revise already tongue.gif

BTW, quite a number of those who stay in JB drive Sg car, so all along there is no S$20.

JB town will be dead sooner than you think once they imposed this.

This post has been edited by Mackiddo: Dec 9 2011, 11:30 AM
TSdeodorant
post Dec 9 2011, 11:30 AM

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QUOTE(Mackiddo @ Dec 9 2011, 11:27 AM)
Maybe time to increase VEP also. haha. Such a long time never revise already  tongue.gif

Peg VEP to COE price? tongue.gif
Mackiddo
post Dec 9 2011, 11:32 AM

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QUOTE(deodorant @ Dec 9 2011, 11:30 AM)
Peg VEP to COE price? tongue.gif
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actually they should, because that's the reflection of actual cost of owning a vehicle in Sg.
r1v3r
post Dec 9 2011, 11:36 AM

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QUOTE(r1v3r @ Dec 8 2011, 08:46 PM)
It does include hdb as long as it has resident component.  Well, I hope I am wrong.
*
The HDB is Counted.

"All residential properties are included in the count of properties owned by a person,
whether he owns the property wholly or partially or jointly with others. These
properties include:
(a) All residential buildings including HDB flats, serviced apartments, mixed use
building with residential component such as shophouse, shopflat, and shop with
dwelling unit, etc
(b) All the above buildings which are to be built or being built.
(c ) Vacant land and development sites for residential use.
"


QUOTE(deodorant @ Dec 9 2011, 10:10 AM)
Quote from your sos
Mang, get off your high horse. There's a reason why the guys are reacting so hostile to that muru-whatever, he's been off and on trolling the thread for a couple of weeks already.
*
eTax
Since HDB had seperate rules that one name can only register for one HDB, so most of us will only have one HDB.

by right you have to pay but you can apply remission through HDB.

" Any purchase of new HDB flats (such as under BTO or DBSS), resale HDB flats,
non-privatised HUDC flats and new EC flats, that are subject to HDB regulations on
ownership, will not be subject to ABSD.
In the event that the buyers own private residential properties and wish to
downgrade to a HDB flat, HDB will allow a concessionary period for them to sell
their private residential properties.
Remission for such cases can be applied through HDB. "

Other than buying, it coverd these special cases:

"(a) Via Gift, Inheritance, Release, Settlement;
(b) Via Declaration of Trust where the beneficial interest in the property passes to
the beneficiary;
(c ) Via Letter of Authority
(d) Via Exchange

Example 1
If a property is bought by a SC who holds the property in trust for a beneficiary who
is a foreigner, the ABSD rate of 10% applies based on the profile of the beneficiary.
"


so what if something happen to a couple with young kids and the HDB have to temp register under another HDB owner?



Lester1987
post Dec 9 2011, 11:49 AM

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QUOTE(Mackiddo @ Dec 9 2011, 11:27 AM)
I also fully support this and I hope Sg side will stand by their words which is, "we will follow the rates of what our counterparts in Msia is charging".
Maybe time to increase VEP also. haha. Such a long time never revise already  tongue.gif

BTW, quite a number of those who stay in JB drive Sg car, so all along there is no S$20.

JB town will be dead sooner than you think once they imposed this.
*
i agree with this as well. just follow Malaysia's rate. it won't affect me also since bike still free smile.gif
L7Awesome
post Dec 9 2011, 11:52 AM

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QUOTE(Mackiddo @ Dec 9 2011, 11:27 AM)
I also fully support this and I hope Sg side will stand by their words which is, "we will follow the rates of what our counterparts in Msia is charging".
Maybe time to increase VEP also. haha. Such a long time never revise already  tongue.gif

BTW, quite a number of those who stay in JB drive Sg car, so all along there is no S$20.

JB town will be dead sooner than you think once they imposed this.
*
Well, I think there will be more folks seeking to rent room/HDB in SG. So it would be great for those who are renting out their rooms. Maybe the good thing is that it will reduce the traffic going through the causeway.
Mackiddo
post Dec 9 2011, 11:59 AM

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QUOTE(L7Awesome @ Dec 9 2011, 11:52 AM)
Well, I think there will be more folks seeking to rent room/HDB in SG.  So it would be great for those who are renting out their rooms.  Maybe the good thing is that it will reduce the traffic going through the causeway.
*
also see the seafood restaurant there dare to lcly and anyhow charge or not since there will be massive drop in customers from Sg.


Added on December 9, 2011, 12:01 pm
QUOTE(Lester1987 @ Dec 9 2011, 11:49 AM)
i agree with this as well. just follow Malaysia's rate. it won't affect me also since bike still free smile.gif
*
any forum-ers here stay in JB and drive to work in Sg?

This post has been edited by Mackiddo: Dec 9 2011, 12:01 PM
r1v3r
post Dec 9 2011, 12:03 PM

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QUOTE(L7Awesome @ Dec 9 2011, 10:56 AM)
Hahah.. BN trooper or not, I think BN govt found a way to suck $$ from those travelling between M'sia and SG daily.  EDL will be tolled at the CIQ checkpoint.  Though we do not use EDL, still kena subsidize it for everyone to use!  So I think for those who decides to travel daily via car, maybe can add an additional cost to your travelling allowance.
*
"On the justification in imposing a toll even on non-users of the highway, Mohamed Razeek said the highway would benefit the majority of the locals who travel within the city."

Malaysia Boleh! Somali pirates also "tax" the passing ship for the benefit of locals right?

Hope RM6.20 can buy smooth trafiic and save some travelling time.

BUTTTT HOORRRRRRR!!!

the money goes to MRCB.

"The Malaysian Resources Corporation Berhad (MRCB) is a property development and investment company."

and the CEO said "would benefit the majority of the locals who travel within the city". The reporter should report who are the stake holder of the company who will sapu all the money. Another SUCKER project by BN.

if you say the money is for maintaining the road then what is the point of keeping JKR and non user being force to pay to maintain a road that they did not use.

The Pengurusan Danaharta Nasional Berhad, EPF is in it. So this is a tax payer money funded project but profit goes to private investement company. another satu malaysia thumbup.gif

This post has been edited by r1v3r: Dec 9 2011, 12:12 PM
L7Awesome
post Dec 9 2011, 12:03 PM

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QUOTE(Mackiddo @ Dec 9 2011, 11:59 AM)
also see the seafood restaurant there dare to lcly and anyhow charge or not since there will be massive drop in customers from Sg.


Added on December 9, 2011, 12:01 pm
any forum-ers here stay in JB and drive to work in Sg?
*
Haha.. I guess after the introduction of the toll, there will be changes to JB significantly. Also, there are a lot of SG school going kids living in JB will be effected.
Tigerr
post Dec 9 2011, 01:20 PM

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QUOTE(Lester1987 @ Dec 9 2011, 11:49 AM)
i agree with this as well. just follow Malaysia's rate. it won't affect me also since bike still free smile.gif
*
Dont talk so loud, once they implemented and they didnt collect enough $$$ and they see the big potential from the big group of bike riders commuting daily in and out, wont you worry this bunch of blood suckers will not collect from bikers later on.....the best is to stop them from doing so, so it will not spread later.... biggrin.gif
MPIK
post Dec 9 2011, 01:25 PM

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Hi guys, exchange rates going down...
L7Awesome
post Dec 9 2011, 01:30 PM

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QUOTE(r1v3r @ Dec 9 2011, 12:03 PM)
"On the justification in imposing a toll even on non-users of the highway, Mohamed Razeek said the highway would benefit the majority of the locals who travel within the city."

Malaysia Boleh!  Somali pirates also "tax" the passing ship for the benefit of locals right?

Hope RM6.20 can buy smooth trafiic and save some travelling time.

BUTTTT  HOORRRRRRR!!!

the money goes to MRCB.

"The Malaysian Resources Corporation Berhad (MRCB) is a property development and investment company." 

and the CEO said "would benefit the majority of the locals who travel within the city". The reporter should report who are the stake holder of the company who will sapu all the money. Another SUCKER project by BN.

if you say the money is for maintaining the road then what is the point of keeping JKR and non user being force to pay to maintain a road that they did not use.

The Pengurusan Danaharta Nasional Berhad, EPF is in it. So this is a tax payer money funded project but profit goes to private investement company. another satu malaysia thumbup.gif
*
the money goes to MRCB.
This is the part where I think paying that toll do not lead to a greater good for the society. It's for someone to finance their newest Merz or purchasing the highest class condo in Bangsar or even that private jet trip to some exotic locations for their families and friends annual travel. I do not mind paying the SGD20 for the toll knowing the efficiency of Singapore's road and it's in a way greater good for the society.


Added on December 9, 2011, 1:31 pm
QUOTE(Mackiddo @ Dec 9 2011, 11:59 AM)
also see the seafood restaurant there dare to lcly and anyhow charge or not since there will be massive drop in customers from Sg.


Added on December 9, 2011, 12:01 pm
any forum-ers here stay in JB and drive to work in Sg?
*
I do sometimes. Varies between car, bus, cab depending on the demand of my job. So just curious, other than me and Lester, anyone else living in JB here?

This post has been edited by L7Awesome: Dec 9 2011, 01:31 PM
ivanswk
post Dec 9 2011, 02:43 PM

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http://business.asiaone.com/Business/Offic...206-314672.html

How to be in the top 10% thumbup.gif

The top 10 per cent of high fliers, the bottom 10 per cent of 'limited contributors', and the remaining 80 per cent of solid citizens.

If you think you belong to the top 10 per cent - well, you don't.

You will know when you are there - you don't have to think.

How?

The quantum of your bonuses, consistently for the past three years could be one factor, and oh, yes, the frequency of your engagement with the decision makers, and how often your views are sought.

If you are in the bottom 10 per cent, maybe you should be asking yourself, 'Why am I here? And what do I want to do about it?'

The signs: similar to the above but on the opposite end of the spectrum.

Decision makers typically decide who they promote based on three key factors.

Past performance, future potential and the ability to get along well with others. nod.gif

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