Minimum placement 10K.
http://www.ocbc.com.my/personal-banking/Pr...4%20TC%20V2.pdf

Can we clear out our deposit (but leave a token sum behind) from SCB on 30dec and still earned the 5% interest(for 29 days) as long as the ADB is > rm3000?

I think can but just want to reconfirm.

This post has been edited by MGM: Dec 28 2011, 10:13 PM

i also wanna know ( I also think can) - i plan to take out all from the account (nothin left behind lolx)

Should be OK as long as Average Daily Balance more than RM3k in Dec 2011

Any bank offers high FD rate (>3.3%) without placing more than RM10k besides Affin and Bank Rakyat?? THX

CIMB is offering up to 4.50% for 10month term.
offer ends 31 January 2012.
1st - 3rd month payout at 3.00%
4th - 6th month payout at 3.15%
7th - 9th month payout at 3.40%
10th month payout at 4.50%

There is a shorter one for 8 months

I did a calculation, the effective rate for the 10 month term is actually 3.315 pa. Both Maybank and CIMB like to offer these promotions to attract fund.

Thanks for the info

If average it is around 3.3p.a, not consider high lar....hahah. I wonder other bank with better promotion....

i moved my funds from SCB eSaver to OCBC 3 month FD - the receipt that I got is "GIA-I Fund" something... and no where in the FD slip says 3.5%... even though the teller told me it is 3.5%. weird... it only has a nisbah stating 20-80 I guess...
anyone opened FD with OCBC? pls share if this is normal.. thx

I opened mine in Penang OCBC. The FD certificate did state 3.5%. Maybe you went for islamic?

9 months ago, i put in OCBC FD for 3.6% pa. It 3.6% is stated in the slip wor...

Yeah i went to ocbc islamic bank.. Hmm means i will still get 3.5% or not? Sigh seems gotta go to the branch again to verify..

Definitely not the 3.% offer.... you went to OCBC ISlamic which offers different promo.
Usually Islamic FD gets about 0.01% higher than conventional FD rate.

How come so high one? Any promotion?

Moving of funds from savings to FD is entitled to the 3.5% Promo?

According to the brochure and the teller - yes wor. But the FD slip i got doesn't state that.
Note - moving funds from scb esaver to ocbc fd. Not scb fd.

oops! I really blur

That was 9 months ago promo.. Now input in uob fd for 3.45% pa for 3 months

iF not mistaken, to enjoy the 5% in SCB, the money has to be kept there till 3 Jan 2012

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Added on December 31, 2011, 1:23 amif you opened SCB e$aver in Oct then the interest is 5%. Why move from 5% to OCBC 3.5% ??


This post has been edited by gsc: Dec 31 2011, 01:23 AM