i moved my funds from SCB eSaver to OCBC 3 month FD - the receipt that I got is "GIA-I Fund" something... and no where in the FD slip says 3.5%... even though the teller told me it is 3.5%. weird... it only has a nisbah stating 20-80 I guess...
anyone opened FD with OCBC? pls share if this is normal.. thx

How come so high one? Any promotion? 

weird thing,

i've checked my SCB account but the bonus interest for the month of December is still not in my account yet.

anyone got theirs already? i need to withdraw all the money to be put somewhere else. aiyooo

Yes, they are open today..

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Added on January 3, 2012, 11:39 am

I just called Standard & Chartered toll free 1 300 130 011,
they said it is advisable to withdraw all funds on this Friday,
because they will take 3 working days to credit the bonuses
into our accounts.

To withdraw a large portion of fund and to leave a small amount
of fund in the account before this Friday is not advisable either;
if we want to receive our full bonus on this Friday.

In fact, two SCB officers also told me the same thing few weeks ago...

I was told this OCBC premier 5% FD is only applicable to 50% of the fresh funds. the other 50% will enjoy their normal 3.x rate.

Did you meant weekends?

They open on first Saturday and Sunday of the month throughout the whole year.

CITIBANK currently is offering 5% p.a. for time deposit (exclusive for new Citigold client) , no investment product tie up.

Kindly contact me for more detail.

Email - wei.xiong.liau@citi.com

hi all ,

would like to ask opinion regarding fd and flexi home loan..
let say one home loan interest is 6.6-2.3= 4.3% interest...
with the flexi plan we 'earn' 4.3% by placing money in the current account..

Will you rather put your money in Fd for short term to get some extra 'real cash' for a 4.25% interest (OCBC combo) or would u rather put ur money in homeloan flexi acc to reduce the interest charged n more principle paid...

hemm at first i was thinking of is it better to keep the extra cash with myself.. as both way give me similar interest rate... the only difference is that 1 i can get the real extra money (ocbc fd) and if for hl acc ( paying more principle monthly)..

but when se4eing kaka23 said about the extra effort n time it seems it doesnt worth hehe....

If we have RM1 million, we can get RM2465 a month of passive income

Not allowed for PBB, MBB and CIMB based on my experience, not sure about other bank.

you can withdraw from your smart saver and yet the FD interest is still maintain. I was actually wanted to withdraw after a couple of days of opening the combo  but since RM has been very helpful, I take her advice to maintain for a month to get 3% first then see how the situation develops.

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Added on July 16, 2012, 2:32 pm
Am bank allowed. most banks , no

HSBC New Branch FD promo (5%)

Did any of you receive a call from the branch you opened your new Advance account, inviting you to drop by and  pick up some gifts, and to perhaps be briefed on some investment products?