Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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 Nov 10 2011, 08:39 PM
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#1
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2,526 posts Joined: Feb 2011 
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QUOTE(ronnie @ Nov 8 2011, 10:24 AM) You just missed the boat with SCB's promo rate.... Wanna add RM30k to my SCB account ?? ;-) hi ronnie, so if i top up in the month of Nov / Dec, the top up amount is eligible for the 5%? account opened in Oct.Try out HLB's promo FD rate of 3.8% but for 12 months  Coz somehow i read somewhere saying can only top up in Oct.. i might be very wrong.. thx |
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Nov 11 2011, 12:20 AM
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#2
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QUOTE(ronnie @ Nov 11 2011, 12:08 AM) Of course your top-up amount + base amount gets the 5% assuming the ADB for Nov & Dec >RM3000 orites! thx for clarification Eg. October : RM10000, 1st November add RM10000 November's 5% promo will be calculated based on RM20000  |
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Dec 19 2011, 11:47 AM
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#3
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QUOTE(nomen @ Dec 16 2011, 07:59 PM) This is the link to OCBC FD Promo (its only up to 3lst Dec. 2011) Seems fd promo (3 month @ 3.5%) is valid if u purchase any of their product?http://www.ocbc.com.my/personal-banking/Pr...0Promotion.shtm |
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Dec 28 2011, 10:53 PM
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#4
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QUOTE(MGM @ Dec 28 2011, 09:10 PM) Can we clear out our deposit (but leave a token sum behind) from SCB on 30dec and still earned the 5% interest(for 29 days) as long as the ADB is > rm3000? i also wanna know ( I also think can) - i plan to take out all from the account (nothin left behind lolx)I think can but just want to reconfirm. |
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Dec 30 2011, 12:14 AM
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#5
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i moved my funds from SCB eSaver to OCBC 3 month FD - the receipt that I got is "GIA-I Fund" something... and no where in the FD slip says 3.5%... even though the teller told me it is 3.5%. weird... it only has a nisbah stating 20-80 I guess...
anyone opened FD with OCBC? pls share if this is normal.. thx |
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Dec 30 2011, 11:25 AM
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#6
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QUOTE(Dino168 @ Dec 30 2011, 11:07 AM) I opened mine in Penang OCBC. The FD certificate did state 3.5%. Maybe you went for islamic? Yeah i went to ocbc islamic bank.. Hmm means i will still get 3.5% or not? Sigh seems gotta go to the branch again to verify.. |
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Dec 30 2011, 02:51 PM
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#7
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QUOTE(Gen-X @ Dec 30 2011, 01:28 PM) Moving of funds from savings to FD is entitled to the 3.5% Promo? According to the brochure and the teller - yes wor. But the FD slip i got doesn't state that. Note - moving funds from scb esaver to ocbc fd. Not scb fd. |
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Dec 31 2011, 07:36 PM
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#8
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QUOTE(gsc @ Dec 31 2011, 01:23 PM) of course e$aver is a saving account and you can deposit and withdraw any time and still enjoy 5%. What I dont understand is the logic of moving out from 5% to 3.5%. May be something we have miss? reason for this:1) i move the funds on thurs (29Dec) therefore lost the 5% interest only for 3 days in Dec. After Dec 31, the interest rate will be 0.x% 2) I heard OCBC FD 3.5% ends on 31 Dec so I placed my FD on 29 Dec 3) I am on leave on Thurs so I got ample time to do the above Juz my preference |
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Mar 26 2012, 09:31 AM
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#9
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2,526 posts Joined: Feb 2011
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QUOTE(RyanHoe @ Mar 16 2012, 10:27 PM) Fixed / Time Deposit and Savings Account Promotions March 2012. Searched alliance bank website, could not find info on 3 month 3.6% FD wor. Is it true? Anyone opened FD there?Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid. Alliance Bank Fixed Deposit Promo until 31 March 2012. Minimum Fresh Fund RM10K 3 Months - 3.6% UOB Bank Latest Fixed Deposit Promotion Rates - Minimum RM10K. Until end of April 2012. 3 months - 3.4% 6 months - 3.5% 12 months -3.7% OCBC Bank Malaysia Promotion until 31st March 2012. Minimum Fresh Fund RM10K 3 Months 3.6% 9 Months 3.8% GIA-i Product contributed by tbheng Click here read Post#528 for Terms and Conditions 3-month 3.6% 9-month 3.8% hi was wondering is there anymore bank promotion now? Moving my funds from ocbc so ocbc is not a choice for me. Seems 3.6% is the best offer at the moment for 3-6 month FD |
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Mar 28 2012, 02:15 PM
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#10
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QUOTE(Gen-X @ Mar 28 2012, 01:03 PM) For the RHB 3.638% did you guy take into consideration of the 10% 90 days in CASA (assume negligible interest)? 3.638 is without considering the 10% that is locked for 3 months.If yes, then 3.638% is competitive. If No, then please someone work out the average for RHB. I've done a quick calc, assuming no interest for the 10% from your FD amount for the first 3 months, and for the final 9 months the 10% put into a 9 month FD of 3.2% pa, the effective rate is around 3.526% Note: no guarantee my formula's correct. To my best effort. In this case, why dont one go for a 1 time full fd with rate better than 3.6% pa? |
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Mar 29 2012, 01:55 PM
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#11
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QUOTE(lkcheng @ Mar 29 2012, 09:13 AM) UOB offers 3.5% pa now for 6 month tenure. Promotion will end on 30 Apr. . Looking for FD for 3/6 months. Guess uob is the better one (ocbc fd maturing so cannot put into ocbc as fresh funds)http://www1.uob.com.my/personal/promotions...FD07032012.html Bank Rakyat offers 3.75% pa for 6 months on Qiradh Investment Account - Individual: http://www.bankrakyat.com.my/web/guest/125 Not cOnsidering bank rakyat due to convenience issue. This post has been edited by justanovice: Mar 29 2012, 01:56 PM |
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Apr 5 2012, 08:08 PM
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#12
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QUOTE(Dino168 @ Apr 5 2012, 07:49 PM) Please advise where did you get this info? Can't find it on OCBC webpage. I guess because its valid for fresh funds only. Why need to closed account and go back in on Monday? Since FD already matured, why can't withdraw and open a new FD account; on the same day?  Is this promo for private banking / fd with savings acct only? |
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Apr 5 2012, 08:45 PM
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#13
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2,526 posts Joined: Feb 2011
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QUOTE(Gen-X) For OCBC, it is a Fixed Deposit Promo and minimum deposit RM10K great news! Good thing my funds is still avail have not went to uob yet |
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