I got a banker friend work in HSBC tmn connaught branch at cheras..

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Added on January 5, 2012, 2:18 pmcan you all share why you all choose this property or not?

My reason is:
1) freehold
2) a gd concept for this building
3) althought  the developer quite new but previously it is timber company and his has been long in the market, so i trust our cabinet will quite gd
4) location gd, easy to access to Sunway, 1 utama, mid valley , KLCC and will be a extension highway connect to MRR2 (most important is this area not fully cover by the toll, go where also can skip toll)
5) its near to kuchai, all the food and beverage there and all banking facilities there too

Js only few concern about, Price is higher almost RM 80psf then UOA project, the old shop around that area and the address is Sg. Besi (seem not sound gd)

I dunno whether the price will be increase or not??if really no, then i stay there lo. I think that is quite gd to stay here too.

See the comment for LY: "Design wise, typical standard UOA design, replicate of other UOA condo projects. This is another UOA weakness, lack of creativity. They work like factory, create a mold, and use same mold to build other projects." at http://wickinv.blogspot.com/2011/11/uoa-le-yuan.html

Most of the banks are only providing 80%  and 90% unless you are financially strong

Anyone signed their LO? Pls advise the rate n bank ya. Thanks.

I got 2 LO from MBB & HSBC:

MBB - 2.4%, 90%, with mrta, no lock-in (semi)
HSBC - 2.35%, 90%, lock 5 yr (full)

Thanks. I got the same frm Mbb (40yrs repayment)... Was wondering if any other bank can
Top tht. I heard PBB offer -2.5 but 80%

Thanks. I got the same frm Mbb (40yrs repayment)... Was wondering if any other bank can
Top tht. I heard PBB offer -2.5 but 80%

I got 3 and go for HSBC...

1) HSBC 90% (full flexi with one acct) - 2.4% (1st-3rs); 2.45% thereafter; L/P 5yrs; MRTA is optional
2) MBB 90% (semi flexi) - 2.4% all the way; L/P 3 yrs; MRTA is optional
3) Alliance 90% (full flexi with two acct) - 2.4% all the way; L/P 3yrs; MRTA is optional

i got pbb offer 85%....

seems everyone have different offer though from same banks, guess all banks approved depends on individual financial status....

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Added on January 13, 2012, 1:04 pm
for L/P, i heard from hsbc...within this year the gov. might cancel this term...

Normally how long the banker process the loan ?

Probably 5-7 working days will do.................

yep... within 1 week normally, 2 most but rarely happen.

But my loan already take more 7 days already .