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 The Leafz @ Sg Besi, Hot Selling now!

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SSblack
post Jan 3 2012, 10:16 PM

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QUOTE(etseleste @ Jan 2 2012, 12:42 PM)
anyone went on saturday to clarify certain issues with the developer?

Maybe the developer's profile ain't strong or the price is expensive so couldn't get valuation, that's why UOB, PBB & OCBC max margin is 80% regardless of income profile.

I had to contain my laugh when I clarify a few things with developer sales over the phone regarding EF bank not able to finance 90%. I said what's the point PBB giving out good rates (1st yr - BLR-2.5%, 2nd & 3rd yr- BLR-2.45%, thereafter BLR-2.4%) but only finance 80%, she said "yeah lar, since they offer so good rates, of course finance 80% only lah". I'm not gonna mention the staff name here. What a joke, using such excuse as an easy way out.
*
I went there last saturday, the brand of the items were not given even when we sign SnP. But i suggest them to add in some additional information such as the capacity of the items offered. I must admit they have a quite knowledgeable and professional PR, yet they didnt answer my question directly, hehe..... They said wont let us down in a medium range product woh, because they want to built their name in the market(But i tell the PR they havent actually deliver any high end product, even the treez is still under construction) The official name of The Leaf submit to DBKL is Dedaun, so the address probably will be Dedaun....................
Actually i also found other launched project such as UOA didnt face any financial margin problem, as we all face here.............But anyway lastest update from HSBC is -2.45 Blr and doesnt require MRTA, will go to have a look on the offer letter tomorrow
krif
post Jan 3 2012, 11:19 PM

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QUOTE(SSblack @ Jan 3 2012, 10:16 PM)
I went there last saturday, the brand of the items were not given even when we sign SnP. But i suggest them to add in some additional information such as the capacity of the items offered. I must admit they have a quite knowledgeable and professional PR, yet they didnt answer my question directly, hehe..... They said wont let us down in a medium range product woh, because they want to built their name in the market(But i tell the PR they havent actually deliver any high end product, even the treez is still under construction) The official name of The Leaf submit to DBKL is Dedaun, so the address probably will be Dedaun....................
Actually i also found other launched project such as UOA didnt face any financial margin problem, as we all face here.............But anyway lastest update from HSBC is -2.45 Blr and doesnt require MRTA, will go to have a look on the offer letter tomorrow
*
Huh..use Dedaun name?? Cannot use back 'the leafz' ar?? Very weird using Malay name
etseleste
post Jan 3 2012, 11:27 PM

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QUOTE(SSblack @ Jan 3 2012, 10:16 PM)
I went there last saturday, the brand of the items were not given even when we sign SnP. But i suggest them to add in some additional information such as the capacity of the items offered. I must admit they have a quite knowledgeable and professional PR, yet they didnt answer my question directly, hehe..... They said wont let us down in a medium range product woh, because they want to built their name in the market(But i tell the PR they havent actually deliver any high end product, even the treez is still under construction) The official name of The Leaf submit to DBKL is Dedaun, so the address probably will be Dedaun....................
Actually i also found other launched project such as UOA didnt face any financial margin problem, as we all face here.............But anyway lastest update from HSBC is -2.45 Blr and doesnt require MRTA, will go to have a look on the offer letter tomorrow
*
R u serious? That the name would be changed to DeDaun???? This is very bad. DeDaun sounds damn terrible. I believe everyone would agree with me. Then they should have launch it DeDaun rather than The Leafz. This is misleading if it ends up to be true.

What next? The Treez as DePokok & upcoming The Rainz as DeHujan???
krif
post Jan 3 2012, 11:34 PM

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QUOTE(etseleste @ Jan 3 2012, 11:27 PM)
R u serious? That the name would be changed to DeDaun???? This is very bad. DeDaun sounds damn terrible. I believe everyone would agree with me. Then they should have launch it DeDaun rather than The Leafz. This is misleading if it ends up to be true.

What next? The Treez as DePokok & upcoming The Rainz as DeHujan???
*
Agree with u. I really dun like this damn shit name.


Added on January 3, 2012, 11:35 pm
QUOTE(winter in korea @ Jan 3 2012, 10:04 PM)
according to SA, most likely it will be in mid feb
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I thought will sign it before Chinese new year..

This post has been edited by krif: Jan 3 2012, 11:35 PM
winter in korea
post Jan 3 2012, 11:37 PM

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QUOTE(krif @ Jan 3 2012, 11:34 PM)
Agree with u. I really dun like this damn shit name.


Added on January 3, 2012, 11:35 pm

I thought will sign it before Chinese new year..
*
according to her, as they wan to give the buyers more time to get the loan and some other stuff which i can't remember, most probably it will be after cny
Money Money
post Jan 3 2012, 11:38 PM

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QUOTE(etseleste @ Jan 3 2012, 11:27 PM)
R u serious? That the name would be changed to DeDaun???? This is very bad. DeDaun sounds damn terrible. I believe everyone would agree with me. Then they should have launch it DeDaun rather than The Leafz. This is misleading if it ends up to be true.

What next? The Treez as DePokok & upcoming The Rainz as DeHujan???
*
biggrin.gif Dun worry guys I think the name will remain The Leafz. Dedaun belongs to very highend project at Ampang by SDB Properties. Don't think DBKL will approved 2 projects with the same name!
SSblack
post Jan 3 2012, 11:39 PM

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QUOTE(krif @ Jan 3 2012, 11:34 PM)
Agree with u. I really dun like this damn shit name.


Added on January 3, 2012, 11:35 pm

I thought will sign it before Chinese new year..
*
I think the address probably was Dedaun as per the PR told me, according to them DBKL only allowed BM name woh.............. But still the project name might still be The Leafz, i think u all better double confirm with their PR..............
krif
post Jan 3 2012, 11:46 PM

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QUOTE(Money Money @ Jan 3 2012, 11:38 PM)
biggrin.gif Dun worry guys I think the name will remain The Leafz. Dedaun belongs to very highend project at Ampang by SDB Properties. Don't think DBKL will approved 2 projects with the same name!
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Then what name are they gonna use?? Daun daun??? Hijau daun??


Added on January 3, 2012, 11:47 pm
QUOTE(SSblack @ Jan 3 2012, 11:39 PM)
I think the address probably was Dedaun as per the PR told me, according to them DBKL only allowed BM name woh.............. But still the project name might still be The Leafz, i think u all better double confirm with their PR..............
*
The project name remain..then the adress is still remain?!

This post has been edited by krif: Jan 3 2012, 11:47 PM
bkwoh
post Jan 4 2012, 10:18 AM

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QUOTE(SSblack @ Jan 3 2012, 10:16 PM)
I went there last saturday, the brand of the items were not given even when we sign SnP. But i suggest them to add in some additional information such as the capacity of the items offered. I must admit they have a quite knowledgeable and professional PR, yet they didnt answer my question directly, hehe..... They said wont let us down in a medium range product woh, because they want to built their name in the market(But i tell the PR they havent actually deliver any high end product, even the treez is still under construction) The official name of The Leaf submit to DBKL is Dedaun, so the address probably will be Dedaun....................
Actually i also found other launched project such as UOA didnt face any financial margin problem, as we all face here.............But anyway lastest update from HSBC is -2.45 Blr and doesnt require MRTA, will go to have a look on the offer letter tomorrow
*
So are u getting the offer from HSBC, 2.4% (1-3 yrs) then 2.45% (thereafter) with 90% and LP is 5 yrs (3+2, meaning that instalment will be commenced when construction begins) ?
etseleste
post Jan 4 2012, 04:40 PM

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My brother's loan with PBB has been approved 90%. My banker told me it is case to case basis and there is no circular that PBB only finance 80% across the board. She has customer approved 80% for Leafz due to his high commitment . Her branch manager still asking her to get customer additional saving document to appeal for 90% , if it's 80% the branch manager will not ask her to appeal .

We will be meeting up with the banker this Saturday to sign the LO. I will only believe it when I see the LO. One down one more to go.
krif
post Jan 4 2012, 05:27 PM

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QUOTE(etseleste @ Jan 4 2012, 04:40 PM)
My brother's loan with PBB has been approved 90%. My banker told me it is case to case basis and there is no circular that PBB only finance 80% across the board. She has customer approved 80% for Leafz due to his high commitment . Her branch manager still asking her to get customer additional saving document to appeal for 90% , if it's 80% the branch manager will not ask her to appeal .

We will be meeting up with the banker this Saturday to sign the LO. I will only believe it when I see the LO. One down one more to go.
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so it means that PPB still can give 90% of the loan. Those get 80% from PPB banker, i think the banker js find 'Alasan' (PPB EF list js finance 80%)..
Fabio1
post Jan 4 2012, 06:20 PM

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Good for you, you are right in sayin extra cash and saving will make difference, guess who ever bought into this project was hoping 90% based on the developers approach and got stung by the developer our own negligence.

I did quote on this topic 2 months ago funding will be tight from the banks starting this year but many of was carried away
Magpies9
post Jan 4 2012, 06:45 PM

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QUOTE(bkwoh @ Jan 4 2012, 10:18 AM)
So are u getting the offer from HSBC, 2.4% (1-3 yrs) then 2.45% (thereafter) with 90% and LP is 5 yrs (3+2, meaning that instalment will be commenced when construction begins) ?
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Anyone has hsbc contact? Want to try hsbc on top of the 3 banks developer submitted for me. Submitted 2 weeks ago but no news so far.
iv'N
post Jan 4 2012, 06:45 PM

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UOB, PBB & HLB all came back to me at 80% margin.

Spoken to an developer admin staff regarding this and seems that they are not willing to refund the deposit
zhanshen13
post Jan 4 2012, 06:56 PM

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QUOTE(iv'N @ Jan 4 2012, 06:45 PM)
UOB, PBB & HLB all came back to me at 80% margin.

Spoken to an developer admin staff regarding this and seems that they are not willing to refund the deposit
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This is bad. So it is either we forgo the RM8k or pay 10% more to secure the property. What was the reason the banks did not provide 90%? Any ways to appeal? Buying property should be something happy but this unexpected loan applying process is getting frustrating.


SSblack
post Jan 4 2012, 07:21 PM

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QUOTE(bkwoh @ Jan 4 2012, 10:18 AM)
So are u getting the offer from HSBC, 2.4% (1-3 yrs) then 2.45% (thereafter) with 90% and LP is 5 yrs (3+2, meaning that instalment will be commenced when construction begins) ?
*



Just went to bank clarified, yes is -2.4blr for 1-3rd year, afterward is -2.45 (whole tenure without mrta), according to them I might able to get the letter of offer & letter of instruction by this week.... Please update me if you have any info
krif
post Jan 4 2012, 07:31 PM

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QUOTE(Magpies9 @ Jan 4 2012, 06:45 PM)
Anyone has hsbc contact? Want to try hsbc on top of the 3 banks developer submitted for me. Submitted 2 weeks ago but no news so far.
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Which bank u submitted?? Need any help?!


Added on January 4, 2012, 7:35 pm
QUOTE(iv'N @ Jan 4 2012, 06:45 PM)
UOB, PBB & HLB all came back to me at 80% margin.

Spoken to an developer admin staff regarding this and seems that they are not willing to refund the deposit
*
No worries. Js find a bank reject ur loan then get the rejection letter. Ur fund will be safe. Actually u still wanna buy this property or not? If yes, give me ur document and let me c. C which bank can approve ur loan.


Added on January 4, 2012, 7:39 pmDear all my neighbours, those who r not getting their margin, u can come to find me. Previously, I'm banker too but not now. I Js can give advice which bank can approved 90% but not guarantee. I Js can predict the higher chances to get 90% loan. If need my help, Js PM me.

This post has been edited by krif: Jan 4 2012, 07:39 PM
SSblack
post Jan 4 2012, 08:01 PM

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QUOTE(zhanshen13 @ Jan 4 2012, 06:56 PM)
This is bad. So it is either we forgo the RM8k or pay 10% more to secure the property. What was the reason the banks did not provide 90%? Any ways to appeal? Buying property should be something happy but this unexpected loan applying process is getting frustrating.
*
As I highlighted before, applying loan procces shall be an easy step, bcos I don't see other project facing loan margin issue, again I have to say the loan margin might affected by the personal financial factor, but wht I saw here is even some bankers are set the maximum loan margin at80%, this sounds odd to me. Personally, I strongly not agree with the SA said that we should prepare extra 10% for the property, because I ask them clearly whether is there any chance I don't get 90%, as they tell me they are very confident on this

krif
post Jan 4 2012, 08:45 PM

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QUOTE(SSblack @ Jan 4 2012, 08:01 PM)
As I highlighted before, applying loan procces shall be an easy step, bcos I don't see other project facing loan margin issue, again I have to say the loan margin might affected by the personal financial factor, but wht I saw here is even some bankers are set the maximum loan margin at80%, this sounds odd to me. Personally, I strongly not agree with the SA said that we should prepare extra 10% for the property, because I ask them clearly whether is there any chance I don't get 90%, as they tell me they are very confident on this
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How they confidence?? They not the underwritter of the bank, they dun have authority power to approve the loan.dun trust them all. Income and commitment will justify ur approval
Chris Chew
post Jan 4 2012, 09:17 PM

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Did the SA inform you all that Alliance Bank is one of the EF?

I had checked that Alliance is offering 90% margin.

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