u can go to HSBC in connaught, there is a banker over there, iin charge of housing loan

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Added on January 4, 2012, 11:28 pmhaha, ya right. that time wat they wan to do is to sell the houses, so of cos they will say 90% sure can, the SA even told us the loan can go up to 100%. Somemore, when we went to ask bout the bankers, they said got 11 bankers and they will have one day for us to sit together and discuss with all the bankers...... but, mana ada???

so, again, sales person cannot be fully trusted

This post has been edited by winter in korea: Jan 4 2012, 11:28 PM

I got a banker friend work in HSBC tmn connaught branch at cheras..

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Added on January 5, 2012, 2:18 pmcan you all share why you all choose this property or not?

My reason is:
1) freehold
2) a gd concept for this building
3) althought the developer quite new but previously it is timber company and his has been long in the market, so i trust our cabinet will quite gd
4) location gd, easy to access to Sunway, 1 utama, mid valley , KLCC and will be a extension highway connect to MRR2 (most important is this area not fully cover by the toll, go where also can skip toll)
5) its near to kuchai, all the food and beverage there and all banking facilities there too

Js only few concern about, Price is higher almost RM 80psf then UOA project, the old shop around that area and the address is Sg. Besi (seem not sound gd)

I dunno whether the price will be increase or not??if really no, then i stay there lo. I think that is quite gd to stay here too.


This post has been edited by krif: Jan 5 2012, 02:18 PM

SA can promise anything but as long it is not in black & white then it may or may not materialize. I have info & area floor plan that there will be a proposed medical centre next to Le Yuan in Happy Garden but the UOA SA will deny it flat. I even brought up that question during LY launching and the SA said "No lah, where can build hospital next to highway". Of coz they are trained to protect the interest of the development. Same practice everywhere else no matter what industry you are in.


Leafz is not 80psf more than LY. It is about the same. LY Block B 1400sf is selling RM460psf ++ after discount. i was there during launching.

I bought at tower C.. RM 521k after discount. Is around 508 psf.

How about take out the 50k premium package for furnishing,..etc? LY doesn't come with furnishing.....then how much psft?

This post has been edited by Guppy11: Jan 5 2012, 07:35 PM

Then become 450psf..LY's developer is better lah. Coz they are condo specialist. But our developer although new. But I think they won't spoilt their name at these 1st 2 residential project (the tree and TL). Js maybe that the construction period will be longer due to lack of experience.

See the comment for LY: "Design wise, typical standard UOA design, replicate of other UOA condo projects. This is another UOA weakness, lack of creativity. They work like factory, create a mold, and use same mold to build other projects." at http://wickinv.blogspot.com/2011/11/uoa-le-yuan.html

Consistently replicate one product also means the quality assurance, anyway the most important factor that bring me to the leafz is the low entry cost, about 500k for 1025sqft.......which i could hardly find other freehold project around kuchai lama...........(UOA small unit all not available b4 it launch)..............hehe.........

Yeh its cheap, i already sapu two. Have you got yours yet?

i not like you millionaire can play sapu-sapu ,haha. i only able to get one for own stay only la................

I just got the call from MBB today, and will get the LO of 90% with -2.4%, it's our 2nd house....and i was submitted to them last week.
so guys, just give a try with other banks if u can't get 90% from the one u submitted.

Congrats..getting the margin.which flr u bought??

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Added on January 5, 2012, 10:54 pmAgree with u.Js the lower entry cost.if not, unable to own 500k property

This post has been edited by krif: Jan 5 2012, 10:54 PM

Can anyone tell me what are the docs we have to submit for loan application?
The developer promise to apply the loan on my behalf, but until today they haven't get any document from me yet.

This post has been edited by chewlee: Jan 6 2012, 09:29 AM

Here's the documents are required generally:

1. Photocopy of NRIC of applicant(s), remember to cross your IC (front & back) for home loan application purposes.
2. Latest 3 months salary slips for under employment applicant or 6 months salary slips for self-employed applicant.
3. Latest 3 months or 6 months bank statement for salary credited (refer to item 2 above)
4. Latest EPF statement / income tax return form with receipt;
5. For company application, Form 24 / 49 / A / D.

They won't and can't apply the housing loan on your behalf but will only inform the bankers to collect your documents after u have submitted to the developer, then the banker(s) will contact you directly for further discussion and fill up the loan application form. However, u still can check with the developer whether your submitted documents have collected by the banker(s) that you preferred.

Totally agree. I also got 90% from PBB. I hv been told CIMB and HSBC quota full already for The leafz project....

Wow.HSBC so fast quota full ady.

Do remember LY price is on higher side cos they provide DIBS. For Leafz interest over 3 years of construction period, a 1025sf could roughly cost RM30k++ of interest. UOA will hasten their LY construction which will likely completed in 2 year time due to them trying not to absorb so much of interest from the bank since they are giving out DIBS. It is the same with Park Residences @ Bangsar South. Completed way ahead of schedule.


Another one gotten 90% from PBB. Kudos to u.

is it choose without DIBS sheme is better than DISB??

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Added on January 7, 2012, 8:13 pmAny update for this project?? Seem no reply here ady

This post has been edited by krif: Jan 7 2012, 08:13 PM

i bought 13A. Just got the offer letter from MBB.
If anyone need MBB, you may call my banker, Julian (012-9415 388). He is quite helpful.

Hi!

Please feel free to call me at 016-5944629 if you need to apply housing loan from PBB for this project. Will follow up your case closely.

Thanks!