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Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard

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erry-
post Oct 19 2011, 12:22 PM

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QUOTE(cempedaklife @ Oct 19 2011, 11:10 AM)
what is MSOS system?

arrrghhhh....the reason why i'm willing to apply for this card is that the agent told me in phone conversation that i can go to maybank branch office and ask for PIN from them. that way for online transaction, they will need me to key in the PIN before the payment is made.

the reason i asked this in the conversation, is that i remember there's one incident here in lyn that the guy posted his amex card front part and ppl can used it for online transaction straightaway..

i tot they updated their system to be more secure already  mad.gif
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simple explanation for MSOS is, u will received PIN on your mobilephone, enter the PIN at the website to proceed the payment.
same as TAC method to pay/transfer onl.
but only for visa and master.

AMEX dont have any security sweat.gif

for ask PIN at maybank branch office, i believed the agent means PIN to apply maybank2u blush.gif

jack2
post Oct 19 2011, 12:29 PM

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QUOTE(zenquix @ Oct 19 2011, 12:16 PM)
Online or physically in Singapore?

Apple Store does not accept Amex.
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ooo... how about physical in Singapore?
zenquix
post Oct 19 2011, 01:34 PM

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QUOTE(jack2 @ Oct 19 2011, 12:29 PM)
ooo... how about physical in Singapore?
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any transaction on a weekend (local or overseas) can qualify for weekend rebate
cempedaklife
post Oct 19 2011, 01:56 PM

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QUOTE(erry- @ Oct 19 2011, 12:22 PM)
simple explanation for MSOS is, u will received PIN on your mobilephone, enter the PIN at the website to proceed the payment.
same as TAC method to pay/transfer onl.
but only for visa and master.

AMEX dont have any security sweat.gif

for ask PIN at maybank branch office, i believed the agent means PIN to apply maybank2u blush.gif
*
yeap..i called the customer service again right after my own post...and the CS agent did mention and explain to me about MSOS...

not available to AMEX, as you've said...which is a sad thing...i cant believe AMEX dun implement any security on the online transaction, not even a simple PIN like ATM... this is sad...
erry-
post Oct 19 2011, 02:48 PM

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QUOTE(cempedaklife @ Oct 19 2011, 01:56 PM)
yeap..i called the customer service again right after my own post...and the CS agent did mention and explain to me about MSOS...

not available to AMEX, as you've said...which is a sad thing...i cant believe AMEX dun implement any security on the online transaction, not even a simple PIN like ATM... this is sad...
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but so far amex cs is so fast call to make verification. if u didnt perform the transaction, just said no.

also got website that add security for amex, read my post #9 at 1st page of this thread smile.gif

cempedaklife
post Oct 19 2011, 02:58 PM

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QUOTE(erry- @ Oct 19 2011, 02:48 PM)
but so far amex cs is so fast call to make verification. if u didnt perform the transaction, just said no.

also got website that add security for amex, read my post #9 at 1st page of this thread smile.gif
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yeap..i saw that bro......but that's only for selected few websites rite? hmm.gif
would they call and verify for amount like rm40-50? i'm a bit skeptical about that....
this can be solved if they implemented the security in the 1st place sad.gif
erry-
post Oct 19 2011, 03:04 PM

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QUOTE(cempedaklife @ Oct 19 2011, 02:58 PM)
yeap..i saw that bro......but that's only for selected few websites rite?  hmm.gif
would they call and verify for amount like rm40-50? i'm a bit skeptical about that....
this can be solved if they implemented the security in the 1st place  sad.gif
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yes its provided by the website, not by amex sweat.gif

err agree with u, maybe they wont verify transaction with amount like that.

if u trust the website, then no need to worry lah smile.gif

cempedaklife
post Oct 19 2011, 03:25 PM

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QUOTE(erry- @ Oct 19 2011, 03:04 PM)
yes its provided by the website, not by amex sweat.gif

err agree with u, maybe they wont verify transaction with amount like that.

if u trust the website, then no need to worry lah smile.gif
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not the website that i'm worried about, its about the added security....

boonykun
post Oct 19 2011, 03:59 PM

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Holy Cow, my card was blocked for Suspicious Spending Behaviour.. >.<

Total Pain In da Arse for almost a week >.<

celaw
post Oct 19 2011, 05:09 PM

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QUOTE(boonykun @ Oct 19 2011, 04:59 PM)
Holy Cow, my card was blocked for Suspicious Spending Behaviour.. >.<

Total Pain In da Arse for almost a week >.<
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u call cs? did cs explain what are the "suspicious spending behavior"?
csk3984
post Oct 19 2011, 05:42 PM

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Hi all,

Want to know. The RM50 cash back is starting from 1st day of every month until every month last day. Example 1 October - 31 October.

Or

Follow our Billing date. Let say my billing date is 23rd of every month and i got RM50 cash back. If 24th is weekend and i use AMEX to do my purchase. Would I get the cash back? since I reach the cap RM50 before 23rd.
fruitie
post Oct 19 2011, 05:52 PM

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QUOTE(csk3984 @ Oct 19 2011, 05:42 PM)
Hi all,

Want to know. The RM50 cash back is starting from 1st day of every month until every month last day. Example 1 October - 31 October.

Or

Follow our Billing date. Let say my billing date is 23rd of every month and i got RM50 cash back. If 24th is weekend and i use AMEX to do my purchase. Would I get the cash back? since I reach the cap RM50 before 23rd.
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Follow calendar month, i.e. 1st to 31st October.
By the way, cash back will only be given back on the 1st/2nd of the following month.

This post has been edited by fruitie: Oct 19 2011, 05:52 PM
snigapoe
post Oct 19 2011, 05:54 PM

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QUOTE(csk3984 @ Oct 19 2011, 05:42 PM)
Hi all,

Want to know. The RM50 cash back is starting from 1st day of every month until every month last day. Example 1 October - 31 October.

Or

Follow our Billing date. Let say my billing date is 23rd of every month and i got RM50 cash back. If 24th is weekend and i use AMEX to do my purchase. Would I get the cash back? since I reach the cap RM50 before 23rd.
*
the cash back is counted on monthly but bear in mind that if you spend at the end of the month, the cash back might not be calculated for the current month and carry forward to the next month


Added on October 19, 2011, 5:58 pm
QUOTE(fruitie @ Oct 19 2011, 05:52 PM)
Follow calendar month, i.e. 1st to 31st October.
By the way, cash back will only be given back on the 1st/2nd of the following month.
*
yes correct but i got few time spend at the end of month but only getting the cash back on my statement on the following month

This post has been edited by snigapoe: Oct 19 2011, 05:58 PM
candle
post Oct 21 2011, 07:37 PM

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I configured the pin for m2u, but only master card is able to login, while amex is unsuccessful. What happen?
Sitting Duck
post Oct 21 2011, 08:32 PM

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Question guys. If I use Amex for apple store. Would it be more expensive? Admin fee?
SUSDavid83
post Oct 21 2011, 08:58 PM

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QUOTE(candle @ Oct 21 2011, 07:37 PM)
I configured the pin for m2u, but only master card is able to login, while amex is unsuccessful. What happen?
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Use only either one. Not both.
unknowmaster
post Oct 21 2011, 09:38 PM

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haiz.. received letter today and said "we have recently reviewed your application... unable to assist you at this time"
but i appeal this week.. now letter only arrived. I hope appeal is successful
candle
post Oct 21 2011, 11:03 PM

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QUOTE(David83 @ Oct 21 2011, 08:58 PM)
Use only either one. Not both.
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the staff told me each m2u account only for each card.
i applied m2u for each card in atm.

firstly i activate the amex but fail.
then i try the master card and successful.
now i only can view the mastercard in the m2u.

is this proper way to do it ?
SUSDavid83
post Oct 21 2011, 11:05 PM

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QUOTE(candle @ Oct 21 2011, 11:03 PM)
the staff told me each m2u account only for each card.
i applied m2u for each card in atm.

firstly i activate the amex  but fail.
then i try the master card and successful.
now i only can view the mastercard in the m2u.

is this proper way to do it ?
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Really. I'm not so sure about this.

Because most of us have saving account with Maybank and we can link our CC to M2U (opened using our SA ATM card).
TSGen-X
post Oct 21 2011, 11:13 PM

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QUOTE(candle @ Oct 21 2011, 11:03 PM)
the staff told me each m2u account only for each card.
i applied m2u for each card in atm.

firstly i activate the amex  but fail.
then i try the master card and successful.
now i only can view the mastercard in the m2u.

is this proper way to do it ?
*
I guess the person that did the M2U account thingy for you must have not linked your AMEX card. Go back to the branch or maybe even go to another branch. Not all staff knows how to set up M2U account for MBB 2 Cards.

I don't have a savings or current account with MBB but upon log in, all my 4 cards are shown in the account.

Click here to read my article M2U for MBB CC - You Don't Need A MBB Savings Account.

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