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Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard

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SUSDavid83
post Feb 27 2012, 11:02 PM

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QUOTE(snoopdog17 @ Feb 27 2012, 11:00 PM)
Hi. I'm abit confused wit how the supplementary card GST charges are being charged. According TS, for principal cardholder AMEX fee is waived so the Rm50 GST onli applies to the MCard. Whereas for supplementary, RM25 is charged to every Amex and Mccard.

So, does this means that
1)Supplementary can have a choce of either cards Amex or Mccard, therefore Rm25 GST fee per year?

                    OR

2)Supplementary must have both cards therefore GST fee = RM50 per year?

Thx biggrin.gif
*
The answer is 2. RM 25 for each card.
snoopdog17
post Feb 27 2012, 11:12 PM

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QUOTE(David83 @ Feb 27 2012, 11:02 PM)
The answer is 2. RM 25 for each card.
*
Ahhhh if thats the case, there is no benefit in applying for a supplementary card then? Every cardholder is better off having their own set of credit cards as Rm50 fee is charged on both principal and supp cards and rebate 5% is shared.

How about joint accounts? Can my mum n dad both be the principal cardholders and share treatpoints as a joint account?
SUSDavid83
post Feb 27 2012, 11:16 PM

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QUOTE(snoopdog17 @ Feb 27 2012, 11:12 PM)
Ahhhh if thats the case, there is no benefit in applying for a supplementary card then? Every cardholder is better off having their own set of credit cards as Rm50 fee is charged on both principal and supp cards and rebate 5% is shared.

How about joint accounts? Can my mum n dad both be the principal cardholders and share treatpoints as a joint account?
*
As long as the principal cardholder name is different, each cardholder will be enjoying separate RM 50 cash rebate.

If I remembered correctly, somebody did share that if one principal card holder has two sets of MBB2 cards, they're going to going to share the same RM 50 cash rebate even though the card numbers are different. Can somebody confirm this? Correct me if I'm wrong.
snoopdog17
post Feb 28 2012, 12:26 AM

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Forgot to ask this Question. I am a graduate and I meet the requirement for a Maybankard 2 Gold. Prob is I havent start working yet and I do not have the latest 2 months slip. May I use my offer letter as proof instead? Thx.
Human Nature
post Feb 28 2012, 12:31 AM

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QUOTE(David83 @ Feb 27 2012, 11:16 PM)
As long as the principal cardholder name is different, each cardholder will be enjoying separate RM 50 cash rebate.

If I remembered correctly, somebody did share that if one principal card holder has two sets of MBB2 cards, they're going to going to share the same RM 50 cash rebate even though the card numbers are different. Can somebody confirm this? Correct me if I'm wrong.
*
yes, i confirm this smile.gif
SUSedge85
post Feb 28 2012, 01:09 AM

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if i were to use my MBB 2 Visa/Master to purchase an Applestore (online) product, on a weekend...

will i still get that 5% cashback?

*amex not accepted by Apple Store Msia

This post has been edited by edge85: Feb 28 2012, 01:10 AM
Human Nature
post Feb 28 2012, 01:14 AM

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QUOTE(edge85 @ Feb 28 2012, 01:09 AM)
if i were to use my MBB 2 Visa/Master to purchase an Applestore (online) product, on a weekend...

will i still get that 5% cashback?

*amex not accepted by Apple Store Msia
*
no, you dont. Visa/MC only gives you 1x treatpoint.

This post has been edited by Human Nature: Feb 28 2012, 10:57 AM
winner
post Feb 28 2012, 03:01 AM

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QUOTE(Human Nature @ Feb 28 2012, 01:14 AM)
no, you dont. Visa/MC only gives you 5x treatpoints.
*
Since when does Maybankard 2 Visa or MC give 5x TPs for purchases? Not even for overseas transactions or purchases during weekend.

It only gives x1 TP for all transactions.
kwokwah
post Feb 28 2012, 06:53 AM

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Better to sup only the Amex card and cancel the Mastercard to max the benefits. The RM25 sup fee for Mastercard (Maybank2 cards) does not bring additional benefits.
ronnie
post Feb 28 2012, 07:48 AM

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QUOTE(Human Nature @ Feb 28 2012, 01:14 AM)
no, you dont. Visa/MC only gives you 5x treatpoints.
*
To clarify, Maybankard 2 Visa or Maybankard 2 Mastercard gives only 1X TreatsPoints on any spending (incl petrol spends)
fruitie
post Feb 28 2012, 08:17 AM

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QUOTE(kwokwah @ Feb 28 2012, 06:53 AM)
Better to sup only the Amex card and cancel the Mastercard to max the benefits. The RM25 sup fee for Mastercard (Maybank2 cards) does not bring additional benefits.
*
You can't cancel MasterCard or VISA, it comes as a package. Once you cancel that, AmEx will be gone as well. sweat.gif
Maybank doesn't do business rugi. sweat.gif
If like that, all of us only take AmEx. laugh.gif
SUSDavid83
post Feb 28 2012, 08:18 AM

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QUOTE(snoopdog17 @ Feb 28 2012, 12:26 AM)
Forgot to ask this Question. I am a graduate and I meet the requirement for a Maybankard 2 Gold. Prob is I havent start working yet and I do not have the latest 2 months slip. May I use my offer letter as proof instead? Thx.
*
Yes, you can use your offer, appointment or employment letter to apply.
WaCKy-Angel
post Feb 28 2012, 08:46 AM

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QUOTE(snoopdog17 @ Feb 27 2012, 11:12 PM)
Ahhhh if thats the case, there is no benefit in applying for a supplementary card then? Every cardholder is better off having their own set of credit cards as Rm50 fee is charged on both principal and supp cards and rebate 5% is shared.

How about joint accounts? Can my mum n dad both be the principal cardholders and share treatpoints as a joint account?
*
I dont think joint accounts can be linked to credit card.. And different principal cant share treatpoints.

QUOTE(David83 @ Feb 27 2012, 11:16 PM)
As long as the principal cardholder name is different, each cardholder will be enjoying separate RM 50 cash rebate.

If I remembered correctly, somebody did share that if one principal card holder has two sets of MBB2 cards, they're going to going to share the same RM 50 cash rebate even though the card numbers are different. Can somebody confirm this? Correct me if I'm wrong.
*
Nope, GST are charged based on numbers of card. So if you have 2 sets you will get charged 2x.

fruitie
post Feb 28 2012, 09:37 AM

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QUOTE(WaCKy-Angel @ Feb 28 2012, 08:46 AM)
Nope, GST are charged based on numbers of card. So if you have 2 sets you will get charged 2x.
*
I thought David was talking about RM 50 monthly cash rebate and not GST? sweat.gif
WaCKy-Angel
post Feb 28 2012, 09:47 AM

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QUOTE(fruitie @ Feb 28 2012, 09:37 AM)
I thought David was talking about RM 50 monthly cash rebate and not GST? sweat.gif
*
Lol missed that.

Yeah the cash rebate will be shared, as well as the credit limit..
Human Nature
post Feb 28 2012, 10:57 AM

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QUOTE(winner @ Feb 28 2012, 03:01 AM)
Since when does Maybankard 2 Visa or MC give 5x TPs for purchases? Not even for overseas transactions or purchases during weekend.

It only gives x1 TP for all transactions.
*
arrrghh..my mind is messing with me..sorry. edited my posts.
snoopdog17
post Feb 28 2012, 11:30 AM

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QUOTE(David83 @ Feb 28 2012, 08:18 AM)
Yes, you can use your offer, appointment or employment letter to apply.
*
Oh yeah! Great news biggrin.gif . Wat documents I need? IC, offer letter, and degree? I read sumwhere need degree, nt sure. Lol. Thx!
Kelv
post Feb 28 2012, 11:34 AM

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Current gold card, less than a year.
Can upgrade to platinum? How long it takes to process?
Human Nature
post Feb 28 2012, 11:45 AM

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QUOTE(Kelv @ Feb 28 2012, 11:34 AM)
Current gold card, less than a year.
Can upgrade to platinum? How long it takes to process?
*
Yes, provided you submit all the required documents. GST will be charged. About 2 weeks.
SUSDavid83
post Feb 28 2012, 12:23 PM

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QUOTE(snoopdog17 @ Feb 28 2012, 11:30 AM)
Oh yeah! Great news biggrin.gif . Wat documents I need? IC, offer letter, and degree? I read sumwhere need degree, nt sure. Lol. Thx!
*
IC is a must.

Degree is not really important.

Bank statement also good.

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