try lost your wallet and request your ATM/Debit from CIMB first than any other bank. Confirm "gooding-super-awesome" experience
Debit Card V3
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Jun 20 2012, 09:32 AM
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Junior Member
6 posts Joined: Jan 2008  
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Jun 20 2012, 10:20 AM
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Junior Member
298 posts Joined: Jan 2003
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Agree that the transaction description need improvement
Agree that the customer service is bad (most local bank are bad, not just CIMB) But for the online statement, I am previously worked in doing Internet Banking system. Most if not all of the online banking system will not reflect your transaction immediately, as the internet banking system is a separate system from their core/card system. But it is not normal for them to take that long to post your transaction during a non weekend/holiday transaction date. Normally, it take most 2 days during weekdays. I think this include Maybank as well.  |
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Jun 20 2012, 10:49 AM
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Newbie
4 posts Joined: Apr 2009
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QUOTE(sjz @ Jun 20 2012, 09:19 AM) But i found out that carrefour over charge some item i bought after the cashier insert the card into the machine. So i ask the cashier to remove the card from the machine without the approval slip being printed. And after that i use another card to pay for the transaction because my CIMB Debit card had insufficient balance. (I have not much amount left after swiping that transaction) But after that i found out that my available balance in CIMB account has been deducted by that amount of transaction. Called Carrefour and Carrefour call their merchant banker and denied they charge my card.  Carrefour got ur money. "Called CIMB, they in a tidak-apa manner told me if the transaction did not go thru, they will still HOLD the amount which will be refunded to me after 14 working days..." If the transaction did not go thru...but it has..u should ask for the statement i think. |
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Jun 20 2012, 02:02 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(Gen-X @ Jun 18 2012, 04:57 PM) Bro, I just went in and said I want open Day to Day account Thanks. Might do the same too next time i go to Australia and will use my cousin's home address as my correspondence address Like I mentioned, foreigners are subjected to freaking high withholding tax, so day to day account with 0% is fine with me.  By the way, when you have opened a HSBC Premier account here in Malaysia and successfully set up your HSBC Australia Premier account, try to transfer your money from HSBC Malaysia to HSBC Australia through Global Transfer and see how's the exchange rate like. The limit for HSBC Premier Global Transfer is USD100,000/day. This post has been edited by MilesAndMore: Jun 20 2012, 02:31 PM |
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Jun 20 2012, 03:31 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL 
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QUOTE(MilesAndMore @ Jun 20 2012, 02:02 PM) By the way, when you have opened a HSBC Premier account here in Malaysia and successfully set up your HSBC Australia Premier account, try to transfer your money from HSBC Malaysia to HSBC Australia through Global Transfer and see how's the exchange rate like. The limit for HSBC Premier Global Transfer is USD100,000/day. Wah, USD100K, need BNM approval first? |
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Jun 20 2012, 04:57 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(Gen-X @ Jun 20 2012, 03:31 PM) Wah, USD100K, need BNM approval first? I was informed that you don't. And this HSBC Global Transfer is instant too. The only catch is that it must be done during banking hours (both countries). Otherwise your money will only be credited the next banking day. Take Singapore for example. Let say you want to transfer your money from HSBC Malaysia to HSBC Singapore and need to money to be credited right away into your HSBC Singapore account, you have to make sure it is not a public holiday in either country and it is not yet passed the banking hours (say 9.30am - 4pm). 9.30am - 4pm is the banking hours for HSBC in Malaysia. Banking hours for HSBC Singapore is 9.30am - 3.30pm every weekdays, if my memory serves me correctly. HSBC Premier has a preferential rate and you won't be able to see this in their online banking system. Rest assured that the final exchange rate will be a bit better than the rate quoted to you on their online banking system This post has been edited by MilesAndMore: Jun 20 2012, 04:57 PM |
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Jun 20 2012, 06:54 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(MilesAndMore @ Jun 20 2012, 04:57 PM) I was informed that you don't. And this HSBC Global Transfer is instant too. The only catch is that it must be done during banking hours (both countries). Otherwise your money will only be credited the next banking day. Thank you Sir for the info Take Singapore for example. Let say you want to transfer your money from HSBC Malaysia to HSBC Singapore and need to money to be credited right away into your HSBC Singapore account, you have to make sure it is not a public holiday in either country and it is not yet passed the banking hours (say 9.30am - 4pm). 9.30am - 4pm is the banking hours for HSBC in Malaysia. Banking hours for HSBC Singapore is 9.30am - 3.30pm every weekdays, if my memory serves me correctly. HSBC Premier has a preferential rate and you won't be able to see this in their online banking system. Rest assured that the final exchange rate will be a bit better than the rate quoted to you on their online banking system  |
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Jun 22 2012, 02:54 PM
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Junior Member
73 posts Joined: Dec 2008 From: Shah Alam
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Hi there, I have a question regarding my Maybank Visa Debit Card (the one with the picture of Cherry on it)
Thank god, I got my card on June 20th. And I registered my TAC on June 21st at the same branch. No problem, then I called Maybank CS on June 21st to ensure that both TAC and MSOS activated so I can shop online now. Ohh before that, soon after I got my card on June 20th, I used the card to verify my paper which is a success and I received the 4-digit expuse code on June 21st, early in the morning. When I do some readings on the internet, I read about this thing : "Verified by Visa". So, I tested my Maybank Visa Debit Card number on it, but the result is "Your card is not eligible, please contact ...... bla bla bla". Here : CODE https://verified.visa.com/aam/data/default/landing.aam Both of 'em (TAC and MSOS) activated, so what's the problem now? Should I contact Maybank CS and asking about this "verified by visa" thingy. Before that, I also read about Public Bank Day2Day Visa Debit Card and how to make sure it is "verified by visa" by vising these URLs CODE http://www.pbebank.com/en/en_content/faq/faq_vbv.html http://www.pbebank.com/en/en_content/personal/cards/vbvmc.html Some of forumers (or.. should I type "most of forumers" too) wrote positive feedbacks about their service and so on. Hence, what are the differences between PB D2D Visa Debit Card and PB Visa Electorn card ..? By the way, thanks for everything and all for the helps  |
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Jun 22 2012, 07:23 PM
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Junior Member
211 posts Joined: Jul 2007 From: Kota Kinabalu, Sabah
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» Click to show Spoiler - click again to hide... « im having this problem also today. im buying my flight ticket back to my hometown today, when sudly during payment my intrnt disconnectd. during that, i rcve sms from my bank which is standard chartered that my payment approved. however, i didnt revce any intinery from Mas airline. i called both bank and mas regarding the issue. the bank CS said that, the payment approved and give me approval code for the transaction. after that, i called MAS airline, they said that they didnt recve the payment & my name wasnt on the flight that i bought. as i try explaining that my payment had been deducted from my acc and what not. the mas airlne guy did tell me that. the bank have authorize the payment which he call "reserve" the money but the transcation ended prematurely therefore the merchant (mas airline) didnt recve the money. he said, the bank will lift the "reserve" amount within the 24 hour. hopefully i hv my money back tmrrow. |
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Jun 23 2012, 02:45 PM
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Senior Member
1,573 posts Joined: Sep 2010
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Just bought rm20 popular voucher free rm10, and Starbucks buy 1 free 1 last nite using rhb debit card..nice offer, hehe...
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Jun 23 2012, 09:42 PM
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Senior Member
3,875 posts Joined: Jul 2005
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QUOTE(hcstwb @ Jun 20 2012, 10:20 AM) Agree that the transaction description need improvement that doesn't include maybank debit card..Agree that the customer service is bad (most local bank are bad, not just CIMB) But for the online statement, I am previously worked in doing Internet Banking system. Most if not all of the online banking system will not reflect your transaction immediately, as the internet banking system is a separate system from their core/card system. But it is not normal for them to take that long to post your transaction during a non weekend/holiday transaction date. Normally, it take most 2 days during weekdays. I think this include Maybank as well. their debit card reflect the amount being swiped immediately... just the details of where the amount was being swiped few days later... CIMB don't even show how much had been deducted from my account at all!! Added on June 23, 2012, 9:43 pm QUOTE(slater_iz @ Jun 20 2012, 10:49 AM) Actually ur transaction was posted right there..instead of not printing the slip, u should ask the cashier to reverse the transaction. till now my available balance is still RM40 less than my account balance..Carrefour got ur money. "Called CIMB, they in a tidak-apa manner told me if the transaction did not go thru, they will still HOLD the amount which will be refunded to me after 14 working days..." If the transaction did not go thru...but it has..u should ask for the statement i think. it's been more than 1 week and CIMB can't even give me a statement... guess carrefour is innocent and the real culprit is CIMB! had launched an official complain to Bank Negara Malaysia This post has been edited by sjz: Jun 23 2012, 09:43 PM |
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Jun 23 2012, 11:52 PM
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Junior Member
73 posts Joined: Dec 2008 From: Shah Alam
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-.-'' no one answering my question up there... so sad ~~
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Jun 24 2012, 09:43 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(VilaFrantez @ Jun 23 2012, 11:52 PM) -.-'' no one answering my question up there... so sad ~~ Bro, go lah to PBB website to read more on the products and T&C. Basically difference between PBB Electron and D2D is the cash back. And D2D card is linked to savings or current account whereas Electron you can treat it like a Prepaid card.As for MBB, if you really got issues using the card, then call MBB lah. |
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Jun 28 2012, 02:13 AM
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Senior Member
514 posts Joined: Sep 2005 From: Subang Jaya
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Any RHB debit card users? i'm confused between RHB Cash Connect Visa Debit Cards and My Cash-i Visa Debit Cards. Whats the differences between this two? Thanks
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Jun 28 2012, 02:35 AM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(shean @ Jun 28 2012, 02:13 AM) Any RHB debit card users? i'm confused between RHB Cash Connect Visa Debit Cards and My Cash-i Visa Debit Cards. Whats the differences between this two? Thanks RHB Cash Connect VISA debit card = issued by RHB BankRHB Cash-i VISA debit card = issued by RHB Islamic Bank Basically, RHB Cash-i VISA debit card is linked to your Islamic Savings or Current Account at RHB Islamic Bank and it is a shariah compliant product. As it is a shariah compliant product, you may encounter some problems such as card being rejected by the system when you use it at some non-Halal places. |
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Jun 28 2012, 03:30 AM
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Senior Member
514 posts Joined: Sep 2005 From: Subang Jaya
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QUOTE(MilesAndMore @ Jun 28 2012, 02:35 AM) RHB Cash Connect VISA debit card = issued by RHB Bank Owh okay, understood. Very well explained. Thanks bro!RHB Cash-i VISA debit card = issued by RHB Islamic Bank Basically, RHB Cash-i VISA debit card is linked to your Islamic Savings or Current Account at RHB Islamic Bank and it is a shariah compliant product. As it is a shariah compliant product, you may encounter some problems such as card being rejected by the system when you use it at some non-Halal places. |
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Jun 29 2012, 10:43 AM
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Junior Member
12 posts Joined: Apr 2009
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Hi guys. Just got my first Debit Card around a month ago. It's a CIMB one with the Mastercard logo. Now, as you can tell by the second sentence, I am VERY new to all this. So my question is, how do I make my card usable for online transactions? More specifically, I'm trying to link my card to my Paypal account.
I assume when you make your card usable for online purchases, you can also use it for Paypal. I also something about TAC and MSOS relating to online purchases, but not quite sure what they are. Thanks in advance guys |
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Jun 29 2012, 12:48 PM
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Junior Member
181 posts Joined: Jan 2011
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QUOTE(Coldfingaz @ Jun 29 2012, 10:43 AM) Hi guys. Just got my first Debit Card around a month ago. It's a CIMB one with the Mastercard logo. Now, as you can tell by the second sentence, I am VERY new to all this. So my question is, how do I make my card usable for online transactions? More specifically, I'm trying to link my card to my Paypal account. From what I know is currently CIMB Mastercard Debit Card still cant link with paypal or any online transaction...I assume when you make your card usable for online purchases, you can also use it for Paypal. I also something about TAC and MSOS relating to online purchases, but not quite sure what they are. Thanks in advance guys |
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Jul 1 2012, 02:12 PM
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Junior Member
79 posts Joined: Oct 2009
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Hi, sifus,
I am interested in online purchase from oversea merchants (e.g. ebooks, Google Play apps). Therefore, I need a debit / credit card for such transactions. 1) What do I need to take into account when choosing the debit card? 2) May I know what are the differences between the Maybank Cherry VISA debit card and the Public Bank Day2Day VISA debit card? What are the pros and cons (if any) of these debit cards? Thanks in advance for reading my noob questions. Cheers. This post has been edited by LS Lim: Jul 1 2012, 02:23 PM |
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Jul 1 2012, 02:47 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(LS Lim @ Jul 1 2012, 02:12 PM) Hi, sifus, For Maybank Cherry Visa - you need to open savings account. You get card on the spot.I am interested in online purchase from oversea merchants (e.g. ebooks, Google Play apps). Therefore, I need a debit / credit card for such transactions. 1) What do I need to take into account when choosing the debit card? 2) May I know what are the differences between the Maybank Cherry VISA debit card and the Public Bank Day2Day VISA debit card? What are the pros and cons (if any) of these debit cards? Thanks in advance for reading my noob questions. Cheers. For PBB D2D card, you also need to open savings account. I suggest you look into Public Bank Visa Electron Card for online transactions (actually they have so many type of debit cards where some are free if not mistaken). No need open savings account. Treat it like a Prepaid card where you deposit cash into the account thru any PBB CDM. However there is a yearly annual fee. And I believe PBB Visa Electron cash back % is better than D2D for online/general transactions. PBB card are not issued on the spot and can take up to two week before you get that card and the pin number separately by mail. |
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