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 Debit Card V3

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tomato people
post Apr 21 2019, 11:53 PM

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QUOTE(moonsatelite @ Apr 21 2019, 11:50 PM)
The Malaysian Central Bank has standardized all the debit cards' structures and fees across every bank in Malaysia, so it pretty much falls into whether you live or work within close proximity of a particular bank which allows you to deposit or withdraw cash and whether if you like that particular banks customer service or not.

Also, I think only Maybank allows a no fee debit card that limits you to 4 ATM withdrawals per month (I am not sure for foreigners), or opt-in to pay RM 8 per year for unlimited withdrawals.
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PJng
post Apr 22 2019, 03:07 PM

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Just go to replace new card, bank charge me RM12,
But operator said charge will waive
Confuse
beLIEve
post Apr 24 2019, 02:31 PM

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QUOTE(moonsatelite @ Apr 21 2019, 11:50 PM)
Also, I think only Maybank allows a no fee debit card that limits you to 4 ATM withdrawals per month (I am not sure for foreigners), or opt-in to pay RM 8 per year for unlimited withdrawals.
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Other banks have that too. Most are tied to Basic Savings Account and you will have to ask about it when you apply. Otherwise, you're getting some sort of non-basic savings account and have to pay annual fee for the debit card.
moonsatelite
post Apr 24 2019, 10:24 PM

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QUOTE(beLIEve @ Apr 24 2019, 02:31 PM)
Other banks have that too. Most are tied to Basic Savings Account and you will have to ask about it when you apply. Otherwise, you're getting some sort of non-basic savings account and have to pay annual fee for the debit card.
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Something that I have to inform you and I am not sure if you know the details, a Basic Savings Account entitles the account holder to (8, EIGHT) free withdrawals per month. But, Maybank has a free option for only (4, FOUR) free withdrawals per month and is open to anyone to apply.

SUSAngelic Layer
post Apr 26 2019, 04:47 AM

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Being a person that do not believe in borrowing to spend, I wondered what is the best debit card available in our country today?
Was it RHB Premier Infinite?
JuneResources
post Apr 26 2019, 09:54 AM

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QUOTE(PJng @ Apr 22 2019, 03:07 PM)
Just go to replace new card, bank charge me RM12,
But operator said charge will waive
Confuse
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You are referring which bank card?

PJng
post Apr 26 2019, 10:32 AM

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QUOTE(JuneResources @ Apr 26 2019, 09:54 AM)
You are referring which bank card?
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CIMB,refer this

https://forum.lowyat.net/index.php?act=findpost&pid=92448762
JuneResources
post Apr 26 2019, 11:45 AM

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QUOTE(PJng @ Apr 26 2019, 10:32 AM)
Oh, finally saw for your past conversation.. laugh.gif

By right they will waived the replacement card since unauthorized person been swipe your card via online..
Unless your physical card been stolen (lost card by yourself accidentally), then you need to pay off the replacement fees.

CIMB now force all the users to change password.. Else you cannot login cimbclicks anymore..
Damn their security system getting weak and weak already..
PJng
post Apr 26 2019, 11:57 AM

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QUOTE(JuneResources @ Apr 26 2019, 11:45 AM)
Oh, finally saw for your past conversation.. laugh.gif

By right they will waived the replacement card since unauthorized person been swipe your card via online..
Unless your physical card been stolen (lost card by yourself accidentally), then you need to pay off the replacement fees.

CIMB now force all the users to change password.. Else you cannot login cimbclicks anymore..
Damn their security system getting weak and weak already..
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I already explaint to staff, operator say waive,
She still say if bring old card, free, new mydebit card will charge
She deduce on my acc, PMPC OTHER FEE 55XX XXXX XXXX XXXX RM12.00, my new card number
I already ignore few month not to change password, but now after change always wrong tyoe old password
michael5
post Apr 26 2019, 01:44 PM

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hi. CIMB BSA with and without annual fee. the branch told me that BSA without annual fee cannot perform retail purchase and online transaction, however, customer service told me all can be perform in without annual fee account.

any sifu can advise this matter? which one is correct?
cybpsych
post Apr 26 2019, 03:25 PM

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QUOTE(michael5 @ Apr 26 2019, 01:44 PM)
hi. CIMB BSA with and without annual fee. the branch told me that BSA without annual fee cannot perform retail purchase and online transaction, however, customer service told me all can be perform in without annual fee account.

any sifu can advise this matter? which one is correct?
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https://www.cimbbank.com.my/en/personal/pro...gs-account.html

no such restrictions.


why not you try yourself too?
michael5
post Apr 26 2019, 03:31 PM

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QUOTE(cybpsych @ Apr 26 2019, 03:25 PM)
https://www.cimbbank.com.my/en/personal/pro...gs-account.html

no such restrictions.
why not you try yourself too?
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Currently im with BSA with annual fee. worry that any other difference other than withdrawal limit.
cybpsych
post Apr 26 2019, 03:40 PM

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QUOTE(michael5 @ Apr 26 2019, 03:31 PM)
Currently im with BSA with annual fee. worry that any other difference other than withdrawal limit.
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should be no limitation except the withdrawal limit

https://www.cimbbank.com.my/en/personal/sup...ebit-mastercard
michael5
post Apr 26 2019, 03:57 PM

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QUOTE(cybpsych @ Apr 26 2019, 03:40 PM)
should be no limitation except the withdrawal limit

https://www.cimbbank.com.my/en/personal/sup...ebit-mastercard
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alright. you are using BSA without annual fee? can you proceed online transaction?
cybpsych
post Apr 26 2019, 04:07 PM

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QUOTE(michael5 @ Apr 26 2019, 03:57 PM)
alright. you are using BSA without annual fee? can you proceed online transaction?
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yes using bsa w/o fee. but i dont use my dc. literally put in the drawer. only use internet banking for ibg/ibft/efd transfer.
alexwsk
post Apr 26 2019, 07:51 PM

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QUOTE(michael5 @ Apr 26 2019, 03:57 PM)
alright. you are using BSA without annual fee? can you proceed online transaction?
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yes, can do online without problem
JuneResources
post Apr 27 2019, 01:55 PM

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QUOTE(PJng @ Apr 26 2019, 11:57 AM)
I already explaint to staff, operator say waive,
She still say if bring old card, free, new mydebit card will charge
She deduce on my acc, PMPC OTHER FEE 55XX XXXX XXXX XXXX RM12.00, my new card number
I already ignore few month not to change password, but now after change always wrong tyoe old password
*
Then did you request them back to refund back RM12?
Since operation say waive, should drop email to them.

Like last time AMBank also request to change to debit card with paywave function (Mine one don't have paywave).
The card is automatic unable to use already currently (due to still use that paywave).

Go to the branch request change new debit card, then charge RM12..
I reject to them because I don't lost any card, why charge RM12?

End up don't change the card and sometimes staff ask why you don't change the card after saw my card?
Because you wanna charge me RM12.. Is BNM been force by your bank, but not force by me..
Should waive for customer (by right) and this will increase security.


PJng
post Apr 27 2019, 02:17 PM

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QUOTE(JuneResources @ Apr 27 2019, 01:55 PM)
Then did you request them back to refund back RM12?
Since operation say waive, should drop email to them.

Like last time AMBank also request to change to debit card with paywave function (Mine one don't have paywave).
The card is automatic unable to use already currently (due to still use that paywave).

Go to the branch request change new debit card, then charge RM12..
I reject to them because I don't lost any card, why charge RM12?

End up don't change the card and sometimes staff ask why you don't change the card after saw my card?
Because you wanna charge me RM12.. Is BNM been force by your bank, but not force by me..
Should waive for customer (by right) and this will increase security.
*
E mail to cimb? I did not cotact bank yet
JuneResources
post Apr 27 2019, 03:32 PM

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QUOTE(PJng @ Apr 27 2019, 02:17 PM)
E mail to cimb? I did not cotact bank yet
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If don't email or contact, then how come operator say can waive?
Cannot simple just say, but don't action leh..

Like that everybody can say shiok sendiri already.
"Everything can waive, but no action been done"..
cybpsych
post Apr 30 2019, 08:11 PM

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