unless from reputable developer like I&P or YTL those Queue Up effort is wasting of time..

shld tell ppl small units no more..only got big units

Ya..before official launch i agree the developer can sell to existing client...but NOT for those agent by just marking only

I confirm there is undertable money involved, this is tell by the agent himself.

anything deal with TAX Free CASH, i believe people still willing to risk it and some desperado will grab it. Developer should govern on this to ensure fairness to other buyers

i signed SPA last weekend at sales gallery and was told that PJD is going to refurbish show unit for phase 2 in coming months. the legal firm staff told me got Singapore and China buyers for this project.

anyone get the loan approved?

I got to know from my bank agent - RHB, loan legal fee has to pay by us?
Is this true?

Anyone knows that any bank that can have the loan legal fee put into loan?

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Added on September 10, 2012, 1:56 pmdo you pay bank loan legal fee?

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Added on September 10, 2012, 2:11 pmAnyone can verify this - 70% loan purchaser needs to pay for the legal fee?

I called up to RHB, and Alliance banks to ask about the loan legal fee. According to the bankers, 70% loan purcharse has to pay the loan legal fee and the amount cant be added into the loan amount. Is this true?


Any other bankers can verify this? If your bank is able to add the loan legal fee into loan amount, please give me your contact.



This post has been edited by CharmaineLee80: Sep 10 2012, 02:11 PM

normally sub sale will offer zero fees, new props no.

Yup, you can loan it under ur package.

i heard RxB currently offering -2.6%, not sure applicable to this or not since got quota.

Peri peri,
Thanks for reply. But the bank came back says that cant have the loan legal fee to added into the loan package.
Even Allianze bank came back with same answer.

Wonder any other bank can include the loan legal fee into the loan package...

hmmm, maybe this new props already at its top valuation redi. I believe those panel of banks may have the quota to comply. Worst come to worst, source from other non panel banks, go through longer processing process, extra valuation fee if the developer willing to wait

RHB allow legal fee included in my loan.

can give me your RHB banker name, and contact person?

Banker name and contact person.. should be the same what

I have bad experience when include the legal fee for loan inside the loan for C*** bank. the lawyer refused to give any discount.

extra discount besides accordance to their remuneration of fee? Normally below rm500k will entitle 30% off automatically.

Sorry, I mean contact number...

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Added on September 10, 2012, 10:25 pmHi you@23xx, can share if you pay loan legal fee? Or you ask banker to include into loan package?


This post has been edited by CharmaineLee80: Sep 10 2012, 10:25 PM

i never ask HSBC to include the fees since i prefer to pay for it to reduce loan amount.
I do ask for discount and confirmed that they will give 30% off except stamp duty.

Yes, I did not get the normal 30 % discount..

It's not that LTV 70% loan takers will not get the legal fee finance into loan.

It was due to BNM Guideline @ LTV 70% where this 70% is actually inclusive of MRTA or Legal Fee. Means, the bankers did not inform you correctly that Legal Fee is not able to finance into the loan as long as margin 70% only.

Say, the legal fee is about 2.5% of your purchase price, if you're hit with LTV 70%, the banks will still offer you margin 70% where 67.5% ( Actual Margin ) + 2.5% ( Legal Fee ) = 70%

Anyhow, if you're 3rd home buyer and your commitment is still very very low, some banks are willing to consider 71-72% inclusive of the legal fee financing.

Now, I don't think so.

Anyone managed to secure 90% loan for the 1200ft2 unit worth 600k plus before disc? HLB only offers 70%.

these 2 months onwards banks are becoming more stringent in approving loan. Maybe due to budget or GE think. Just grabs what ever they can offers if you like the props.

The bank is not stupid for approving something not ordinary. They have all the resources required to access your port folio and eligibility.

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Added on October 11, 2012, 12:17 pmmy godness, what happen to this great condo, so quiet !

This post has been edited by peri peri: Oct 11 2012, 12:17 PM

I check the office today and only very few units available. All sapu except the 1400+ units.


I would like to ask those lucky buyers - Developer is offering DIBS which is up to 4.75% or upfront cash of 3% to cover for the loan interest during contruction. Can I know which option have you choose ? Need to know the pros and cons before signing.