Own customization.

You can put 1300, 1000, 500..
Don't have a model de lar.. Depends on your own appetite and risk.

Just for a "feel":

1997 to end 1998 drop, from top / max point --> to bottom point, was about 80%
2008 to end 2008 drop, from top / max point --> to bottom point, was about 40%

Corrections are "usually" about 20% drops, the above are NOT corrections but major impact thinggies
Note - we are now about 11%+ drop from top / max point of KLCI

Thus, U can take a queue from those based on one's risk/reward appetite.

So Wong, what is your targeted point of entry?

Eh? For Trend/Value or my quarterly buta DCA+VCA (TwinVest)?
heheh TwinVest still chugging along every quarter - bit by bit ($xxK EPF held in PSBF + $xK Cash allocated per qtr)
No fear, no timing, just value averaging (75%) mostly
-----
for Trend/Value opportunity - when mid-long Trend Accumulation phase in my own calculation .
No idea when the KLCI will by then though - hehe, no idea until KLCI reaches it.

Then i jump in 50% of of allocated $xxk EPF held in PSBF.
Another 50% if Accumulation phase goes on for 3 months AND 1st entry makes net profit %

EXIT both if Trend reverses from Accumulation-->Recovery-->Bearish
OR Trend goes on from Accumulation --> Bullish --> Warning --> Distribution
Scary ride heheh

Gambate!

Oh,ok. Yea, u did inform u do vca.
That is why v call u wong sifu la. Haha.

For easier part, we follow wong's footstep. He enter, we enter. He cabut, we cabut. U lose money, your problem

He blindly VCA lar.. Haha, because he started long long ago..
If you are new, probably can wait for good moment, then pump in..
Spread it lo..

How to withdraw some of PUBLIC MUTUAL FUND ?

This place (ulu) don't have public mutual centre.

I got public mutual online though. Is it possible to withdraw via online ? How to do it ? Transfer to my Public bank...

You can do it using Public Mutual Online under Transaction Requests>Repurchase

Wah liao eh Mois, dont lar "put me on the table"
Like i shared earlier - i dont trust a methodology 100%, thus i'm splitting my investments entry/exit into 2 approaches/methodologies
a. Programmatic (no fear/greed)
+Entry based on TwinVest and amount allocated per program (eg. EPF PAGF, EPF PSSF)
+Exit based on per transaction's net profit of more than >=xx% within 1 yr
OR >=yy%pa if held more than 1 year
SWITCH back to PSBF cost +10%pa expected returns, let the abnormal net profits continue riding
thus win in terms of lowered risk/exposure since abnormal profits liao
+ win in terms of letting the abnormal profits continue going up if the market still bullish

b. Trend / Value
as per earlier posting's (Post #431) Entries & Exits

I'm trying to simplify as much as possible thus any of my family/relatives/friends and even my little girl can do it when she's older

---

Added on September 21, 2011, 8:22 amYup yup - i've got a buddy that wants to start with his EPF now.
We've laid out the plans and accumulating ammo in his PSBF
to start 2 TwinVest programs when KLCI goes into Recovery phase
& Trend into PIX, when in Accumulation phase.

This post has been edited by wongmunkeong: Sep 21 2011, 08:25 AM

hi all, I'm not sure if now is the right time to buy more units for the fund that I have. From what I understand so far is that once the NAV drops, it's a good deed to buy more units.

Please correct me if I'm wrong.

Of course it is good to buy when it drops because it is cheap. But question is, how cheap is cheap?

cheaper than the first time when i bought? that should consider a good deal right?

buy sikit sikit, dont finished ur money 1 time.

Definitely once the price drop below your average buy price it is good to topup to average down, in the long run if you continuously do so, it is easier to gain profit.

i also understand that we're supposed to set a goal when we invest. Can someone explain this to me?

KLCI up 9 points at the moment.

Like this, you will be very busy buying already.. Haha.
Remember to set a strategy, don't sai lang everything.

Now u see it is cheap, down the road, it can be cheaper.

Then another few more months, even cheaper.

So best is, enter stage by stage.

For me, 'goal' is when you wanna repurchase back the fund!

Bigger goal should be a fund for your retirement or for your kids education!

May I know how one determine support/resistance line?
Sometimes when I read, its stated 1420, sometime 1415