buy,,,,buy,,....buy.

if u don't hv the confidend.....dont buy.

ur account still active, even if u take out all ur money. u can re-invest with the same acc no. no charge for take back money.

why ur agent run away?
why u want to take the money?
not hapy with agnt?
or, the value drop?

if the value, drop, instead u take back ur money, u can switch to BOND, and switch again to equity without paying SC later.
if u sell back and re-enter again later, u need to pay SC again.

As far as i know (which aint much ), even if U EMPTY the AGENT field in PMOnline, your current agent still gets a % of the service charges

Worst, if U doing it via PBonline and U must select an existing fund account, FOR SURE your agent for that account will get a % of the service charges.

Best = to work with another agent, ie. fill in form one time, then next time just invest via that new agent/account.

BTW, i'm in no way encouraging U to tell your current agent to bugger off k

maybe ittkial UIC not very much affected. so, kena tunggu-lah kawan.

or go for other fund.

cannot.

get the FIMM license, sell back all the funds. buy it back with ur own agent code.

Wah bro - like that incur another round of service charges % leh.
Not too good to cut off the nose to spite the face

Good news to those who holding cash and want to do VCA in these few days~

true but based on trend (mid-long) analysis, one may want to hold on first

I bought rm2000 worth of P. Ittikal about 6 years ago. I didn't keep track all these years. Wonder how much I made (or lost)
Thinking of selling and put the money into stock market.

sure...already made one. call ur agent or customer service for the status.

er.. bro, just a logic clarification yar:
a. PIttikal NAV, an equity fund mainly buying local stocks (pls correct if i'm in lalaland ar ) down
b. U want to sell AND put into directly into local stocks

Reason:
1. coz stock market also down?
OR
2. you've got some stock picks going against the grain / current bearish trend?
OR
3. other reasons?

Actually don't know whether it's a good idea to sell now. It's just a small amount of money. Yea, now red sea in stock market but I see it as an opportunity to invest for long term. I do have some stocks that I want to pick up.

This post has been edited by A2Z2U: Sep 12 2011, 07:38 PM

wat else can advice?, our fren dont want his agent C his stament n enjoy the commision

u shuld sell it 2-3 months ago. but its not too late.

mind to share which stocks in ur pickup list?

methinks best revenge is to SHOW the current idiot agent how much he/she is losing out by investing properly with another agent (or self as agent)

"Vengeance is best served cold" - hehe, i interpret "cold" to be "cold hard logic"

---

Added on September 12, 2011, 8:18 pmIMHO the local market's a sea of red with tidal waves now (bearish trend).
U may want to wait for the tide to fall first or risk "being pulled into the deep red sea and drown"

On a flip-side, if U are targeting staples like NESTLE, DLADY or plantation sector - these looks "more" steady than the rest. Of course the "tide" (trend) usually pulls down or raises all "boats" (stocks) though

This post has been edited by wongmunkeong: Sep 12 2011, 08:18 PM

CIMB and Petronas Chemical

---

Added on September 12, 2011, 9:30 pmI'm not good at timing the market.
I use average down strategy.

This post has been edited by A2Z2U: Sep 12 2011, 09:30 PM

dummy question here... may i know what is VCA ?

Value Cost Averaging.
Some more details/books links
http://forum.lowyat.net/topic/690951/+1162

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Hi all,

Just would like to share this info... KWSP earns 0.25% a year on EPF funds that have been withdrawn by contributors and invested 'approved' unit trust funds --- source from The Edge Personal Money September 2011 issue.

Btw, does the charges stated in the statement? Or KWSP bill the unit trust company for the charges... unit trust company charge the investor accordingly... it is part of the service charge?

Thanks.


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