Hi all,

When a fund is closed, we can't buy the fund anymore (till it open again), but we can sell/switch them, right? Unlike the stock market... stock 'suspend', cannot trade/buy/sell. Am I right?

Thanks.

Hi all,

Newbie in UT just would like to know the following:
1) each fund has their own 'financial year/period-ended', am I right?
a) does it means the bond fund will give distribution yearly after the 'financial year/period-ended'? If the ' 'financial year/period-ended' of a bond fund is on Dec 31, we buy the fund on Dec 1, are we able to enjoy the 'distribution' immediately OR need to wait for another year?
b) for a equity fund also has its 'financial year/period-ended', distribution is incidental, am I right?

2) how to check the fund's initial offer NAV price? Highest/lowest NAV price in the past... can we find out?

Thanks in advance.

This post has been edited by lowyat2011: Sep 6 2011, 10:25 PM

Thanks David83 for the clarifications.

Since the bond fund distribute every financial year/period-ended, does it means... after EPF pay the yearly dividend (lets say 5%) on April 30, then we can use the eligible $ in EPF a/c1 to invest a bond fund and get another dividend from bond fund (lets say 6% on Dec 31) in the same year... then transfer all the $ back to EPF a/c1... repeat the same process all over again... eventually, we are getting 5% from EPF + 6% bond fund dividends every year... just pay 0.25% SC only, can this work? sorry... just some thoughts only

This post has been edited by lowyat2011: Sep 7 2011, 08:03 PM

trying/thinking hard for our EPF $ to make a bit more $

This post has been edited by lowyat2011: Sep 7 2011, 09:27 PM

How about... transfer as much $ from EPF to bonds fund after EPF paid its interest (every April?), left the $ in bonds fund for 6-8 months and hope the NAV value appreciate, then sell/transfer back all the $ into EPF (before Dec 31) and enjoy the next year interest ---> at least let the $ to have chance to grow more within the 6-8 months

Sorry for causing all the misunderstanding... blame it to my left/right/centre/up/down brain... keep thinking how $ can grow more...

This post has been edited by lowyat2011: Sep 7 2011, 10:14 PM

sorry, I thought epf is yearly rest. If this is the case... not worth the hassle

Just curious, if the dividend declared is 5%, the latest nav value is RM1.00 and I have 1000 units...
5% of RM1.00 is RM0.05, after declared, am I getting:
a) (RM1.00 + RM0.05) x 1,000 = RM1,050
or
b) (RM0.95 + RM0.05) x 1,000 = RM1,000

Thanks in advance.

---

Added on September 8, 2011, 1:23 amSorry, forgot to ask... If the bond fund's initial nav is RM1.0000 and the average of 4-5% growth, after few years, the nav should be increased to RM1.2000 to 1.3000, but the current nav still around RM0.9999 - 1.009, does it means... after declared the dividend, the nav value dropped and investor either gets more units (reinvest) or gets $?

Thanks in advance.


This post has been edited by lowyat2011: Sep 8 2011, 01:23 AM

wongmunkeong/kparam77/David83/cheahcw2003... thanks for clarifying the UT dividends. I wish PM do not declare dividends and lets NAV value keep on increasing

This post has been edited by lowyat2011: Sep 9 2011, 01:02 AM

Hi all,

Just would like to share this info... KWSP earns 0.25% a year on EPF funds that have been withdrawn by contributors and invested 'approved' unit trust funds --- source from The Edge Personal Money September 2011 issue.

Btw, does the charges stated in the statement? Or KWSP bill the unit trust company for the charges... unit trust company charge the investor accordingly... it is part of the service charge?

Thanks.


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Hi all,

Just would like to understand how to read the 'chart' of PGF (Public Growth Fund):
http://www.publicmutual.com.my/application...formancenw.aspx

For last 3 years performance: Total Returns from 13-Sep-08 To 12-Sep-11=45.32% or 15.11% per year.

For last 5 years performance: Total Returns from 13-Sep-06 To 12-Sep-11=80.01% or 16% per year

For last 10 years performance: Total Returns from 13-Sep-01 To 12-Sep-11=181.73% pr 18.17% per year

For last 26 years performance: Total Returns from 09-Jan-85 To 12-Sep-11=854.37% or 32.86% per year

Am I reading the charts correctly?

Thanks.

This post has been edited by lowyat2011: Sep 13 2011, 10:04 PM