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 Public Mutual v3, Public/PB series funds

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techie.opinion
post Feb 5 2012, 11:34 AM

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I just load my 5k EPF money into PB Mutual Fund (Public Ittikal Fund) It meant for long term. Is it wise option?

Since I invest 5k Public Mutual also giving free insurance 'Publick Takaful' which covered the amount of invested fund x 2.

"Poor man with hard earn money to benefits from unit trust investment return to survive after retirement"

QUOTE(kparam77 @ Feb 5 2012, 11:15 AM)
u need to open an acc min rm1k with agent B.  than top up with agent B.
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This post has been edited by techie.opinion: Feb 5 2012, 11:36 AM
techie.opinion
post Feb 5 2012, 06:43 PM

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Hi Wong,

Is Public Ittikal feasible for the long run investment? I think to hold until the current economic climate change. Then switch to bond fund.

What is the price in worst case scenario especially when market slide down?

QUOTE(wongmunkeong @ Feb 5 2012, 02:42 PM)
Like PSBF, it's open for EPF subscription, NOT cash
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techie.opinion
post Feb 5 2012, 08:29 PM

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You write the truth bro... Agreed. I did apply the Asset Allocation as well via insurance, property, UT, savings and bond.. Practically meant to cushion the roller coaster trend and make me feel peace. Look forward for a little bit of equity fund holding...

I am worried if world market rolling down and more worry if it come to our shore... called KLCI. Internally is due to election sooner, this is hard to talk due to all of us no experience in Malaysia Government changing hand. Lacking from opposition is not to share their governing plan if they win the election, does the plan exist? I don't know.

QUOTE(wongmunkeong @ Feb 5 2012, 07:39 PM)
Hi TechieOpinion,
er.. i've no crystal balls to see how feasible P.Ittkal would be for the long run, sorry.
Worse case scenerio? Hm $0 NAV tongue.gif possible but not probable though.

Your idea of entry buy & hold, then exit when current economic climate change - is do-able but specifics must be drawn out IMHO, thus U have a plan once triggered. Cant plan AND execute properly when "there's fire" right?
Eg.
What do U mean by ?current economic climate change"? KLCI? or GDP? or BNM's OPR rates?
What if the KLCI index is still so-so (around 1500 to 1600) but P.Ittikal drops like a stone?
What if the KLCI index is still so-so (around 1500 to 1600) but P.Ittikal surges like a rocket making U 50% in less than 1yr?
What if the KLCI index is surges (around 1600 to 1700) but P.Ittikal drops like a stone or doesnt budge?

I personally invest with "dunno the future for sure" approach since i've no crystal balls, thus, i use Asset Allocation as a basis + execute buying using value averaging & value lump sum opportunities, with several exit plans.
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techie.opinion
post Feb 5 2012, 08:46 PM

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Thanks bro... a bit pessimistic.. prepare for the worst.

Yeah... Saving cash only meaning we are supporting the slavery to the money. Risk created for caution.

"Contribute/Help The Poor People, To Reduce The Venom of Money".
techie.opinion
post Jun 26 2012, 11:00 PM

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QUOTE(Smurfs @ Jun 26 2012, 10:47 PM)
i got a far east alpha 30 fund still making losses...i DDI to this fund also just hope the fund can get better.

else i gonna cut loss and channel the money to REIT instead
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The funds look harder to move up in general... I just go for high risk... Expecting the risk probably go bad, cool as i got 21 years from now before cash out... Cool rclxm9.gif just share my opinion. Always ask myself, am i afford to bear the losses? Before decide how much money to invest.

This post has been edited by techie.opinion: Jun 26 2012, 11:06 PM
techie.opinion
post Jul 20 2012, 07:46 AM

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QUOTE(debbieyss @ Jul 19 2012, 09:54 PM)
I don't understand what are you trying to reply.
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Based on real investment sight... 3-5 years should look at, unless diifer investment model... icon_rolleyes.gif
techie.opinion
post Jul 26 2012, 11:27 PM

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QUOTE(echoesian @ Jul 25 2012, 04:26 PM)
PB Mutual funds are mostly not really a good performer afterall
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It's lagging now... no PM only, other fund also same. Equity fund exposure feel the heat of worried share markets around the globe, so invest wisely.

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