You write the truth bro... Agreed. I did apply the Asset Allocation as well via insurance, property, UT, savings and bond.. Practically meant to cushion the roller coaster trend and make me feel peace. Look forward for a little bit of equity fund holding...
I am worried if world market rolling down and more worry if it come to our shore... called KLCI. Internally is due to election sooner, this is hard to talk due to all of us no experience in Malaysia Government changing hand. Lacking from opposition is not to share their governing plan if they win the election, does the plan exist? I don't know.
QUOTE(wongmunkeong @ Feb 5 2012, 07:39 PM)
Hi TechieOpinion,
er.. i've no crystal balls to see how feasible P.Ittkal would be for the long run, sorry.
Worse case scenerio? Hm $0 NAV

possible but not probable though.
Your idea of entry buy & hold, then exit when current economic climate change - is do-able but specifics must be drawn out IMHO, thus U have a plan once triggered. Cant plan AND execute properly when "there's fire" right?
Eg.
What do U mean by ?current economic climate change"? KLCI? or GDP? or BNM's OPR rates?
What if the KLCI index is still so-so (around 1500 to 1600) but P.Ittikal drops like a stone?
What if the KLCI index is still so-so (around 1500 to 1600) but P.Ittikal surges like a rocket making U 50% in less than 1yr?
What if the KLCI index is surges (around 1600 to 1700) but P.Ittikal drops like a stone or doesnt budge?
I personally invest with "dunno the future for sure" approach since i've no crystal balls, thus, i use Asset Allocation as a basis + execute buying using value averaging & value lump sum opportunities, with several exit plans.